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- Suarez, J. (1994), “Closure rules, market power and risk-taking in a dynamic model of bank behaviourâ€, LSE Paper 196, November. Business Systems Research | Vol. 6 No. 2 | 2015 About the author Ivan Huljak was born in Zagreb in 1981. In 2004 he received bachelor’s degree in Finance and in 2010 master degree in Corporate finance. In 2014 he received his PHD in the field of banking and industrial organisation with thesis: The net effect of bank market power in CEE countriesâ€. Author currently works as a Senior Advisor in Financial Stability Department at Croatian National Bank. Author can be contacted at ivan.huljak@hnb.hr
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