#Ginnysays!
www.ginnyphillips.com
www.ginnyphillips.com
Ginny Phillips, Atlantic Bay Mortgage Group® | Yorktown, VA 23693 is here to assist you as you buy, refinance, or build the home of your dreams.
Ginny Phillips, Ginny Phillips | NMLS# 447959, Yorktown, Virginia, Mortgage Professional Reviews
Ginny Phillips, Ginny Phillips | NMLS# 447959, Yorktown, Virginia, Mortgage Professional Reviews
Mortgage Fun Facts!😎
🔥Need Concessions? Consider new construction!
🔥Need Concessions? Consider new construction!
♟️Strategy To Writing non-Contingent Contracts
♟️Strategy To Writing non-Contingent Contracts
Submit a backup offer 🔙 🆙!
Submit a backup offer 🔙 🆙!
Rate….moving target! 🎯
Rate….moving target! 🎯
How to qualify for more!
How to qualify for more!
Avoid the SPAM calls!
Avoid the SPAM calls!
Conventional options to purchase for a parent!
Conventional options to purchase for a parent!
FHA $100 Down loan program.
FHA $100 Down loan program.
SPARC Funds!!
SPARC Funds!!
Why use your realtors preferred lender?
Why use your realtors preferred lender?
Communication = Smooth Transaction
Communication = Smooth Transaction
Heart To Heart- Submit your documents ❤️❤️
Heart To Heart- Submit your documents ❤️❤️
Are you approved for a payment or a loan amount?🤨
Are you approved for a payment or a loan amount?🤨
What in the world is a Dual Market?
What in the world is a Dual Market?
Appraisal Guarantee ✅ - chat w/ lender first!
Appraisal Guarantee ✅ - chat w/ lender first!
Feeling Appraisal Guarantee Anxiety?
Feeling Appraisal Guarantee Anxiety?
Am I stuck w/ that appraisal?
Am I stuck w/ that appraisal?
Appraisal waivers enable you to close faster!
Appraisal waivers enable you to close faster!
VA Loans 🎖️
VA Loans 🎖️
VA Flexibility
VA Flexibility
VA - Holding more than one VA loan at a time.
VA - Holding more than one VA loan at a time.
Understanding your VA Benefit!
Understanding your VA Benefit!
VA Tidewater Act
VA Tidewater Act
VA -3 Things to remember w/ a VA loan.
VA -3 Things to remember w/ a VA loan.
FHA flip rule! 🩴
FHA flip rule! 🩴
Recast!
Recast!
More than one income source?💰
More than one income source?💰
What is a first time homebuyer?
What is a first time homebuyer?
Converting your documents to PDF
Converting your documents to PDF
Three types of occupancy
Three types of occupancy
Min down for an investment property?
Min down for an investment property?
100% financing available!
100% financing available!
Second home 🏖️ or Investment property? 🏠
Second home 🏖️ or Investment property? 🏠
Why are bank statements important. ⭐️
Why are bank statements important. ⭐️
Property type matters!
Property type matters!
Avoid the ROBO 🤖 lender!
Avoid the ROBO 🤖 lender!
Let’s talk Closings!
Let’s talk Closings!
Credit score pricing thresholds!
Credit score pricing thresholds!
🤔 What did they just say??
🤔 What did they just say??
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