European Banking Authority (EBA)

📢 JBRC publishes its 2026 Work Programme and ESG recommendations The Joint Bank Reporting Committee (JBRC) has published its 2026 Work Programme, setting out key priorities to advance a more consistent, efficient and integrated EU reporting framework for banks. In the year ahead, the Committee will continue to drive semantic integration by promoting common definitions, data standards and methodologies across supervisory, statistical and resolution reporting. 🔍 Alongside this, the JBRC has released a set of ESG semantic integration recommendations, aiming to support greater consistency and alignment of ESG data across Europe 🌱 - and to contribute to the finalisation of the upcoming ESG ITS and future reporting requirements. The JBRC, established jointly by the #EBA and the European Central Bank, plays a central role in the European initiative to streamline banks’ reporting frameworks by developing common definitions, semantics and standards for regulatory data reported by banks. 🔗 More here: https://lnkd.in/eCZCRyQj

📢 EBA and AMLA complete AML/CFT mandate transfer As of 1 January 2026, all AML/CFT mandates have officially moved from the EBA to the new AMLA, marking a major step in strengthening the EU’s fight against financial crime 💪🏽 . ➡️ The transition ensures continuity for supervisors and industry, with existing EBA AML/CFT guidelines remaining in force until AMLA updates them. Key tools such as EuReCa and supervisory risk insights have already been handed over. Under the new framework, AMLA will: • Finalise the EU Single Rulebook • Drive supervisory convergence • Coordinate FIUs, and • Directly supervise 40 major financial institutions The EBA will continue addressing ML/TF risks through prudential work, supported by a new ESAs–AMLA cooperation framework. More here: https://lnkd.in/eGVruVa6 Curious to know more? Check out our handy factsheet below which explains to the transition in easy to understand terms 👇🏽

🇪🇺🤝🇬🇧 Today marks another milestone in EU UK relations. The European Supervisory Authorities (#EBA, European Insurance and Occupational Pensions Authority (EIOPA) and European Securities and Markets Authority (ESMA)) have signed a Memorandum of Understanding (#MoU) 📝with the Bank of England, the Prudential Regulation Authority and Financial Conduct Authority to enhance cooperation and strengthen operational resilience 🛡️linked to the Digital Operational Resilience Act (#DORA). The MoU sets out procedures for information-sharing and coordination on the oversight of critical ICT third-party service providers, strengthening cross-border risk management and contributing to the operational resilience of the financial sector in the #EU and the UK.  More here: https://lnkd.in/e4Ujp7wX

📢 New EBA Publications The #EBA has released: ✅ Report on Prudential Consolidation ✅ Final Guidelines on Ancillary Services Undertakings (ASU) These publications aim to simplify the prudential consolidation framework, promote consistency and proportionality, and foster convergence of supervisory practices across the EU. ⭕ The Report provides targeted recommendations to support future legislative adjustments and clarifies key implementation challenges. ⭕The Guidelines set clear criteria for identifying ancillary services undertakings, including innovative and digital business models. Together, they strengthen harmonisation and comparability of prudential requirements, ensuring a level playing field for EU institutions. More here: https://lnkd.in/eVTzPr4k

Happy New Year from the European Banking Authority! 🎊 Today, 1 January 2026, marks a special milestone: 15 years since the EBA was established 💫 Over the past decade and a half, we’ve worked with our partners and stakeholders to strengthen resilience, foster innovation, and ensure a competitive and stable European banking sector. 💪🏽 As we celebrate this anniversary, we remain committed to our mission ➡️ safeguarding financial stability, protecting consumers, and supporting a sustainable and digital future for European finance. 🚀

As 2025 comes to an end, we would like to thank our partner EU institutions, National Competent Authorities and of course, our wonderful staff for their collaboration and commitment and wish them a happy holiday season 🎄 🎇 2025 was a big year of the EBA. We worked together to strengthen resilience, advance innovation, and enhance competitiveness - while safeguarding financial stability and consumer protection. From implementing key regulatory priorities, leading discussions on simplification, to supporting digital and sustainable finance, 2025 has been a year of progress. We look forward to building on these achievements in 2026. 🎄Season’s greetings and best wishes for the year ahead!

Strengthening global supervisory cooperation: the EBA updates its equivalence Guidelines 🌍 The #EBA has just published updated Guidelines on the equivalence of confidentiality and professional secrecy regimes, now fully aligned with MiCA. These changes support secure, consistent information sharing and reinforce robust cross-border supervisory cooperation. ✅ What’s new? 🟠 Recent equivalence assessments now confirm that authorities in Australia, China, Montenegro, Peru, Serbia, and the UK meet EU standards for confidentiality and professional secrecy. 🟠The revised Guidelines incorporate new MiCAR requirements and streamline the framework for evaluating third-country regimes. 🟠EU competent authorities now have a clearer, more comprehensive reference for navigating cross-border cooperation under CRD, PSD2, AMLD, BRRD, and MiCA. By enhancing clarity and expanding the list of equivalent jurisdictions, the EBA is helping to safeguard sensitive supervisory information and foster stronger international collaboration. More here: https://lnkd.in/eDryKA4n

EBA updates on Equivalence Monitoring: what you need to know 🔎 We’ve submitted an updated confidential report on the EBA’s equivalence monitoring activities to the European Parliament, the Council of the European Union of the EU, the European Commission, and the other European Supervisory Authorities (ESAs: EIOPA & ESMA). 👉 We’ve also published a public summary highlighting recent regulatory and supervisory developments in 26 non-EU jurisdictions deemed equivalent under the Capital Requirements Regulation (CRR). This summary includes: ✔️ Our methodology and scope ✔️ Key parameters assessed ✔️ Inherent limitations of equivalence evaluations 📌 Read the full summary here: https://lnkd.in/emaZCcEW

🚀 The European Data Access Portal (#EDAP) is live! Your one-stop hub for key EU banking data , designed to make the sector more transparent, trustworthy, and accountable. 🎯 Why EDAP matters We aim to give everyone easy access to reliable data, strengthening confidence and stability across the EU banking system. 🔑 What you can do on EDAP ✔ Explore detailed information on banks ✔ Dive into interactive dashboards ✔ Access essential reports ✔ Compare banks and countries side by side ✔️ Download the underlying data, making it easier to access, analyse, and use supervisory information. Already available: 📊 Monitoring Dashboards – Risk & ESG: spot risks and trends in the EU banking sector 🔎 Transparency Exercise – track trends over time and compare banks 🧾 Public Registers – Credit, Payment, and e-Money Institutions Coming soon: 🔹 MREL Dashboard 🔹 Pillar 3 Data Hub 👉 Start exploring now and see how EDAP brings banking data to your fingertips! https://lnkd.in/eB9J9fBd

🔍 EBA Innovation Monitoring 2025: Key Trends To round out 2025, we have one final factsheet for you, showing you how EBA monitors digital finance and the types of innovations most prominent in the EU banking sector, including👇: - AI, cloud computing, and digital platforms transforming operations. - Digital wallets and tokenised assets facilitating payments and investments. - EBA also observes growing interest in quantum computing. ✅ Working on an innovative application? Get in touch and let us know about any emerging innovative applications or potential regulatory or supervisory impediments to the use of those applications. ✨ P.S. – our Digital finance page has had a makeover! Check it out ➡️ https://lnkd.in/eBYF5446