When i first logged into Second Life, I wasn’t really sure what to expect. It took a while for my character and environment to load, but once it did, i was able to quickly get into the game. The basic controls were really easy to get the hang of. Then, once i learned how to fly, it made it a lot easier to get around. I quickly got off the first island where i spawned was teleported to what seemed like a dance party. Once there, with the overload of objects and people and the overall amount of stuff going on, it made the game laggy because of the poor internet connection . So, instead of moving around and exploring, i decided to sit in one place and observe what everyone was saying. There was a mix of talk, ranging from trolls to people flaming the troll or others and also just random talk. A lot of the people seem to have poor grammar/writing ability, so I’m guessing, for a lot of them, English is not their first language (At least i hope). Second Life is a lot to take in at first and it may seem pretty strange, but once you get into it, its pretty fun to fly around, explore, and have conversations with others. 
I think where the credo is at is a very good start. All the points are valid and something that should be included. Although, I feel like we repeat ourselves vaguely in some of the bulets. I think if we narrow it down to where we get rid of some of these and make all of the points really strong, we will have a great Cosmopolitan Credo. 
The “shallow pond” argument basically says that is cost of doing something is greater than the return result of doing that act, then one should not do it. So if a child is drowning in a shallow pond and the cost would only be getting a little wet and
dirty, then you should save the child. But Appiah looks at it another way. He says that all other variables need to be taken into account. Now say a man with a very expensive suit was walking by and saw a child drowning, but the suit he was wearing, was to be sold at auction and the money donated to charity which has the potential to save 100 lives. Should he still try to save the child? This is why Appiah finds the argument incomplete.
I don’t think we are obligated to anything in life. We have our own free will to do anything we want. I feel we are especially not obligated to strangers. Sure, helping someone out in need its most likely the right thing to do, but is it the best thing for yourself? This mentality seems selfish, but its the way a lot of things need to be looked at. What does helping a random stranger do for anyone other than the person you helped? We don’t have an obligation to anyone but our selves, even if the act we can perform would make an impact bigger than our own lives.
Between Shadow and Light 