--- title: "Wave Pricing, Features & Alternatives (2026)" description: "Wave (Accounting & Finance): Free tier. Plans, pros & cons, and Wave alternatives compared for startups in 2026." source: https://appstackbuilder.com/tools/wave retrieved: 2026-11-13 --- ![Wave logo](https://appstackbuilder.com/logos/wave.png) [Accounting & Finance](https://appstackbuilder.com/categories/finance)Free tier # Wave: Pricing, Features & Alternatives Wave gives away unlimited invoices, estimates and double-entry bookkeeping on its Starter plan and earns on payment processing instead. The $19 Pro plan adds automatic bank imports, receipt capture, late-payment reminders and multi-user access. For a solo business that mostly needs to invoice and hand a clean ledger to an accountant, it is hard to beat on price. Who it’s for: Freelancers and very small businesses in the US and Canada who want free invoicing and bookkeeping and pay mainly when clients pay online. Category Accounting & Finance Pricing Free tier available Free tier Yes Best for Accounting & Finance: free invoicing, freelancers, bookkeeping ## Wave at a Glance What it is Invoicing and bookkeeping software Free access Free Starter plan, unlimited invoices How you pay Free or $19 a month; card fees per payment Users Extra users on Pro Payments Cards 2.9% + $0.60 Checked November 2026 against [Wave pricing](https://www.waveapps.com/pricing). [Visit Wave official site](https://www.waveapps.com/) ## Wave Pricing Plans (2026) | Plan | Price | Highlights | | ---------- | ----------- | --------------------------------------------------------------------------- | | Starter | $0 | Unlimited invoices and estimates · Double-entry bookkeeping · Mobile app | | ProPopular | $19 / month | Automatic bank imports · Unlimited receipt capture · Late payment reminders | Pricing summary: Free · paid from $19/mo. Always confirm current pricing on the official site. ## Key Wave Features * ✓Starter: free, unlimited invoices, estimates, bills and bookkeeping records * ✓Pro: $19 a month or $190 a year, bank imports, receipt capture and late reminders * ✓Card payments: 2.9% + $0.60 (Amex 3.4% + $0.60) * ✓Pro waives the $0.60 on your first 10 card payments each month * ✓Payroll is an add-on from $25 a month * ✓Prices shown in USD and CAD ### ✓ Pros * +Genuinely free core product * +Proper double-entry ledger * +Clean invoicing * +No per-seat pricing ### ✗ Cons * −US and Canada focused * −Payment processing fees are the real cost * −Thin inventory and project features ## Best Wave Alternatives [Compare all ](https://appstackbuilder.com/tool-alternatives/wave) [![Zoho Books logo](https://appstackbuilder.com/logos/zoho-books.ico)Zoho BooksFree · paid from $20/mo](https://appstackbuilder.com/tools/zoho-books)[![QuickBooks logo](https://appstackbuilder.com/logos/quickbooks.png)QuickBooksFrom $30/mo](https://appstackbuilder.com/tools/quickbooks)[![Xero logo](https://appstackbuilder.com/logos/xero.svg)XeroFrom $25/mo](https://appstackbuilder.com/tools/xero)[![FreshBooks logo](https://appstackbuilder.com/logos/freshbooks.svg)FreshBooksFrom $10/mo](https://appstackbuilder.com/tools/freshbooks) ## Wave Compared [Wave vs Melio](https://appstackbuilder.com/compare/melio-vs-wave)[Wave vs BILL](https://appstackbuilder.com/compare/bill-com-vs-wave)[Wave vs QuickBooks](https://appstackbuilder.com/compare/quickbooks-vs-wave)[Wave vs Zoho Books](https://appstackbuilder.com/compare/wave-vs-zoho-books)[Wave vs Xero](https://appstackbuilder.com/compare/wave-vs-xero)[Wave vs FreshBooks](https://appstackbuilder.com/compare/freshbooks-vs-wave) ## Wave FAQ What is Wave used for?⌄ Wave is a accounting & finance tool. Free invoicing and bookkeeping for freelancers and very small businesses: Wave makes its money on payments, not software. Is Wave free?⌄ Yes. Wave has a free tier you can start with, and paid plans for more usage and features. How much does Wave cost?⌄ Wave offers a free tier, with paid plans starting at $19/month. What are the best Wave alternatives?⌄ Popular Wave alternatives include Zoho Books, QuickBooks, Xero, FreshBooks. Compare pricing and features on our Wave alternatives page. ## Not sure if Wave fits your stack? Get a free, AI-powered tech stack tailored to your budget, app type, and team size, including the best accounting & finance pick for you. [Build my stack free ](https://appstackbuilder.com/)