BETTER FINANCE - European Federation of Investors and Financial Services Users

Tokenisation is opening new ways for retail investors to access gold, private markets and crowdfunding. But is EU retail investment policy fit for a tokenised market?   BETTER FINANCE and CFA Institute will examine this question at a joint webinar: 𝐁𝐞𝐲𝐨𝐧𝐝 𝐂𝐫𝐲𝐩𝐭𝐨: 𝐃𝐢𝐠𝐢𝐭𝐚𝐥𝐢𝐬𝐢𝐧𝐠 𝐀𝐬𝐬𝐞𝐭𝐬, 𝐓𝐨𝐤𝐞𝐧𝐢𝐬𝐚𝐭𝐢𝐨𝐧 𝐚𝐧𝐝 𝐍𝐞𝐰 𝐏𝐚𝐭𝐡𝐰𝐚𝐲𝐬 𝐭𝐨 𝐑𝐞𝐭𝐚𝐢𝐥 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 The discussion will look at access, transparency, suitability and the regulatory barriers that remain.   📅 3 November 2026 ⏲️ 14:30–16:10 CEST 📍 Online (Zoom)   For more details on the programme and registration: https://lnkd.in/eXBq4JFN

Mitarbeiterbeteiligung - Vom Beschäftigten zum Miteigentümer. Das Fachforum von IVA Interessenverband für Anleger, OVFA, Oesterreichische Kontrollbank AG (OeKB) und BETTER FINANCE - European Federation of Investors and Financial Services Users diskutierte „Mitarbeiterbeteiligung als Instrument für Vermögensbildung, Finanzbildung und stärkere europäische Kapitalmärkte“. Mitarbeiterbeteiligung kann weit mehr sein als ein zusätzlicher Vergütungsbaustein. Sie stärkt die Identifikation mit dem Unternehmen, ermöglicht langfristigen Vermögensaufbau und kann Menschen einen unmittelbaren Zugang zum Kapitalmarkt eröffnen. Im Mittelpunkt standen dabei nicht nur steuerliche und rechtliche Rahmenbedingungen, sondern insbesondere die Frage, wie aus Arbeitnehmerinnen und Arbeitnehmern langfristig auch Eigentümer werden können. Stellvertretend danken Florian Beckermann, Fritz Mostböck und Paul Severin: Angelika Sommer-Hemetsberger (aktienforum), Gudrun Egger (ERSTE Foundation), Johannes Pointner (voestalpine Mitarbeiterbeteiligung Privatstiftung), Philip Vondrak (Grama Schwaighofer Vondrak Rechtsanwälte), sowie Aleksandra Mączyńska (BETTER FINANCE), Walter Hatak (Erste Asset Management GmbH), Manuel Prieschl (EuropeanIssuers) und Günther Ofner (Flughafen Wien - Vienna Airport und ÖBAG). Ein gelungenes Praxisbeispiel brachten Jörg Ziegler J.P. Morgan Workplace Solutions und Julia Jäger (OMV). Vielen Dank allen Besuchern! #Mitarbeiterbeteiligung #SIU #ESO #Anlegerschutz

Europe’s sustainable finance rules are getting new product categories, and on paper that should make life easier for individual investors. 𝐁𝐮𝐭 𝐰𝐢𝐥𝐥 𝐚 “𝐓𝐫𝐚𝐧𝐬𝐢𝐭𝐢𝐨𝐧” 𝐨𝐫 “𝐄𝐒𝐆 𝐁𝐚𝐬𝐢𝐜𝐬” 𝐥𝐚𝐛𝐞𝐥 𝐚𝐜𝐭𝐮𝐚𝐥𝐥𝐲 𝐭𝐞𝐥𝐥 𝐲𝐨𝐮 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮𝐫 𝐦𝐨𝐧𝐞𝐲 𝐢𝐬 𝐢𝐧𝐯𝐞𝐬𝐭𝐞𝐝 𝐢𝐧, 𝐨𝐫 𝐰𝐢𝐥𝐥 𝐢𝐭 𝐬𝐢𝐦𝐩𝐥𝐲 𝐠𝐢𝐯𝐞 𝐠𝐫𝐞𝐞𝐧𝐰𝐚𝐬𝐡𝐢𝐧𝐠 𝐚 𝐧𝐞𝐰 𝐧𝐚𝐦𝐞? As negotiations on the SFDR revision move forward, BETTER FINANCE has set out what needs to change for these labels to mean something to the people relying on them. ▶️▶️To find out more, read our press release: https://lnkd.in/e8TSGN43

One of Europe’s major financial institutions reported €84 billion in green financing in 2023. A year later, that figure had fallen to €46 billion, a drop of 45%. The obvious conclusion is that the institution stepped back from the transition. The published figure, however, can neither confirm nor rule that out, because a number on its own does not explain what changed behind it. 𝐒𝐨 𝐰𝐡𝐞𝐧 𝐚 𝐫𝐞𝐩𝐨𝐫𝐭𝐞𝐝 𝐟𝐢𝐠𝐮𝐫𝐞 𝐠𝐨𝐞𝐬 𝐮𝐩 𝐨𝐫 𝐝𝐨𝐰𝐧, 𝐰𝐡𝐚𝐭 𝐜𝐚𝐧 𝐢𝐧𝐯𝐞𝐬𝐭𝐨𝐫𝐬 𝐚𝐜𝐭𝐮𝐚𝐥𝐥𝐲 𝐜𝐨𝐧𝐜𝐥𝐮𝐝𝐞 𝐟𝐫𝐨𝐦 𝐢𝐭, 𝐚𝐧𝐝 𝐰𝐡𝐚𝐭 𝐬𝐡𝐨𝐮𝐥𝐝 𝐢𝐧𝐬𝐭𝐢𝐭𝐮𝐭𝐢𝐨𝐧𝐬 𝐛𝐞 𝐭𝐞𝐥𝐥𝐢𝐧𝐠 𝐭𝐡𝐞𝐦 𝐢𝐧𝐬𝐭𝐞𝐚𝐝? ➡️➡️Read the full article on Inside EU Finance publication: https://lnkd.in/eYraTXGX

World Investor Week 2026 comes to a close today, but learning about your money doesn’t have to stop here. BETTER FINANCE’s investor education playlist on YouTube brings together short videos that explain key topics for individual savers and investors in clear, accessible language. Our latest additions cover: ⏯️how sound advice can lead to lasting financial wellbeing ⏯️how direct investing can be a future-proof strategy for retirement ⏯️how to make your retirement savings work for you ⏯️and many more topics... 🖱️Watch the full playlist here: https://lnkd.in/eVRXJ_Cn Invest in Your Future. Protect It Today. #WorldInvestorWeek #WIW2026

Employee share ownership remains an underused tool for building household wealth and financial literacy.   In their upcoming conference, BETTER FINANCE and IVA will examine how ESO can deepen retail participation in capital markets. The conference also marks 25 years of the Voestalpine employee ownership programme.   For more details on the programme and registration, visit: https://lnkd.in/eZQ2xinB

Investment scams cost European consumers over €20 billion a year, and anyone with a phone and a bank account can be a target. They usually start with a message, an ad or a WhatsApp group, and the scammer spends weeks building trust before any money is lost.   Swipe through to see how scammers reach investors and what you can do to protect yourself.   Invest in Your Future. Protect It Today. #WorldInvestorWeek #WIW2026

As part of World Investor Week, BETTER FINANCE is sharing practical tips to help you make better decisions with your money.   Today, we share 7 practical tips to help you invest smarter.   For a detailed understanding of passive vs active investing, check the article: https://lnkd.in/eQdGZ-96   Invest in Your Future. Protect It Today. #WorldInvestorWeek #WIW2026

BETTER FINANCE has joined the International Organization of Securities Commissions - IOSCO for its 10th edition of World Investor Week.   This year’s campaign focuses on Investor Resilience, Digital Deception, and Scam Alert, helping investors stay disciplined, question what they see online, and protect themselves before acting.   Throughout the week, BETTER FINANCE will provide practical tips and advice on how Europeans can future-proof their financial future.   Invest in Your Future. Protect It Today. #WorldInvestorWeek #WIW2026

Five major European financial institutions report green, sustainable or responsible investment in five different ways. How can investors compare them?   Capital is flowing into the transition, and more companies now publish transition plans. Yet the evidence on implementation and results varies considerably. Some transition-critical sectors also remain underfinanced.   𝐈𝐬 𝐭𝐡𝐞 𝐄𝐔'𝐬 𝐭𝐫𝐚𝐧𝐬𝐢𝐭𝐢𝐨𝐧 𝐚𝐠𝐞𝐧𝐝𝐚 𝐝𝐞𝐥𝐢𝐯𝐞𝐫𝐢𝐧𝐠 𝐨𝐮𝐭𝐜𝐨𝐦𝐞𝐬, 𝐨𝐫 𝐨𝐧𝐥𝐲 𝐜𝐨𝐦𝐦𝐢𝐭𝐦𝐞𝐧𝐭𝐬?   ➡️➡️Read the press release: https://lnkd.in/eRQ3PzJ3