Bank OZK

Due to Winter Storm Fern, some Banking Centers in AR and North TX may have delayed openings on Wednesday, January 28th. Online and Mobile Banking systems are available. Please check our Locations page for specific branch hours. You’re a click away from OZK with ozk.com — 24/7/365. Member FDIC #BankOZK

Banking centers in Arkansas are closed on Saturday, January 24th due to the winter storm. Mobile and online banking systems are available. You’re a click away from OZK with ozk.com — 24/7/365. Member FDIC #BankOZK

Let’s make life a little less…chaotic. Meet OZK Credit Score+. A quick and simple tool to help keep a pulse on your credit all year long. 📈 24/7/365 Credit Score Tracking 🔔 Real-Time Alerts & Personalized Reporting 🎯 Credit Score Simulator 💲 Free With Online & Mobile Banking¹ Discover all the premier perks now: https://bit.ly/4lp0Y6U Member FDIC | Mobile features require enrollment. | Credit Score+ requires enrollment. #CreditScore #CreditTips #BankOZK #GreaterAwaits

Bank OZK today announced that net income available to common stockholders for the fourth quarter of 2025 was $171.9 million, a 3.5% decrease from $178.1 million for the fourth quarter of 2024. For the full year of 2025, net income available to common stockholders was $699.3 million, a 0.1% decrease from $700.3 million for the full year of 2024. Diluted earnings per common share (“EPS”) for the fourth quarter of 2025 were $1.53, a 1.9% decrease from $1.56 for the fourth quarter of 2024. EPS for the full year of 2025 were a record $6.18, a 0.7% increase from $6.14 for the full year of 2024. George Gleason, Chairman and Chief Executive Officer, stated, “Our 2025 net income available to common stockholders of $699.3 million almost equaled our record results of $700.3 million for 2024, and our 2025 EPS of $6.18 was a new record, improving on 2024’s record $6.14. Our solid 2025 earnings were driven by $2.35 billion (7.8%) growth in loans and $2.34 billion (7.5%) growth in deposits resulting in record annual net interest income of $1.59 billion. Over the last three years, we have grown assets a cumulative 47% and produced record EPS each year. Our goal for 2026 is to produce another year of record EPS.” Read Bank OZK’s full earnings report here: https://ir.ozk.com/. Member FDIC #BankOZK #Earnings

In honor of the life and legacy of Dr. Martin Luther King Jr. and his profound fight for equality, all Bank OZK branches will be closed on Monday, 1/19. You’re a click away from OZK with ozk.com — 24/7/365. Member FDIC #BankOZK #CommunityBanking #MLKDay

We are pleased to announce that Susan Rosenberg- Anderson, JD has joined Bank OZK as a Regional Director in the Trust & Wealth division. Based in Dallas, she leads the bank’s fiduciary, investment, and wealth planning services across our western region covering Texas and Arkansas. With 25+ years of leadership experience, she will oversee a team that delivers customized strategies, disciplined risk management, and long-term value to high-net-worth individuals and families while deepening client relationships and driving regional growth. Please join us in welcoming Susan to Bank OZK! Member FDIC #BankOZK #Leadership #InvestmentLeaders #FinanceLeaders #WealthManagement

🐝 Did you know Bank OZK headquarters is home to eight thriving honeybee hives? Our yearly honey harvest just wrapped up, with our OZK bees producing an impressive 400+ pounds of honey! Honeybees collect nectar from approximately 2 million flowers to make a single pound of honey. By caring for these essential pollinators, we're proud to support our local ecosystem and help build a more sustainable future. Member FDIC #BankOZK #CommunityBanking #HoneyBees #UrbanFarming #Conservation

Do you have all the pieces for a sound estate plan? 🤔 In our latest article from Tammie Sandoval-Badger, Bank OZK’s Chief Fiduciary Officer, she breaks down the four key cornerstones of a well-crafted plan, what they mean and why they matter for both you and your loved ones. #BankOZK #WealthManagement #EstatePlanning Investment products are not guaranteed by the bank. Not a bank deposit. Not insured by any federal government agency. May go down in value.

Want a way to save AND get paid? Here’s how: our Greater Savings promotion is back! 👋 For an entire year, one lucky saver walks away with $25K every single month. 📆 365 days to save. 🏆 12 lucky winners. 💸 $300K up for grabs. ➡️ Get in on the action: www.ozk.com/greatersavings Member FDIC I Greater Savings promotion is available in Arkansas (AR), Georgia (GA), Texas (TX) and North Carolina (NC) only. | Online Banking and mobile features require enrollment. #BankOZK #CommunityBanking #GreaterSavings #SavingTips

Happy New Year! ✨🎉🥳 We hope 2026 brings you even greater joy, happiness and success. All Bank OZK branches will be closed on Thursday, 1/1. You’re a click away from OZK with ozk.com — 24/7/365. #BankOZK #HappyHolidays #HappyNewYear #CommunityBanking