Alternatives to Ramp
Compare Ramp alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Ramp in 2026. Compare features, ratings, user reviews, pricing, and more from Ramp competitors and alternatives in order to make an informed decision for your business.
-
1
Rippling
Rippling
Streamline your business with Rippling’s all-in-one platform for HR, IT, payroll, and spend management. Effortlessly manage the entire employee lifecycle, from hiring to benefits administration. Automate HR tasks, ensure compliance, and streamline approvals. Simplify IT with device management, software access, and compliance monitoring, all from one dashboard. Enjoy timely payroll, real-time financial visibility, and dynamic spend policies. Rippling empowers your business to save time, reduce costs, and enhance efficiency, allowing you to focus on growth. Experience the power of unified management with Rippling today. -
2
BILL
BILL
BILL (NYSE: BILL) is a leading financial operations platform for small and midsize businesses (SMBs). As a champion of SMBs, we are automating the future of finance so businesses can thrive. Our integrated platform helps businesses to more efficiently control their payables, receivables and spend and expense management. Hundreds of thousands of businesses rely on BILL’s proprietary member network of millions to pay or get paid faster. Headquartered in San Jose, California, BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. For more information, visit bill.com. -
3
Wallester
Wallester
Wallester is an Estonian-licensed financial institution and official Visa partner since 2018, specialising in digital financial solutions and card issuance. We help companies across the EEA and the UK streamline payments, launch branded cards, and scale efficiently. What we do: 1️⃣ White-Label Solution with Embedded Finance Our White-Label solution lets businesses integrate financial services directly into their platforms—known as embedded finance. This enables branded payment cards tailored to specific needs, improving customer experience and opening new revenue streams. We ensure swift time-to-market with simplified integration and dedicated support. 2️⃣ Wallester Business: Corporate Expense Management Wallester Business modernises corporate expense management with instant access to virtual and physical Visa cards. Through our app and portal, companies can track expenses, analyse budgets, and integrate seamlessly with accounting systems for better financial control. -
4
Order.co
Order.co
Order.co is an AI-powered procurement and payments platform that connects purchasing, approvals, payments, and reporting in one intelligent system so teams can place orders faster, cut manual work, and keep operations running smoothly. Order.co's suite of AI tools automates purchasing decisions, sources products at the best price, and flags risks before they impact your business. Trusted by brands like Dolce & Gabbana, WeWork, [solidcore], and Hugo Boss, Order.co helps hundreds of businesses reduce costs, gain tighter spend control, and free up teams to focus on higher-value work. Founded in 2016 and headquartered in New York City, Order.co has raised $70M in funding from industry-leading investors like MIT, Stage 2 Capital, Rally Ventures, 645 Ventures, and more. -
5
Melio
Melio
Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go. -
6
AvidXchange
AvidXchange
AvidXchange modernizes how middle market businesses manage expenses and payments with AI-enhanced software and support from real people. With 25 years of experience, our solutions automate manual tasks, reduce costs, and streamline your AP process, so you can focus on what matters most. Featuring one of the largest supplier networks in the middle market, AvidXchange offers in-depth industry expertise across real estate, community association management, healthcare, hospitality, education, hospitality, and nonprofits, as well as construction, financial services, and media through the acquisition of Core Associates, BankTEL, and FastPay. Why AvidXchange? - Trusted by 8,000+ businesses to digitize and automate AP workflows - 1.2 million suppliers paid through the AvidPay Network in the last five years - 240+ accounting system and ERP integrations Increase efficiency, visibility, and control in your AP process. Learn more at avidxchange.com -
7
Tradogram
Tradogram
Tradogram is an all-in-one procurement management software. Used worldwide by businesses to track their spending and manage their entire purchasing process. Trusted by procurement and finance teams for real-time visibility into data and streamlining workflows to provide insight into spending, users have reported 3X better efficiency and an average of 20% cost savings! What are you waiting for? Get your free account today and access tools like Supplier Management, Items Catalog, Approvals Workflow, Requisitions, RFQs, Purchase Orders, Delivery Tracking, Invoices Matching, Expense Reimbursement, Contract Repository, and many more... Seamlessly integrate Tradogram with your favorite accounting and ERP systems like Quickbooks, Xero, Netsuite, SAP, Microsoft Dynamics, Oracle, etc.Starting Price: $168/month -
8
Expensya
Expensya
Expensya is a solution that transforms spend management. Expensya users can manage and process any type of expense: online purchases, general costs, expense reports, remote work, Per Diems, mileage expenses, and more. Thanks to its across-the-board features and expertise, Expensya currently supports more than 5000 companies and provides a comprehensive solution to its users, for flawless end-to-end management of all business spends. Expensya also integrates with your bank cards, your HR system, your ERP, your accounting system, and your Travel manager. Expensya automates every step of the process, saving time and increasing your team's productivity Our vision is to give the most complete, intuitive, and scalable solution.Starting Price: $5.91/month/user (annually) -
9
ExpenseVisor
ExpenseVisor
ExpenseVisor is developed to embrace the expense report needs of different clients in different industries with different requirements. We can meet them, so you can do exactly what you want with T&E expense report software. Automate and forget about it so you can focus on mission-critical business tasks. Effectively simple! No need to hang on to those pesky paper expense receipts or invoices on a business trip. Capture electronic transaction data directly from Amex Visa and Dinners Club, so line item details are automatically uploaded into the expense report. Effectively Simple Expense Reporting! Toss those spreadsheets, and burn the receipts because ExpenseVisor offers the easiest solution for effective expense reporting, tracking and management so you can get back to business. Your introduction to Effectively Simple Expense Reporting. -
10
Sage Expense Management (formerly Fyle) is the AI-powered platform for finance teams who want real-time expense control without the disruption of switching corporate cards. Our direct integration with your existing Visa, Mastercard, and American Express delivers transactions instantly upon swipe. Finance teams get instant visibility into spending, and employees can upload receipts through Outlook, Gmail, text message, or our mobile app. Our AI-powered OCR engine automatically codes, categorizes, and assigns expenses to the right projects and cost centers, while pushing audit-ready data to your accounting software like NetSuite, Sage, QuickBooks, or Xero. With built-in policy checks, fraud detection, and easy-to-use tools that employees actually adopt, Sage Expense Management eliminates manual work, reduces friction, and gives finance teams complete control over spend.Starting Price: $11.99/month/user
-
11
Divvy
Divvy
Divvy has combined seamless expense management software with business cards so you never have to process another expense report. With Divvy, you can leverage faster expense reporting, enforceable budgets, and a single platform to offer real-time visibility into all spend. Ready to gain more control and streamline your spend management—in a one-stop, easy-to-use platform? Get Divvy today to empower your team and save everyone time (including yourself). Divvy provides their customers with a strong credit line and makes going over budget literally impossible. Put a stop to painful expense resorts and simplify the AP process with Divvy—all for free.Starting Price: Free -
12
Perk
Perk
Perk is an intelligent platform that brings business travel and corporate spend management into one unified system. Formed from the combination of TravelPerk and Yokoy, Perk helps companies eliminate manual “shadow work” like chasing receipts and reconciling expenses. The platform allows teams to seamlessly book flights, accommodation, trains, and cars while keeping all trip details in one place. AI-powered automation simplifies expense submissions, receipt matching, and invoice processing. Finance teams gain real-time visibility into budgets, policies, and company spend. Flexible approvals and built-in compliance help maintain control without slowing teams down. Perk enables organizations to focus on real work by automating travel and spend from start to finish. -
13
Tipalti
Tipalti
The only solution to automate your end-to-end payables process. Automate your full accounts payable, global payouts, procurement and employee expense processes with Tipalti and eliminate 80% of your manual workload. Tiplati enables you to onboard suppliers, partners and freelancers with ease, streamline PO generation, accelerate approvals, eliminate invoice entry and make fast global payments to 190 countries in local currency. Also includes global tax compliance, 2 & 3 way PO matching, multi-entity support, and instant reconciliation with ERP integrations that include NetSuite, Xero, Quickbooks and Sage Intacct.Starting Price: $129 USD, £119 GBP, €129 EUR -
14
ExpensePoint
ExpensePoint
ExpensePoint is an easy to use, mobile expense management software solution that helps employees create, submit, approve, and process expense reports from anywhere, at any time. This full comprehensive expense management application is perfectly suitable for small and large multi-national enterprises wanting to fully automate their employee expense reporting processes. Key features include receipt imaging, credit card integration, multi-device access, approval routing, employee reimbursement (ACH), and policy enforcement.Starting Price: $10.50/month/user -
15
Forwardly
ForwardAI
Forwardly helps US businesses and accounting firms move money smarter and faster. Our AI-native platform automates accounts payable and receivable, enabling you to send and receive payments instantly while syncing seamlessly with your accounting software or ERP solution. From AI-powered bill capture to automatic reconciliation with a unique 4-way accounting sync, Forwardly handles your business's busywork so your team can focus on growth, strategy, and building your business into a success. Enjoy improved payment speed, accuracy, and security with no monthly subscription fees. Get your free Forwardly business account today at Forwardly.com.Starting Price: $0/Month -
16
Float
Float
Smart corporate cards, next-day bill payments, and 4% interest for your business. All are powered by a single platform built for Canadian teams. Float’s smart corporate cards allow you to spend, track, approve, and reconcile all your CAD and USD expenses in one simple-to-use platform. Avoid fees on USD spending and give your business the ultimate financial control, no matter the currency. Float’s physical and virtual cards are backed by customized spend controls and real-time reporting to help you manage your company's spending. Instant reminders to easily text, email, or upload receipts as soon as a purchase is made. With unlimited virtual cards for every vendor and employee, keep control by only adding funds when needed. Then set limits, pause, or cancel whenever you want to keep unapproved spending at bay. Every transaction made on a Float card gets embedded with receipts and automatically categorized with GL codes, tax codes, vendors, and more.Starting Price: $10 per month -
17
Emburse
Emburse
Emburse is a leading provider of global software solutions that streamline travel, expense, invoice, and business payment processes for organizations worldwide. Serving over 12 million users across more than 20,000 organizations in 120 countries, Emburse offers mobile-friendly, automated tools designed to eliminate manual tasks, enhance financial visibility, and improve compliance. Their mission is to humanize work by automating manual tasks and saving users’ time, allowing professionals to focus on what matters most—their family, community, or more rewarding work. With a commitment to innovation and customer success, Emburse empowers businesses to plan for the future by providing forward-thinking solutions tailored to unique organizational needs.Starting Price: $50 per month -
18
LeapAP
LeapAP
LeapAP is an advanced accounts payable automation platform designed specifically for property and community management companies, including condo, HOA, commercial, and residential sectors. It enables users to receive, code, approve, post, and pay invoices quickly and paperlessly from anywhere, significantly improving efficiency. LeapAP integrates seamlessly with accounting systems to eliminate manual data entry and streamline workflows. The platform offers features such as automated invoice capture, customizable user roles, and a complete audit trail to enhance security and visibility. It protects against duplicate and lost invoices and supports low-cost electronic payments. Trusted by property management firms across North America, LeapAP helps reduce AP costs by up to 80% while allowing businesses to scale without additional hires.Starting Price: Get a quote -
19
SAP Concur
SAP
SAP Concur offers powerful solutions that automate and simplify business expense, travel, and accounts payable processes. Concur Expense allows employees to submit expenses easily from anywhere, ensuring timely and accurate reporting. Concur Invoice automates accounts payable workflows, improving efficiency and integration with financial systems. The platform helps businesses gain greater control over spending by connecting financial data seamlessly. Trusted by over 46,000 customers worldwide, SAP Concur delivers reliable, scalable solutions that adapt to any business size or industry. With SAP Concur, organizations can run their spending processes smoothly anywhere and anytime. -
20
Navan
Navan
Navan (formerly TripActions) is a leading corporate travel management & payments platform. Trusted by nearly 4,000 companies globally, Navan empowers organizations with real-time data and insights to make business decisions, paired with flexible travel management tools that enable quick and decisive action to keep traveling employees safe, control costs and save money. Navan rewards your employees for reducing your company’s travel costs. It’s a win-win. Save time and money with discounted rates, policy controls, and productivity features. Eliminate out-of-policy spend with controls built right into corporate cards. Innovative technology and world-class customer support for travelers and administrators. Empower your employees to book and manage travel with ease and give your company unprecedented control over their travel program. Our platform provides employees with a simple and convenient way to pay for business-related costs and gives your company real-time visibility into spend. -
21
Airbase
Paylocity
Airbase is the top-ranked modern spend management platform for businesses with 100-5,000 employees. It’s the best way to control spending, close the books faster, and manage financial risk. Airbase software combines accounts payable automation, expense management, and corporate cards. It guides procurement for all purchases — from initial requests to payment and reconciliation. Bring efficiency to complex business processes and accounting needs like multi-subsidiaries and purchase orders. Flexible intake and approval workflows ensure multi-stakeholder oversight and a culture of spend compliance. Airbase integrates with your other business systems and seamlessly syncs to general ledgers. Employees and accounting teams love using Airbase. -
22
Brex
Brex
Financial software and services to fuel your growth. Brex lets you send free ACH and wires worldwide, get higher card limits, earn money-saving rewards, and track expenses easily. Built for the ones who do things differently. Scale faster by combining your deposits, spend and controls in one account. That’s the power of all-in-one finance. From employee purchases to paying vendors to accounting, expense tracking is built right in. Email or text us your receipts. We'll match them to the right expenses. Easily sync expense data across systems to automate reconciliation. Run custom spend reports to easily find cost-saving opportunities. Issue cards, search transactions, approve or follow up, and more—in one place. Create unique cards with custom limits for each subscription, vendor, and employee. All for free. Set custom limits and give users approved ways to spend for specific items, such as training or WFH snacks.Starting Price: $5 one-time payment -
23
Corpay One
Corpay
Corpay One is a fuel card and spend management solution that combines powerful card controls with secure business and vendor payments - all in one account. Built for businesses, our platform helps you issue and manage fuel cards, prevent misuse and fraud with real-time controls, and consolidate spend data into one place that easily syncs with your accounting system. Backed by deep fuel rebates, Corpay One simplifies spending and puts money back in your business. Corpay One helps you with: - Company cards and fuel cards - Automated virtual card payments - Spend control - Easy-to-use interface - Mobile receipt scanning and transaction matching - Infinitely customizable workflows - Guided onboarding - Live, online support - Dedicated team of payments expertsStarting Price: 0 -
24
Pleo
Pleo
Pleo is a smart spending management platform designed to help businesses automate and streamline their expense processes. By offering smart company cards with customizable spending limits, Pleo enables employees to purchase what they need while ensuring financial control for the business. Administrators gain real-time visibility into company expenses, with features like automatic receipt matching, transaction flagging, and the ability to freeze cards if necessary. Pleo simplifies bookkeeping and financial efficiency, making expense management effortless for businesses of all sizes.Starting Price: £39 per month -
25
Expensemate
Expensemate
We are a business expense management software package linked to prepaid Mastercard®, enabling hassle-free management of company expenses. Increase visibility and control over expenditure, remove manual expense reports and eliminate administrative complexity, we will revolutionize finance in your business. Empower your team to buy on the job. Control who spends what and where. Remove staff reimbursements, no more missing receipts. Accepted by more than 30 million merchants worldwide, where Mastercard® is accepted. Our prepaid Mastercard® supports in-store payments, contactless transactions, chip and pin, and online purchases. Prepaid cards work like a debit or credit card, you just need an available balance on your account to make a transaction. You can set limits and restrictions on the card and proactively monitor spending. Once a transaction is completed, the users receive a push notification to capture their receipt.Starting Price: $7.94 per card -
26
Soldo
Soldo
Smarter business spending starts here. Take control of company spending with Soldo, the prepaid Mastercard® that does your expenses for you. The smarter way to manage company spending. Manage expenses before they happen with customizable budgets and rules. Help your team to do their jobs with controlled access to company funds. Simplify expense management and reporting with a mobile app for employees. 60,000+ businesses trust Soldo for spending and expenses. Everything you need for effortless expense management. Give all staff smart payment cards with built-in budgets and rules. Capture receipts on the spot with the mobile app. Paid plans only. See company-wide spending in real time, in one place. Export to any accounting system for a complete view of finances. Soldo integrates seamlessly with Xero, flowing transactions and enriched data straight into the books. Export expenses into any other accounting system in two clicks.Starting Price: £4 per card per month -
27
Haslle
Haslle
Haslle, Spending Management Solution for Smart Teams. Haslle helps you manage company budgets, purchases and subscriptions using smart payment cards collaboratively with your team. Get a Virtual Bank Account for Spending. Approve Budgets, Purchases, Invoices and Subscriptions. Issue virtual and physical cards and control purchase process. Collect Data, Receipts and Invoices. Boost Analytics and Decision Making. Integration with your Accounting and ERP. Approvals on the go. Easily approve company budgets, purchases, payments, invoices and subscriptions, using data at the touch of your fingertips. Empower Your Teams while staying in control. Have your teams make better decisions and improve what you purchase over time. Choose vendors and aggregate invoices to get better discounts between departments. Smart Company Cards that track Expenses make chasing receipts a thing of the past.Starting Price: $200 per user, per month -
28
Yordex
Yordex
Yordex is the easiest way for employees to submit company card expenses while providing budget owners and finance teams full visibility and real-time control. It's is a better way for organisations to simplify financial control to manage spend; taking the guesswork out of financial decision making by giving insight and control over future spend insights. Company cards, expenses, invoices and budgets can all be managed in one place. Our easy-to-use software effortlessly manages company cards, expenses, invoices and budgets with smart approval rules, all in one place. Whether you’re 25 or 500 employees, start-up or well established, Yordex has the right solution for your needs. Our fully modular solution grows with you, so you only pay for what you need, when you need it. Never worry about chasing receipts again. Yordex combines a company card, expenses management, fully customisable approval rules and simplified entry into your accounting system all in one.Starting Price: $2.39 per month -
29
PayEm
PayEm
From request to reconciliation, PayEm manages, automates and connects finance processes for company spend in one platform, giving finance teams total visibility and control. PayEm’s global spend management platform was built for multinational operations. Capture requests and invoices, create bills, schedule and send payments to anywhere in the world, in any currency, then auto-categorize and sync with your ERP. The platform allows every subsidiary to have financial and accounting autonomy while enabling holistic processes at the global level. Set rules, designate limits, and issue virtual or physical cards to make it easier to stay on track and within budget. Accelerate payment processes from beginning to end while reducing errors and saving time with AP automation and streamlined reconciliation- all fully synced with your ERP. -
30
Corpay Complete
Corpay
Corpay Complete is an all-in-one spend management platform designed to simplify and automate your entire procure-to-pay process. The system streamlines payments by consolidating checks, ACH, and virtual card payments through a single ERP file, while also offering AI-powered invoice automation for data extraction and matching. It supports customizable purchase order workflows and comprehensive card and expense management, including physical, virtual, and ghost cards. Vendor onboarding is simplified with a self-service portal, and the platform supports payments to over 200 countries. Real-time reporting and mobile approvals ensure your business keeps moving smoothly from anywhere. Corpay Complete integrates seamlessly with any ERP system to provide a unified hub for managing all non-payroll spend efficiently. -
31
Bento
Bento for Business
Bento offers two great card options, to provide you complete control and flexibility to create and use virtual cards in a manner that suits your business needs to the tee. Spend Limit virtual cards are perfect for everyday use and are ideal as the primary card type for your day-to-day business expenses. These cards are useful for those expenses that require card users or cardholders to submit receipts. Quick and easy to create cards and are automatically activated instantly. Turn cards on/off in real-time. A suite of customized card controls to ensure that you are in charge of where and how business funds are spent. Fixed Value virtual cards are useful for one-time payment requests or specific purposes, such as paying your vendors and for employee perks such as per diems. These cards are ideal for those expenses that do not require card users or cardholders to submit receipts. -
32
Spendesk
Spendesk
Spendesk is the all-in-one company spending solution that delivers more control, visibility, and automation to today's finance teams. Combine spend approvals, virtual cards, physical cards, expense reimbursements, and invoice management into one source of truth. Establish a request and approval process to increase spend accountability without blocking employees. Enable faster purchasing by giving every employee access to the funds they need in a safe and secure manner. Save time and avoid late fees on every supplier invoice by streamlining your AP process from purchase order to bank transfer. Eliminate double entry and save hours with custom exports to your favorite accounting systems. Empower finance and budget keepers to make timely and informed spending decisions with real-time reports of what's actually been spent. Automate admin & integrate your accounting. Monitor & optimize budgets in real-time. -
33
Validus
Validus
Small and medium businesses deserve more attention and financial support. That’s why we’re building better business finance to drive a bigger impact for small businesses and their communities. Our relationships matter to us. So does making your life easier. Our finance solutions are designed to power growth for businesses of all sizes, across all industries. With just 2 documents, you can apply for loans digitally in minutes, receive approval and get funds within 1 day. Our next-gen finance tools, from cards and expense management to money transfers and accounting, help you enjoy upsized time and money savings. Instant working capital loans to grow your business and manage operational expenses. Track and manage all company expenses in real-time, on the go. Create unlimited virtual corporate cards for free. Add to your Google Pay wallet to use in-store. Earn cashback on all card spends. Get payment alerts on your mobile.Starting Price: Free -
34
Moss
Moss
Credit cards, invoice management, and digital financial processes drive efficiency across your entire business. Whether it's cash transactions or mileage reimbursement: All out-of-pocket expenses that employees bear can be easily accounted for and reimbursed with Moss. Gain more focus and save time and effort through automated processes in accounting, and accelerate the month-end closing. Due to integration with your accounting software, data can be exported with one click. Moss provides a smooth invoicing process that benefits the entire team. Digital, automated and centralized in one place. With automated spend and approval processes, Moss helps you make the most of your time. With set approval limits, corporate credit cards for employees allow a new level of control. Track all employee spending in Moss, freeze cards and flexibly adjust limits. Moss shows you all employee expenses in one place and always in real time. This makes every payment trackable.Starting Price: €12 per user per month -
35
Teampay
Teampay
Teampay’s distributed spend management platform provides a conversational interface that guides employees through requests, automatically enforcing the correct policy. By unifying the entire process from request to reconciliation, Teampay’s automated workflows reduce manual work, ensure accurate data, and eliminate the frustration of month-end close. This allows Finance to have confidence in their numbers, and the organization can make better decisions, faster. With Teampay, you can manage all types of purchasing, made by anyone, from end-to-end. Employees love the effortless experience, and Finance teams can breathe easy knowing that all spending is pre-coded & pre-approved. Teampay directly integrates with Quickbooks Online, Xero, Intacct and Netsuite. -
36
Summit
Summit
Say goodbye to the hassle of manually processing invoices and expenses. Avoid the back-and-forth of chasing missing details. Automate effortlessly with Summit's AI-powered system. Automate AP with AI-powered tools—capture invoices and receipts automatically, route to approvers via custom workflows, and sync seamlessly with accounting software for effortless reconciliation and bookkeeping. Monitor real-time statuses for quick reporting and audit readiness. Automate invoice upload, tracking and approval. Eliminate manual data entry and ensure accuracy, free up time for strategic activities. Manage reimbursement requests with our centralised dashboard and ensure compliance with policies. Save time, reduce errors. Our Accounts Payable (AP) automation systems offer real-time visibility into all company spend. With everything in one place, policy compliance and responsible spending are effortlessly ensured. -
37
Mesh Payments
Mesh Payments
Mesh Payments cardless solution gives you full control and visibility over your entire corporate payments - all from one platform. Using Mesh you can get insights & real time data on your spending, automate your receipts collection and ensure that your payments, subscriptions and finances always run smoothly. Mesh is easy to set up & free. No single corporate card dependency, no charges denied. Know exactly which subscriptions you are paying for, how much, and when. Control who spends with pre-payment approvals and unique virtual cards. Seamless integrations that collect and match receipts automatically. Mesh ensures that subscription payments don’t get in the way of running your business with mission-critical subscription controls and smart notifications. Mesh on-demand payments is built to empower distributed teams and needs, without sacrificing financial security and control. Get full visibility and all the management tools you need to customize payments for your business. -
38
Expenzing
Expenzing
Expenzing offers comprehensive spend management solutions designed to automate procurement, accounts payable, and travel and expense processes for businesses. The platform integrates budgeting controls, supplier management, and automated invoice processing to prevent unauthorized spending and optimize operational efficiency. Features like fraud control algorithms, mobile travel booking, and OCR for receipt scanning streamline the approval and reimbursement processes. Expenzing’s solutions ensure statutory compliance, reduce expenses, and provide full visibility into spend management, helping businesses improve governance and decision-making. -
39
Volopay
Volopay
Equip your teams with secure physical VISA cards with built-in controls that will enable them to make payments at any store. Generate instant virtual cards to pay for and manage your SaaS subscriptions, vendor payments and online spending. Send money to more than 130 countries worldwide with SWIFT & non-SWIFT payment options. Process your vendor payouts and employee reimbursements easier than ever before, at the lowest possible rates! Manage bulk vendor payouts, buy inventory, send money to vendors both domestically and internationally, all from a single dashboard. Seamlessly reimburse employees for expenses they personally incurred. Employees no longer need to wait till the end of the month. Every time a Volopay card is swiped, the transaction is visible to the spender, the budget owner, and the company admin—immediately. So you know where your company money is, at all times. -
40
SpendHub
Hub-Suite
Easily build and issue your own customized corporate card with unprecedented controls, limits and features with integrated software that manages it all for you. Eliminate expense reports, reimbursements and receipt tracking all-together. Fully brand the solution to your company’s look and feel, including the physical and virtual cards, web dashboard & mobile apps. We can quickly customize or integrate the solution for your unique business needs. The entire out of the box solution is at no cost to you. We make our money splitting the existing interchange fee’s charged to merchants on the Visa/Mastercard Network. We own all the intellectual property, and can fully customize or integrate the solution for your unique business needs. You can fully brand the software to your company's look and feel, including the physical & virtual cards, web dashboard & mobile apps. Up to $100K in SpendHub dollars on your first year spending. -
41
Payhawk
Payhawk
Payhawk is one of the leading spend management solutions for domestic and international businesses throughout Europe, the US, and the UK. Combining company cards, reimbursable expenses, accounts payable, and seamless accounting software integrations into a single product, Payhawk makes business payments easy — for everyone. Payhawk helps customers in over 32 countries to maximise efficiency, control spending at scale, and stay agile. With offices in London, Berlin, Barcelona, Paris, Amsterdam, Vilnius, Sofia, and New York, Payhawk’s diverse customer base includes top names like LuxAir, Babbel, Vinted, Wallbox and Wagestream. -
42
Pluto
Pluto
Whether you start with one module or adopt the whole platform, Pluto helps your business save time & money. Get smart, virtual, and physical cards for your entire team with automated budget controls, receipt policy enforcement, and compliance management. Improve your vendor relationships and reduce duplicate payments by maintaining a centralized place for all your bills, approvals, and payments. Make local or international payments via one-click wire transfer to 140+ currencies or by using Pluto corporate cards. Digitize and eliminate petty cash vouchers. Manage your employee’s cash on hand & receipts directly on Pluto. Don’t let cash leakages eat away at your bottom line. Allow your employees to submit reimbursement requests with ease. Get the right approvals in place with custom approval workflows. Instantly reimburse employees in bulk and surpass your finance team’s KPIs. Send weekly automated financial reports to your CFO and other executives.Starting Price: Free -
43
KODO
KODO
Spend smarter with our all-in-one corporate payment solution. No one should ever have to wait for saving time and money. Get started in under 3 minutes. Sign-up and set up your account with a simple eKYC, no filling up tedious forms. Give your team the whole nine yards. Quick set-up, unlimited virtual cards, QR Pay, Kodo club privileges. Above all, everyone gets simplicity and ease of use. And, you get peace of mind! Paying via Kodo Pay is a breeze. Add contacts and approve payment requests in bulk. Make bank transfers directly from the Kodo dashboard. Make swift and flexible UPI payments to pay vendors on the go, while earning neat cashback. A simple, yet powerful dashboard gives you a bird’s eye-view of all transactions, trends, and access to controls for the team and spending management. Advanced search and filters grant you super powers to find exactly what you are looking for while avoiding expensive surprises. -
44
Expensify
Expensify
Track expenses, pay bills, generate invoices, collect payments, plan trips, and manage company credit cards. All of your preaccounting, in one app. Expense Management - Snap a photo of a receipt with SmartScan for easy expense reporting, approval, next-day reimbursement, and syncing with accounting software. Expensify Card - Get the best business credit card for even faster expense reporting making corporate card reconciliation and expenses a breeze, and it’s free. Bill Pay - Send your vendor bills to Expensify for automatic tracking, approval, and payment. Invoices - Create and send invoices, while collecting payments and syncing automatically to your accounting package. Travel - Book flights, hotels, and cars simply by chatting with Concierge, your personal trip planner. Personal Payments - Split bills, request payments, and chat with friends. Give it a go at Expensify.cash!Starting Price: $5.00/month/user -
45
Pemo
Pemo
Eliminate expense hassle with Pemo’s corporate cards and all-in-one spend management software. Pemo is an all-in-one spend management solution designed to streamline financial operations for businesses in the Middle East and North Africa (MENA) region. It offers corporate cards, both virtual and physical, that automate expenses, providing real-time visibility into transactions and enabling businesses to set customized spending limits and rules. Pemo's platform consolidates every invoice, expense, approval, and spending decision, facilitating efficient expense management and eliminating the need for traditional expense reports. The system also automates invoice payments, allowing users to collect, approve, and pay invoices seamlessly, with features like automatic data extraction and streamlined approval workflows. Integration with popular accounting software ensures that financial data is synchronized, aiding in faster book closures and enhanced financial oversight.Starting Price: $15.79 per month -
46
Penta
Penta Fintech
Business banking with company cards. Traditional banks are slow, inefficient and not digital — we are different. Company account within 48 hours instead of waiting for weeks. Online account opening with German IBAN. VISA debit cards for all employees. Get Business Debit Cards for your employees to spend efficiently and avoid passing one card around. Let your team prepare the payments for your approval. Approve batch payments with one TAN. Your employees can now pay with their own Penta card, attach receipts and add notes to transactions. See expenses in real-time, set custom spending limits per card, and get notified when transactions are made. Attach receipt photos and notes to transactions from your desktop or mobile with one click. Let your accountant or finance team categorize all the transactions to match the accounting procedures.Starting Price: €9 per month -
47
Emburse Abacus
Abacus
Emburse brings together some of the world’s most powerful and trusted financial automation solutions. As part of our product portfolio, Emburse Abacus carries a promise to humanize work while delivering expense and corporate card solutions for smaller organizations. Real time expense reporting. Abacus is the easiest way for you to automate how you reimburse your team, reconcile corporate credit cards, and implement your expense policy. Accurate, real time information helps you make more confident decisions when approving expenses, or analyzing company spend, budgets, and return on investment. Increase your efficiency by focusing your time on expenses with exceptions. Abacus separates out expenses that violate policy, are approaching budget, contain errors, or are potentially fraudulent. Abacus drafts expenses using reliable data sources such as receipts and card transactions to ensure records are complete and accurate.Starting Price: $9 per user per month -
48
Klippa SpendControl
Klippa App B.V.
Klippa SpendControl is a comprehensive spend management solution designed to digitize business expenditures, automate workflows, and empower finance teams to concentrate on essential tasks. Eliminating paperwork provides instant control over finances, reduces manual labor, and accelerates month-end closings. The platform offers features such as expense management, approvals, dashboarding, mileage tracking, reimbursements, expense reports, invoice processing, business expense cards, and compliance management. Trusted by over 1,000 innovators and finance leaders worldwide, Klippa SpendControl integrates seamlessly with various accounting and ERP systems, ensuring a smooth transition and enhanced financial oversight. Its user-friendly interface and robust functionality make it an ideal choice for organizations seeking to streamline their financial processes and achieve greater efficiency.Starting Price: €5 per month -
49
Rho
Rho
Take charge of business finances with Rho’s automated spend and cash management platform, integrating the tools and support you need for speed, savings, and control. Get the highest possible credit limit, flex your payment terms, and assign unlimited virtual and physical cards across your team and cost centers. Safely manage payments and deposits with groundbreaking software and up to $75M in FDIC insurance with the Rho Treasury Management Account. Run live AP with automated invoice flows, smart approvals, and real-time expense reporting, so you can reconcile with speed. Stop paying your card down daily. Rho’s unique underwriting finds you a higher, scalable credit limit that supports your spending and grows with your business. Tailor credit terms to meet your needs. Choose a one-day card and earn up to 1.75% cash back, or flex up to 60 days to pay. Rho syncs seamlessly with your accounting software and automates everyday tasks, from data entry to invoice approvals.Starting Price: Free -
50
Regate
Regate
Regate automates your financial and accounting management and saves you time on a daily basis. 100% integrated with your accounting software, you benefit from real-time accounting that is always up to date. Regate has been designed to reduce the number of tools and save time for accountants and finance managers. Regate provides an intelligent, collaborative platform that makes your day-to-day accounting easier, understands, automates, and gives you greater control over your business. Save 90% of your invoice and payment processing time. Generate the right accounting entries and automate the retrieval of your receipts. Pay by SEPA transfer or directly by card, without ever connecting to your bank. Reconcile cost management and accounting monitoring on the same platform. Benefit from a unified and real-time view of all your accounting. Equip your teams with virtual and physical cards adapted to each need and follow all their operations in Regate.Starting Price: Free
