Titan

$3.5M in Amazon. Four brokerages. No clear strategy tying it together. Not a knowledge problem. A complexity problem. If that sounds familiar — link in bio.

If you had the cash value of your RSUs in a bank account today, would you put 100% of it back into your employer's stock? Almost no one says yes — but that's exactly what holding is. Link in bio to talk with a Titan advisor.

Thrilled to have our lead planner Giovanni Tiso, CFP® featured for his new book, Beyond the Vest. If you earn equity comp and have wondered if you're doing everything right, look no further. Read Gio's book. And if you can't wait for the pre-sale, head to our website > click Join Titan > grab 20 min with us.

You didn't choose to be this concentrated. It just happened. Year one you held. Year two you held. Year three the stock is up 50% and now it's 40% of your net worth. Even Warren Buffett has trimmed high conviction stocks when they got too concentrated. Holding appreciated stock instead of diversifying is still an active bet. It just doesn't feel like one. If your company stock is more than 20% of your portfolio, it's worth a conversation. Link in bio.

What does pizza have to do with your IPO equity? More than you'd think. The decisions that matter most in an IPO aren't made after it happens. They're made before. We break it down with our Lead Financial Planner Gio Tiso.

Most people guess how much to sell. The ones who don't regret it actually map it out. Floor: what changes your life after taxes. Ceiling: what you need to hold to feel the upside. Everything else lives in between.

We're excited to introduce Christina Yialamas Sanchez, Vice President & Wealth Advisor. Before joining Titan, Christina spent years at J.P. Morgan Private Bank in New York City, where she worked with some of the most financially complex clients in the world: high-net-worth and ultra-high-net-worth individuals who expect a lot from their advisors and should. She holds her Series 7, 63, and 65 and brings six years of experience built inside one of the most rigorous private wealth environments there is. What the Private Bank teaches you is how to think about wealth holistically. Not just the portfolio, but the full picture: the estate, the tax situation, the family dynamics, the goals that don't fit neatly into a spreadsheet. Christina spent years developing that instinct, and it shows in how she works with clients today. "At J.P. Morgan, my clients had access to everything. The best products, the best planning, all of it," Christina says. "What I kept seeing was that the quality of advice still came down to the quality of the relationship. How well does your advisor actually know you? That's what I've always cared most about getting right." Christina is the person for those who are sitting on complexity and need someone who has seen it at some of the highest levels. We're hiring across the board within our wealth team. Get in touch. 👉 https://lnkd.in/epxBAtJ5

If you have one question about your equity, that's enough reason to talk to someone. Pull in an advisor. Show them the full picture. Walk them through your accounts, your concentrations, what you're sitting on. It costs you nothing and can only move you forward. Link in bio to book a call.

The company says it's a great valuation. But is it great for you? Their interests and yours aren't the same. They want the valuation validated. You want the risk you took to be rewarded. Independent advice isn't paranoia. It's table stakes. The institutional investors on the other side of this deal have it. You should too. If you're navigating a tender offer, we have conversations like this every day. Link in bio.

When does owning too much of one stock become a problem? One of our clients had about $500K in a single bank stock. JP Morgan, Bank of America, Citi, Wells Fargo type. The goal was getting it down to 20% of their liquid net worth. The catch: mixed tax lots. Some underwater, some with big unrealized gains. In one morning, we sold hundreds of thousands of dollars worth. Total tax impact? Roughly a few thousand dollars. We didn't just hit sell. We went lot by lot, paired gains against losses elsewhere in the portfolio, and found the path that made sense. Most people assume diversifying a concentrated position means a giant tax bill. That assumption keeps them stuck for years. It's usually just a planning problem. Complimentary strategy sessions at Titan. Link in bio.