Cashera

67 days. That's the average time a US bank takes to approve a small business loan application. Businesses don't have 67 days when capital is needed immediately. Cashera makes credit decisions in 24 hours. We underwrite on revenue and business performance, not on the timeline of a loan committee. Direct in all 50 States. If you work with business owners or you are a business owner, you should know this number. And you should know there's a faster path. 📩 DM me to learn more or connect with our partner program. #SmallBusinessLoans #BusinessCapital #Cashera #DirectFunder #SMEFunding #SmallBusiness

Construction businesses win contracts on relationships and reputation. They lose them on capital timing. Banks see construction as a high-risk vertical. Cashera sees it as one of the most fundable. Strong revenue, clear project pipelines, and experienced operators define the construction businesses we work with. We look at how the business performs, not whether the collateral fits a bank's risk framework. We fund project ramp-up capital before invoices clear. Equipment and fleet purchases that can't wait for a traditional approval timeline. Payroll and subcontractor costs while waiting on draws. Materials that need to be locked in before costs increase further. Up to $5M. Revenue-based underwriting. 24-hour decisions. Terms structured around project cash flow cycles. If you work with contractors or construction businesses - this is a referral conversation worth having. #Contractors #WorkingCapital #Cashera #DirectFunder #ConstructionLoans #SmallBusiness

According to CBRE's Q4 2025 Capital Markets Report, alternative lenders now account for 40% of non-agency commercial loan closings in the United States, ahead of banks at 35%. For the first time in the modern era, non-bank lenders are the dominant force in commercial lending volume. The small business lending market globally is projected to grow at a 13% compound annual rate through 2032, reaching $7.2 trillion. The majority of that growth is expected to come from alternative and digital-first lenders - not traditional banks. Cashera is positioned at the center of that shift. We are a direct funder operating in the segment where demand is highest and traditional supply is most constrained: US small and mid-sized businesses seeking $50K to $5M in revenue-based financing. The future of commercial lending is already here. Cashera is already funding it. #AlternativeLending #CommercialFinance #CBRE #SmallBusiness #Cashera #DirectFunder #BusinessCapital

There's a problem in US small business lending that doesn't show up in approval statistics, because these businesses never applied in the first place. The Federal Reserve calls them "discouraged borrowers." There are more than 2 million of them annually; businesses with financing needs that chose not to apply because they feared rejection or believed they wouldn't qualify. They needed capital. They didn't pursue it. And in most cases, that cost them. Cashera was built around the reality that a business's revenue and trajectory are better indicators of fundability than a credit file. We underwrite differently, decide in 24 hours, and fund from $50K to $5M in all 50 states. #SmallBusiness #Financing #Cashera #Funding

The inflationary cycle of the past few years didn't just raise prices, it fundamentally changed the working capital math for millions of US businesses. Inventory costs up over 30% across SME supply chains. Labor costs rising faster than revenue for many operators. Exactly when businesses needed capital the most, traditional access became the hardest. This is the environment Cashera was built for. #SmallBusiness #WorkingCapital #BusinessCapital #SMEFunding #Cashera #DirectFunder

Financial News: There are 33.8 million small businesses operating in the United States. - Less than 20% can access traditional bank financing - 47% of SME applicants were denied in last 12 months - Bank approval times can extend upwards of 67 days Meanwhile, business doesn't wait. Inventory needs to move. Contracts need to be staffed. Equipment needs to be purchased. Payroll needs to be met. Cashera and our partner network exist specifically to operate in that gap. Decisions in 24 hours. All 50 states. #SMEFunding #BusinessCapital #CommercialLending #Funding #Cashera #WorkingCapital #SmallBusiness

Banks have tightened credit standards for 6 consecutive quarters. Nearly half of US SMEs who applied for traditional financing last year were rejected. Not because their businesses weren't viable, but because the criteria got narrower while the need for capital didn't. At Cashera, we underwrite based on how your business actually performs -not just a credit profile. We move in 24 or less, not 60–90 days. And we fund up to $5M for businesses across every industry, nationwide. If you work with business owners who've hit a wall with their bank, or if you're an advisor, broker, or consultant looking to add real value - let's talk. DM me to learn more about our referral partner program. #BusinessFunding #CommercialLending #SMECapital #WorkingCapital #Cashera #DirectFunder #FinancialServices #SmallBusiness #Partners

Think about the business owners in your network right now. Who's sitting on an equipment purchase they're delaying? Who turned down a big contract because they didn't have the working capital? Who's been rejected by a bank and quietly struggling? That's who we fund. Cashera partners make introductions, and we handle everything else. Fast underwriting, clear communication, and funding from $50K to $5M for qualified US businesses. Becoming a referral partner takes 15 minutes. The first deal can happen this week. If you advise, broker, or consult with US business owners, you're already in the right position. Let's make it official. 📩 DM me or comment "PARTNER" below to get started. #ReferralProgram #BusinessAdvisors #Cashera #SMEFunding #WorkingCapital

From a restaurant group in Texas to a logistics company in Ohio to a healthcare practice in Florida; Cashera funds businesses across the United States. We don't have a narrow appetite. We work with: ✔ Retail & e-commerce ✔ Healthcare & professional services ✔ Construction & contractors ✔ Aviation & Aerospace ✔ Hospitality & food service ✔ And dozens more industries If your clients run a US business with revenue, we want to work with them. Our partners refer deals from all 50 states, knowing they'll get a consistent, fast, and professional experience every time. Are you ready to be the person your clients call for capital? Let's build that together. #USABusiness #NationwideFunding #SMECapital #BusinessFinancing #Cashera

If you're a CPA, wealth manager, or commercial loan broker, you already have clients who need capital. The question is whether you're the one connecting them to it. At Cashera US, we fund businesses from $50,000 to $5,000,000 with fast decisions, flexible structures, and a team that makes you look good in front of your clients. Our referral partners earn meaningful compensation on every deal that funds. No cold calling. No underwriting. Just an introduction and we handle the rest. If your clients generate $5MM+ annually and occasionally need working capital, we should talk. Drop a comment or send me a DM; happy to walk you through how the partnership works. #BusinessFinancing #ReferralPartners #WorkingCapital #CPAs #WealthManagement #CommercialFinance