While browsing the Bellroy website, I noticed that the currency featured was SGD. I was curious if the currency shown is based on the visitor’s IP address. So I switched my VPN to Japan and yup, the product image (and price too!) switched to Japanese Yen. The coins don’t change though. But still, nice implementation.
Product image compiled from this product page.
So it has been some 579 days since my last post.
I have this really bad habit of creating draft posts but never completing them. Since my passion is all things tech, the last drafts include my thoughts on the DS213+, what I deem to be my best tech purchase to date, a review of the Xperia Z3 Compact – my first Android after a long time, and a few other random posts. Perhaps I will get to it in a bit. But right now, my latest acquisition of the Fujifilm X100T has got me all excited about writing about it. How it has reignited my passion for photography after a long time with system/interchangeable lens cameras. So… yeah, perhaps wait for it? 🙂
Singapore has been shrouded in a persistent haze for about a week now. There is a lot of complaints, finger pointing and gloom, understandably. While driving home earlier, I was thinking, surely there are some upsides to this and here is my attempt.
1)Â Get in touch and reconnect
The haze is a great reason to call or message old friends and family, those that you have been out of touch, to see how they are.
2)Â An opportunity to give – adversity always brings people together. This is an example that has been going around.
3)Â Enjoy the indoors – stuck indoors? Find things to do that you never had the time for. Dust off that 10,000 piece jigsaw puzzle. Snuggle up on the sofa and watch a movie. Read. Clean out that storeroom.
4) Be thankful – we tend to take the simplest of things for granted. Like the air that we breathe! Let this be a reminder that we should always be thankful for what we have, and not what we don’t have.
So I was looking for a money management tool for the longest time. My requirements are simple. To be able to set defined budgets and monitor my spending to ensure I keep within the budgets. This should come in a form of an iOS app which I can use on my iPhone since it’s with me everywhere, and also ideally on my Mac for detailed management and reporting.
There was only one product that checked all those boxes. YNAB – which stands for You Need A Budget.
YNAB is built on 4 rules: Give every dollar a job, save for a rainy day, roll with the punches, live on last month’s income. What I really like about the YNAB methodology is that it is real world friendly. It doesn’t expect us to keep to our budgets perfectly. It understands that life will always throw its surprises and it ensures you are ready when that happens. Dread that yearly road tax bill? Hey, YNAB will ensure that by the time the bill hits you, you will not blink and be confident you have that tucked away for this.
The YNAB resource has a great website with lots of resources. Read the interesting book on how YNAB came about, register for a live webinar with real people – where your questions get answered immediately, or just read up online.
After a 34 day trial, I was ready to pay the full $60 (USD). I usually do look for coupon codes before I purchase any software but I could not find one – and there isn’t even a form field to enter any code during the purchase process. In fact, YNAB even has a page saying how there isn’t one! Cheeky because one will probably find that upon searching for YNAB coupon code.
But days after my purchase I received an email inviting me to a referral program where one can get $6 off each purchase of YNAB! That’s a tangible 10% which I wish I had. As a matter of full transparency, I do get $6 for each purchase made through this referral link. But truthfully, if I am not a fan of YNAB, I will not even bother to do this.
So learn more about YNAB, download the trial, and if you are convinced, come on by to get $6 off when you are ready to purchase!
Wow. My last post was in 2010?Â
Since then much has happened. Things change but then things also stay the same…
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