Maurice Chadwick

We caught up our Chief Strategy Officer, Billy O'Connell, at Bank of Ireland Group Strategy 2028 launch in London.    In this short video, Billy shares some thoughts on what the new strategy will mean for our customers and the work already underway to build a stronger, simpler, resilient bank.

100

1 Comment

Many Irish SMEs still default to the same bank when funding is needed, simply because that’s where they’ve always banked. In today’s lending environment, that approach carries more risk than most realise. Credit decisions are now driven by central policy, sector appetite and risk models, not simply relationship history. When all funding conversations run through one lender, SMEs lose leverage and can be caught out if strategy or appetite changes. I’ve written a short piece on why single-bank dependence is becoming a risky funding strategy, and what a more resilient approach looks like. If you’re planning funding, refinancing or expansion, it’s worth stepping back and reviewing your options before you need them. Read more here: https://lnkd.in/ecARvTRF

1

Minister of State with responsibility for Financial Services, Credit Unions and Insurance Robert Troy joins thought leaders on the exciting new innovations in Ireland’s financial sector. Work is underway to develop the next Ireland for Finance strategy, seeing us out to the end of the decade and beyond. The path forward is clear: targeted investment, smarter regulation and active Government leadership. ➡️Read more here: http://bit.ly/3ZAGdvS or in today's Sunday Business Post. Business Post Mediaplanet #FutureofFinance2025

17

1 Comment

Is €100,000 Actually a High Income in Ireland? In this clip from the latest CEO Corner episode, Stephen Felle, CEO of Fordel, breaks down a misconception many people, even within financial services, still hold: that earning €100,000 a year automatically means financial comfort. He explains how a blended tax rate of 42–43% reduces that figure to roughly €60,000 net. Spread across housing, childcare, transport, insurance, food, utilities, and the rising cost of living in cities like Dublin, Cork, or Limerick, the remaining disposable income is far smaller than most people assume. Stephen’s point is clear: high income does not equal financial security. Without planning, structure, and long-term strategy, even strong earners can feel stretched. A timely reminder for employers and leaders about the real pressures facing staff, especially those living and working in Ireland’s major urban centres. 🎧 Watch or listen to the full episode: YouTube: https://loom.ly/8kmO8d4 Spotify: https://loom.ly/ia2h96I Apple: https://loom.ly/507UeXU #Leadership #FinancialWellbeing #IrishBusiness #WealthManagement #CostOfLiving #HR #Podcast

3

1 Comment

Your pension isn’t just about how much you contribute, it’s also about knowing the charges involved. In this short video series, we will walk you through the charges linked to different pension schemes, helping you understand what you’re paying and why it matters. IPF Irish Pensions & Finance Limited t/a Irish Pensions & Finance is regulated by the Central Bank of Ireland. #RetirementPlanning #Smartretirement #taxationinretirement #retirement 

16

We are proud to support Fidelity International on the launch of the first Irish-domiciled UCITS ETF to use the new semi-transparent portfolio disclosure rules, recently approved by the Central Bank of Ireland. We expect this innovation will help deliver investors additional choice through a structure that combines the efficiency, flexibility, and tradability of an ETF with the ability to help protect the intellectual property of active investment strategies. 

173

How can lenders adapt their credit strategies as Irish private companies face rising costs, tighter access to finance and tariff risks? The Strategic Banking Corporation of Ireland’s Outlook Report 2025 shows that 73% of firms cite high material costs as a major concern, while 71% report difficulties accessing finance. Despite this, 70% expect their financial position to improve in the next year and 60% plan to hire more staff. The report highlights a growing preference for sustainable investments, such as solar panels and energy-efficient systems, as firms seek to reduce costs and improve resilience. For lenders, this suggests a need to strike a balance between short-term liquidity support and longer-term financing to promote sustainability and innovation. Which approach should lenders prioritise: short-term working capital solutions, blended finance partnerships, or stronger advisory support for cost-efficient, sustainable growth? https://lnkd.in/gQRCsk3j

1

The Minister for Finance, Paschal Donohoe TD, and Minister of State with responsibility for Financial Services, Credit Unions, and Insurance, Robert Troy TD have today welcomed changes to the Central Bank of Ireland regulatory lending limits this set of regulatory changes will increase the home and business lending capacity of credit unions by €6.6 billion. ➡️ https://lnkd.in/eCp77rnj

78

1 Comment