Kin Insurance

Kin just closed its largest-ever CAT bond: $335M across four bonds through Hestia Re Ltd. (Series 2026-1), delivering multi-year storm protection for homeowners. This is our fourth CAT bond — and by every measure, its best. “This catastrophe bond reinforces our commitment to protecting policyholders for years to come,” said Angel Conlin, Chief Insurance Officer. “The terms reflect the quality of our risk selection and the trust the market places in our platform.” https://bit.ly/4tP0bjo

We’ve got the TL;DR on today’s Fed update. Here’s what to know: Rates held steady. Meaningful cuts aren’t on the horizon. For homeowners, today’s news is a reminder to stop timing the market — and start exploring the options available right now. Learn more about what may be possible with Kin Financing. https://bit.ly/3QW0sCx

In September 2024, Hurricane Helene carved a path of devastation through the Southeastern United States. Over a year later, homeowners are still feeling the impact. Hurricane Helene caused an estimated $1.5 billion in property damage in Georgia alone. By the spring of 2025, FEMA had approved over $364 million in emergency grants and more than $26 million in NFIP flood claims — vital funding to help families rebuild their homes and lives. Yet a significant gap remained, forcing many to navigate the path to recovery on their own. The steep cost of Helene changed how many residents view their future in the Peach State. More than 1 in 3 Georgia homeowners say they now think differently about owning a home here — and the growing cost of home insurance plays a major role. We surveyed the state. Swipe below for our findings, and read the full report here: https://bit.ly/4vId28e

Oklahoma weather doesn’t pull punches — and homeowners shouldn’t have to scramble for coverage that can handle it. We’re proud to announce that Kin is officially live in the Sooner State. 🌪️ We built Kin for the markets that “traditional” carriers often shy away from. By using a data-driven approach and a direct-to-consumer model, we’re working to bring Oklahomans accurate pricing and resilient coverage — even in the heart of Tornado Alley. From spring hailstorms to the height of tornado season, we’re here to show up when it counts. Go to comments for the link to get a quote ⤵️.

Our CEO, Sean Harper, recently joined Unicorn Builders to discuss our explosive growth. He shared Kin’s origin story, got into our business model, and unpacked our marketing strategy.  “I’m 100% sure we have an excellent strategy, and we identified the market opportunity well. That is likely the biggest driver for our success.” Thank you to Brett Stapper for a far-reaching, sharp, and meaningful conversation. Listen to the full episode below.

Trust is the product. Everything else is how you earn it. Brett Tighe said it well — insurance is a trust business. That's exactly what we're building at Kin: smarter tools, faster claims, and real people who show up when it matters. Thrilled to have Brett join our board. Welcome. 🏡

At Kin, we took a look at how women homeowners are approaching homeownership today — and what’s changing. 🔎 Key findings: ▪️21% of homebuyers are single women ▪️Only 32% say price is their top priority ▪️53% say repair costs were their biggest surprise ▪️43% say unexpected repairs are their biggest fear Data show that homeownership decisions are about more than cost. Many women are prioritizing location, stability, and long-term security — while also navigating the ongoing realities of maintenance, property taxes, and insurance. Understanding these tradeoffs is key to making confident decisions before and after buying a home. Get the full insights — report linked in the comments.

As a Kin Insurance Sales Agent, you’re not just selling — you’re helping people protect their home and feel confident in their coverage. It’s a different kind of conversation. And a different kind of career. If that’s what you’re looking for, we’re hiring. Apply➡️https://bit.ly/4sC3V7o Here's what you can expect as a Sales Agent at Kin:   ▪️ $88K+ OTE with uncapped earnings  ▪️Warm leads provided — no cold calling or prospecting  ▪️ Inbound conversations focused on real customer needs  ▪️A supportive team behind you from day one

What does a tightening homeowners insurance market look like in Texas? 📊 We surveyed 1,000 Texas homeowners to better understand how coverage availability is changing. 37% told us it was somewhat or very difficult to find an insurance company willing to cover their home. Additional findings: ▪️Some homeowners report being declined by insurers ▪️Others say only one affordable policy option was available ▪️Nonrenewal notices — when an insurance company decides not to renew a policy at the end of its term — are becoming more common across Texas These findings reflect a broader shift in the Texas homeowners insurance market. As severe weather events — such as hurricanes, hailstorms, and freezes — become more frequent and costly, insurers may adjust their risk exposure, impacting both availability and pricing. At Kin, we’re focused on bringing clarity to these changes so homeowners can better understand their options. 🔗 Link to the full survey results in the comments

📊 Today’s Fed update, simplified: No rate cuts. No urgency to cut. Limited change expected in borrowing costs near term. 🏡 For homeowners, this reinforces a shift away from timing the market and toward understanding available options in the current environment. Learn more about what may be possible with Kin Financing: https://bit.ly/4sl69rD #FederalReserve #InterestRates #HousingMarket #MortgageRates #HomeEquity #Fintech