#Ginnysays!

www.ginnyphillips.com
Ginny Phillips, Ginny Phillips | NMLS# 447959, Yorktown, Virginia, Mortgage Professional Reviews

Mortgage Fun Facts!😎

🔥Need Concessions? Consider new construction!
♟️Strategy To Writing non-Contingent Contracts
Submit a backup offer 🔙 🆙!
Rate….moving target! 🎯
How to qualify for more!
Avoid the SPAM calls!
Conventional options to purchase for a parent!
FHA $100 Down loan program.
SPARC Funds!!
Why use your realtors preferred lender?
Communication = Smooth Transaction
Heart To Heart- Submit your documents ❤️❤️
Are you approved for a payment or a loan amount?🤨
What in the world is a Dual Market?
Appraisal Guarantee ✅ - chat w/ lender first!
Feeling Appraisal Guarantee Anxiety?
Am I stuck w/ that appraisal?
Appraisal waivers enable you to close faster!
VA Loans 🎖️
VA Flexibility
VA - Holding more than one VA loan at a time.
Understanding your VA Benefit!
VA Tidewater Act
VA -3 Things to remember w/ a VA loan.
FHA flip rule! 🩴
Recast!
More than one income source?💰
What is a first time homebuyer?
Converting your documents to PDF
Three types of occupancy
Min down for an investment property?
100% financing available!
Second home 🏖️ or Investment property? 🏠
Why are bank statements important. ⭐️
Property type matters!
Avoid the ROBO 🤖 lender!
Let’s talk Closings!
Credit score pricing thresholds!
🤔 What did they just say??
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