Smita Ram
Bengaluru, Karnataka, India
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About
In 2008, I co-founded Rang De, India’s trusted peer to peer lending platform that enables…
Articles by Smita
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Striking the right balance – Akshayakalpa x Rang De
Striking the right balance – Akshayakalpa x Rang De
What is the first thing that comes to mind when you think of a marginal farmer? Distress? Poverty? When you meet dairy…
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Rang De’s transformation: what, why and howMar 29, 2019
Rang De’s transformation: what, why and how
Our journey so far On January 26, 2018, we completed 10 years of empowering communities through micro-credit. We have…
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65K followers
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Smita Ram shared thisI've learnt to spot my team members who never ask for credit but deserve it the most. - They don't chase visibility. - They don’t announce their work. - They don't need the room to know their name. But when something is about to fall through the cracks, somehow it doesn't. Because they take accountability and solve it. These are the people who hold an organisation together. They are also the ones whose absence you feel immediately, but often we forget to acknowledge. It's easy to blame them for not being visible. But I believe it is our failure as leaders. Not theirs. If someone on your team is building the foundation everyone else is standing on, tell them you see it. Not in the annual appraisal. Today.
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Smita Ram posted thisRang De became a NBFC-P2P in September 2019. India went into lockdown 6 months later. Most lenders stopped lending overnight. We got a call from a partner working with smallholder farmers in Yavatmal. Soyabean prices were about to crash. Farmers were going to be forced into distressed sales. They asked if we could do warehouse credit and let farmers store their grain safely until the market recovered. We said yes. And we did something we had never done before - Interest-free loans. Their initial requirement was ₹10 lakh. We raised it in 24 hours from our existing social investors. Then word spread in the farming community. Requests started coming in from across the country. We realised very quickly that ₹10 lakh won't be enough. So we called NDTV. What followed was, by NDTV's own account, the best telethon in their history - in terms of how many people hit their platform, how many participated. We raised ₹7.5 crore. These were interest-free for farmers on live television. Through a peer-to-peer lending platform that most of India had never heard of. Every single rupee was repaid. It tells us something about what dignity does to people. We were not giving them handouts. We were giving them credit. And they treated it accordingly.
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Smita Ram shared thisIn 2024, world leaders signed pledges to plant billions of trees. Chami Murmu planted 30 lakh trees without signing anything. Chami is from Bagraisai village in Jharkhand. She lost her father and brother early. Later, dropped out after Class 10 to become the family's breadwinner. In 1988, she attended a community meeting about women's livelihoods. She came back with one idea: 'plant trees'. The men in her village laughed. Today, she is called the Lady Tarzan of Jharkhand. In the next few sentences, you will know why! Over 35 years, she built a network of 3,000 women across 500 villages in Jharkhand's Seraikela-Kharsawan district. - Together they planted 30 lakh trees across 720 hectares of barren land. - They built watersheds that restored groundwater. - Land that was dry now produces paddy and vegetables year-round. - She connected 2,800 self-help groups involving 30,000 rural women. She gave her entire life to the forest. In 2024, the Government of India honored her with the Padma Shri. Every year, corporations conduct meetings and publish sustainability reports. Summits end with declarations. Targets get set and then revised. Chami went to one meeting in 1988 and spent the next 35 years doing the work. Sources: The Logical Indian, Grow Billion Trees, The Weekend Leader.
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Smita Ram reposted thisExcited to be part of this journey with Rang De, the conversations and learnings have only just begun. Smita Ram and Ramakrishna NK very inspired by your journey and what you have built over 18 years!Smita Ram reposted thisImpact doesn’t stop at borders. 🙌 Join Rang De’s UK Chapter this Sunday for the Impact Circle - an afternoon of meaningful conversations, shared stories, and a community that believes in enabling change back in India. 26 April (Sunday) | 15:00 - 17:30 BST If you are around London, come be part of it. RSVP here : https://luma.com/vxcvkqny Hemil Shah | Aarti Nair | Sneha Srinivasan | Atish Bhattacharjya | Rakesh Krishnan | Mitesh Shanbhag
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Smita Ram shared thisA jar of honey won an international award in Paris this year. The woman who harvested it earns ₹5,000 a month. She does it by navigating tiger-infested mangroves. In the Sundarbans, approximately 2000 women spend 40 to 45 days a year traveling deep into the forest by boat to harvest wild honey from red mangrove flowers. This forest is home to royal Bengal tigers, crocodiles and pirates. People have died on this job. Droupadi Halder from Deulbari village lost a group member to a tiger attack. She still goes back. The honey these women harvest is sold through the Sundarini women's cooperative. It received a GI tag in 2024 and won the Dairy Innovation Award at the World Dairy Summit in Paris from the International Dairy Federation. The product has global recognition. The producer takes home ₹5,000 a month. That gap is where most supply chains leave women - at the most dangerous end, with the smallest share of the value they create. What Droupadi and her group have built is extraordinary. What is missing is working capital. For better boats, safety equipment and storage that lets them hold produce and negotiate price rather than sell under pressure. The recognition is there. The reward hasn't caught up yet. Sources: Sundarini cooperative; Down to Earth; Outlook Traveller.
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Smita Ram shared thisThis woman ran a tea stall to feed her children. At 88, the President of India gave her the Padma Shri. Her story is incredible! She is Hanjabam Ongbi Radhe Devi from Wangjing village, Manipur. - Married at 15 - Ran a tea stall to survive - At 25, started learning potloi. Potloi is a traditional cylindrical bridal dress of the Meitei community. She learnt it from a neighbour. Her husband was against it. But she convinced him. For the next 58 years, she made this bridal costume entirely by hand. Over 1,000 outfits... each one keeping alive a craft that was disappearing from memory. When actor Randeep Hooda married Lin Laishram in a traditional Meitei ceremony in 2023, millions saw the potloi dress for the first time. Almost nobody knew about the woman who had spent her life making sure it still existed. When her granddaughter told her about the Padma Shri, Radhe Devi splashed water on her face in disbelief. She was 88 years old. She had been doing the work for 63 years before anyone called it extraordinary. Sources: Imphal Free Press, The Print and SheThePeople.
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Smita Ram shared thisRang De’s journey hasn’t been easy, but it’s been meaningful because of the people who stood by us. Join Ram and me this Saturday as we share the story behind it all. Register here: https://luma.com/vmheru0pSmita Ram shared thisThere was a time when Rang De almost didn’t make it. What kept it going? People who believed. People who backed the idea when it mattered most. Ramakrishna NK & Smita Ram share that turning point. Want the full story, the real behind-the-scenes of how Rang De survived and grew? Join The Rang De Story, an online session with Ram and Smita this Saturday (25 April) at 11 AM and hear it directly from our founders. RSVP to join > https://luma.com/vmheru0p
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Smita Ram reposted thisSmita Ram reposted thisImpact doesn’t stop at borders. 🙌 Join Rang De’s UK Chapter this Sunday for the Impact Circle - an afternoon of meaningful conversations, shared stories, and a community that believes in enabling change back in India. 26 April (Sunday) | 15:00 - 17:30 BST If you are around London, come be part of it. RSVP here : https://luma.com/vxcvkqny Hemil Shah | Aarti Nair | Sneha Srinivasan | Atish Bhattacharjya | Rakesh Krishnan | Mitesh Shanbhag
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Smita Ram reposted thisSmita Ram reposted thisThe Art and Agony of the Tip There is no moment in modern life more quietly complicated than the one that arrives at the end of a meal, a cab ride, or a hotel stay. The service is done. The bill has been presented. And now you must decide how much, if anything, the person who served you deserves as a small acknowledgement of their effort. It is, in theory, a simple act of human generosity....
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Smita Ram reacted on thisSmita Ram reacted on thisSOCIAL WORK. REIMAGINED. Introducing the new MASTER OF MEDICAL SOCIAL WORK (M.MSW) A next-generation professional programme designed for the evolving healthcare ecosystem. ✔ Structured under the NCAHP Act, 2021 ✔ 3600-hour professional training model ✔ Competency-based curriculum ✔ Intensive hospital & community fieldwork ✔ National practice readiness ✔ Global mobility & professional alignment ✔ Interdisciplinary healthcare education
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Smita Ram reacted on thisSmita Ram reacted on thisYesterday I woke up at 3:45 a.m., and after a day of back-breaking travel and work, I stepped into the hotel lobby 19 hours later. I was physically broken and exhausted. I had found no time for gym or meditation. At that point, I felt that there was no hotel in the world that could match the luxury of 8 hours sleep, a leisurely gym/meditation session, and home-cooked food. Our daily mundane life is the kind of privilege that we are unable to recognize or cherish, until we no longer have it. We keep looking for 'special' experiences without realizing that the most special experience is the ability to live a normal life, doing the regular things we find meaningful. I suspect that a lot of luxury is designed to distract us from the simple, regular things we are missing. But we realize it anyway. Just that we don't say it aloud. *** I run HabitStrong, which offers programs for calm productivity and digital de-addiction: www.habitstrong.com
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Smita Ram reacted on thisSmita Ram reacted on thisINSPIRATION (challenging the concept of the "greatest country in the world" A nursing home in the Netherlands has an unusual housing deal: college students can live there for free if they spend 30 hours a month being good neighbors to the elderly residents. That often means coming home from classes, concerts, or parties and simply talking about those experiences with people, many of whom are in their 80s and 90s. No caregiving required, just time and conversation. The project has helped combat loneliness for older adults while giving students affordable places to live. It’s a small but meaningful example of how mixing generations can benefit everyone involved. The program is at the Humanitas Deventer retirement home in the city of Deventer. The arrangement has been widely reported for years by sources including PBS NewsHour and NPR-affiliated outlets. Students receive free or heavily subsidized housing in exchange for spending about 30 hours per month as “good neighbors” to elderly residents. Key details: Students are not hired as medical caregivers. Their role is mainly companionship and social interaction. Activities include chatting, sharing meals, helping with technology, celebrating birthdays, watching sports, and talking about daily life, classes, concerts, and parties. Many residents are in their 80s and 90s. The goal is to reduce loneliness and create intergenerational community. One nuance: Some viral posts say students “live there for free.” Most reporting describes the apartments as rent-free, though some newer descriptions say “free or heavily subsidized” housing depending on the arrangement and room. The program began around 2013–2014 and has become an internationally known example of intergenerational housing. #netherlands #aging #aged #elders #seniors #nursinghomes #collegestudents #loneliness
Experience
Education
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Indian School of Business
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A certificate program sponsored by Goldman Sachs and meant for Women Entrepreneurs. Won the Business plan competition at the end of the certificate course for Rang De.
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Deval Sanghavi
Dasra • 17K followers
The India Philanthropy Forum continues to be a space where the sector comes together with honesty and shared intent. It was a pleasure speaking with Safeena Husain and Dr. Armida Fernandez, two stalwarts whose journeys offer deep lessons in building, sustaining, and staying rooted in purpose. Conversations like these remind us that learning from each other is as important as the work itself.
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Dasra
86K followers
India Philanthropy Forum 2026 | 26 February 2026 Pathfinders in Praxis: Role of Institutional Philanthropy in Uncertain Times As uncertainty reshapes the global landscape, institutional funders are re-examining how capital can create deeper, more durable impact. Join sector leaders as they reflect on what has endured, where systemic gaps remain, and how philanthropic capital can generate stronger multiplier effects through core support, co-funding, institutional capacity, and accountability to communities. Ashwin Iyer, Martin Tan, yamini mishra, Parnasha Banerjee Request an Invite: https://luma.com/usedxdjm #DPW2026 #IndiaPhilanthropyForum #Philanthropy #SocialImpact
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GivingPi
8K followers
Philanthropy in India is evolving from individual intent to shared purpose. In the season premiere of Unusual Suspects, Geetika Dadlani, Associate Director at Dasra and Head of GivingPi, explores a pivotal shift: the rise of philanthropy networks that are moving funders from funding outputs to enabling systemic outcomes. She reflects on how networks are creating space for families to step back, reflect on their intent, and embrace giving that is bold, strategic, and deeply human. As Indian philanthropy becomes more ambitious, collaborative, and future-focused, what role will trust, alignment, and community play in shaping its next chapter? To find out, listen to the conversation here - https://lnkd.in/dGpkBQF9 moneycontrol .com, Earshot Media, Gaurav Choudhury #UnusualSuspects #FamilyPhilanthropy #GivingWithPurpose #GivingPi #StrategicPhilanthropy #IndiaPhilanthropy #PhilanthropyNetworks #FutureOfGiving #Dasra #ImpactMatters #SocialChange
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Ami Misra
Dasra • 6K followers
Hot off the press: We launched the 16th edition of the India Philanthropy Report (IPR) during the Dasra Philanthropy Week. In our recent media conversations on the report, we asked as we answered questions: Does philanthropy in India need its own "Mutual Funds Sahi Hai" moment? Just as wealth management requires a sophisticated backend of advisors, vehicles, and messaging, our report argues that philanthropy needs a similar step change. The data in IPR 2026 makes the "why" very clear. While we are seeing a steady 9-11% CAGR in giving. This pace isn't enough to meet the on-ground demand. We need an acceleration to a 25% growth rate. Achieving this requires better support infrastructure, enabling regulation, and narrative shifts. When I talk about "demand" in philanthropy, I’m referring to the needs of communities battling systemic gaps. These needs are bridged every day by nonprofits and social enterprises working on the ground. I am ending this post with personal reflection as I contribute to my sixth IPR. As a student of the social sciences who works in this sector, my relationship with philanthropy is complex. Philanthropy is inextricably linked to inequality. However, my experiences have shown me the undeniable power of collective intention. In an era of uncertainty, investing in each other’s well-being is about sharing and co-existing. It is the only hopeful choice. The ROI is a moral imperative. https://lnkd.in/dfKcdb6x Please find the report link above. Kudos to the Dasra and Bain team for putting the report together successfully, yet again. Shout out to my teammates Prachi Pal (She/Her) and Anushka Dias, for this edition! :)
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Naina Subberwal Batra
AVPN • 20K followers
This conversation feels especially timely for India. In our recent interview with BW Businessworld, together with AVPN Chair Achal Agarwal, I shared a conviction I hold strongly: social organisations must be financially sustainable if they are to shape markets at scale. When business sustainability is missing, impact is too easily relegated to the margins and treated as philanthropy rather than as a core driver of economic growth. India stands at a powerful inflection point. With a young workforce, expanding digital public infrastructure and growing pools of catalytic and commercial capital, we have the ingredients to build enterprises that are both purpose-driven and performance-led. The question is not whether impact belongs in the mainstream economy. It is whether we are ready to design systems that enable it to thrive there. That means strengthening the full ecosystem: patient and blended capital, enabling policy, accountability standards, and platforms that connect founders to markets and long-term partners. I am optimistic about India’s future. Not because the hurdles are small, but because the ambition and capability across our impact community are growing rapidly. India has the potential to demonstrate how inclusive growth can be investment-ready, scalable and globally relevant. That is also why it feels timely for the AVPN Global Conference 2026 to be held in #India. The conversations we need about sustainable impact, capital alignment and system building are already unfolding here. Bringing the global community together in India this year is not symbolic. It reflects where the momentum is, and where the future of impact is being actively shaped. Read the interview here: https://lnkd.in/gWxyh-JH #AVPN2026 #socialimpact #socialinvestment #philanthropy
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Manisha Shah Nayyar
Synergos • 3K followers
I had the privilege of sharing a few insights for the Dasra India Philanthropy Report 2026. This was based on observations around enabling factors for philanthropy in different parts of Asia- thanks to the presence of Global Philanthropists Circle members in the region. Congratulations to the team behind it for bringing together thought-provoking insights in this report! About IPR: In its 16th edition, the India Philanthropy Report (IPR) 2026, co-created by Dasra and Bain & Company, examines giving trends across funder archetypes — CSR, Retail Givers, UHNIs, HNIs, and Affluent Givers. This year's report finds India at an inflection point: domestic family wealth is rapidly institutionalizing, the Indian diaspora is growing in influence, and philanthropic hubs are emerging across Asia. It underscores family philanthropy as the backbone of private giving, where structured support can unlock significant upside. As India moves through this formative institutional window, strengthening philanthropic infrastructure is a critical lever for greater wealth stewardship and long-term impact. Link to the report: https://lnkd.in/g9yMHTj3 Prachi Pal (She/Her) Ami Misra Anushka Dias Geetika Dadlani Susan Dass
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Unnatisheel Chhayaa Path Jan Kalyan Samiti (UCF FOUNDATION)
unnatisheel chhayapath jan… • 636 followers
🌍 CSR Collaboration Opportunity | Healthcare • Education • Food Support 🌍 Our NGO, *Unnatisheel Chhayaapath Jan Kalyan Samiti*, is actively seeking CSR partnerships with Corporates and Banking Institutions to implement community welfare initiatives across Madhya Pradesh. We are inviting CSR collaboration for the following social impact projects: 🍲 Free Food Distribution for Poor & Needy Families 📚 Education Support for Underprivileged Children 🏥 Free Health Checkup & Medical Camps 🚑 Emergency Healthcare & Community Support Programs These initiatives aim to support economically weaker communities by improving access to nutrition, education, and healthcare services at the grassroots level. We welcome CSR partnerships from leading organizations including: Reliance Industries Limited Tata Group Adani Group ITC Limited UltraTech Cement NTPC Limited ONGC Foundation Indian Oil Corp Limited Bharat Petroleum Corporation Limited HDFC Bank ICICI Bank Cares Axis Bank Foundation State Bank of India Together, let us create sustainable social impact and empower communities in need. 📩 CSR Teams may connect with us for project proposals and collaboration discussions. #CSR #CSRIndia #EducationForAll #HealthcareForAll #FoodForAll #NGOIndia #CorporateSocialResponsibility #SocialImpact #CommunityDevelopment #MadhyaPradesh
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Impact Investors Council (IIC)
24K followers
𝐑𝐞𝐭𝐡𝐢𝐧𝐤𝐢𝐧𝐠 𝐅𝐚𝐦𝐢𝐥𝐲 𝐏𝐡𝐢𝐥𝐚𝐧𝐭𝐡𝐫𝐨𝐩𝐲 𝐢𝐧 𝐈𝐧𝐝𝐢𝐚: 𝐅𝐫𝐨𝐦 𝐄𝐩𝐢𝐬𝐨𝐝𝐢𝐜 𝐆𝐢𝐯𝐢𝐧𝐠 𝐭𝐨 𝐎𝐮𝐭𝐜𝐨𝐦𝐞-𝐎𝐫𝐢𝐞𝐧𝐭𝐞𝐝 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐲 📌 In the latest Market Pulse, Prabhir Correa, Director & Head - Philanthropy, Impact Advisory & Strategic Alliances at Waterfield Advisors, reflects on how Indian families are gradually shifting from one-off, instinct-driven philanthropy to more structured and outcome-focused approaches. While the overall scale of giving across the ecosystem remains relatively steady, families that are active philanthropists are asking sharper questions about impact, systems change and long-term effectiveness, with growing openness to collaboration and co-funding. He notes that philanthropy remains the primary entry point to impact for most Indian family offices, with a clear separation between giving and investing. Impact investing is still largely adjacent to mainstream investment strategies rather than an extension of philanthropic intent, and blended finance participation by families remains limited. Even among next-gen family members, greater awareness of sustainability and social issues does not always translate into immediate shifts in capital allocation, especially when business growth and consolidation remain top priorities. Decision-making processes within family philanthropy are also becoming more structured and inclusive. Women continue to play a central leadership role, while professional teams are increasingly shaping strategy, governance, and measurement. Families are seeking a balanced approach to impact measurement, combining evidence and structure with learning, reflection, and narrative, to better understand where capital is creating meaningful change and how philanthropic strategies can evolve over time. 🔗 Read the full interview here - https://lnkd.in/gNBPNZDW
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Gayatri Nair Lobo
7K followers
I keep returning to this question when we talk about innovation in the social sector. How do we fund change that is built to last? This question, also posed by Rekha Koita, shaped the conversation at the India Fundraising Conference 2026, where I joined the session “Bridging the Gap: Patient Capital for AI & Digital Innovation” with Shaveta Sharma-Kukreja from Central Square Foundation and Suhel Bidani from the Gates Foundation. I shared reflections from our journey at Educate Girls and what it takes to thoughtfully use digital and AI-led tools across our work. In my experience, these decisions are rarely about technology alone. They are shaped by intent, timing, and mostly whether the systems we build are solving a real problem. That is where patient capital becomes critical. It trusts the process, not just the outcome. It understands that strong systems take time and that real impact rarely fits into short funding cycles. It’s required to design, build and implement including change management within the organisation For those thinking about where and how to give, this mindset matters. The kind of capital you choose shapes the kind of change you enable. ILSS - India Leaders for Social Sector #IFRC2026
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Willeke van Rijn
The Resource Alliance • 5K followers
Just returned from India! Very proud we (The Resource Alliance) co-hosted #IFRC with ILSS - India Leaders for Social Sector - and welcomed over 1,000 fundraisers, nonprofit leaders, philanthropists, and ecosystem partners. The programme was all focused on Capacity & Capital — from building fundraiser capability, to strengthening organisational systems, to shifting ecosystem-level practices. India stands at a rare intersection of growth, generosity, and choice. #IFRC reminded us that this moment will not be defined by capital alone — but by the leadership of fundraisers. Some take aways from the conference: 🔹 Fundraising is leadership, not support. Across sessions on fundraising capacity, governance, and next-gen leadership, one theme was consistent: fundraisers shape what gets funded, how money moves, and what the sector values. This is strategic work — not transactional work. 🔹 Care and values must lead capital. India’s culture of Seva Bhav — giving rooted in humility, service, and compassion — was a powerful undercurrent. 🔹 Growth without purpose is fragile. Yes, domestic philanthropy is growing — across CSR, family philanthropy, individual giving, and new finance models. But #IFRC sessions on systems change reminded us that more money does not automatically equal more impact. Capital must be aligned with real social need. 🔹 Capacity building is not overhead — it is strategy. Data and case studies across the programme showed that organisations investing in fundraising capacity, systems, leadership, and talent grow faster, retain donors better, and build resilience. Funding programmes without funding capacity limits impact. 🔹 Systems change requires patient, collaborative capital. Sessions on participatory giving, pooled funds, and innovative finance reinforced that one-off projects are not enough. Long-term change requires ecosystem-level investment, collaboration, and a willingness to fund what is less visible but more essential. 🔹 Fundraisers must help set the rules of the game. From conversations on ethics, governance, and full-cost funding to dialogues with funders and CSR leaders, #IFRC made one thing clear: fundraisers sit at the intersection of mission and money. The choices we make — what we accept, what we challenge, what we advocate for — shape the future of civil society. And yes, the only truth about fundraising everywhere across the globe: If you don't ask, the answer is no! #IFRC #IndiaFundraisingConference #FundraisingLeadership #CapacityBuilding #Philanthropy #SevaBhav #CivilSociety #ResourceAlliance #ILSS
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Uday Shankar Singh
Vishwa Yuvak Kendra • 17K followers
Grateful to Dr. Sujeet Ranjan, PhD, CEO of United Way of Delhi, for sharing his valuable insights at #Aahvaan2026 at Vishwa Yuvak Kendra. He highlighted the power of collective action and emphasized that strong collaboration between NGOs, corporates, and communities is key to creating scalable solutions and achieving long-term social impact. #Aahvaan2026 #CollectiveImpact #CSRLeadership #NGOCSRSynergy #SocialDevelopment #ViksitBharat2047
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