Post Closing Coordinator

Job Responsibilities

Are you looking for a purpose-driven career, not just the same old 9 to 5? One that gives you a reason to come to work beyond just receiving a paycheck? Look no further! The SC Housing Finance and Development Authority (SC Housing) is actively searching for a Post-Closing Specialist to complete our Mortgage Production Team!

Why join SC Housing?

We know our employees work hard, so we work hard to encourage a culture that promotes work-life balance, well-being and employee engagement/recognition. We are a forward-thinking organization that is committed to changing lives by creating safe, decent, and affordable housing opportunities that fulfill dreams and inspire hope in our citizens. Our staff energizes the work that we do and helps find solutions that make a difference in the lives of others. If you want to be part of an organization that allows you to connect your passion for improving the lives of others to purpose, we invite you to join our team of housing champions!

What will you do?

Role

Under limited supervision you will perform support tasks related to the reservation, processing, review, approval/denial and purchase of mortgage loans by SC Housing in our Single-Family Homeownership Programs. In this role you will:

• Complete prefunding review and audit of closed mortgage loan files delivered to SC Housing for purchase.
• Ensure compliance with applicable program and insurer requirements.
• Ensure all regulatory compliance documentation is included and executed in accordance with state and federal requirements.
• Approve eligible loans for purchase.
• Prepare and reconcile production and allocation data weekly for reporting to management and external partners.
• Monitor lender performance and communicate recommendations for process improvements and training.
• Stay abreast of industry changes, monitoring and participating in available training for continued development.
  
  

Minimum And Additional Requirements

A high school diploma and four (4) years of applicable experience in mortgage banking, accounting, real estate, or other housing related field.

• An equivalent combination of education and experience may be substituted to meet the agency minimum requirements. (i.e. 1 year of education = 1 year of related experience).
  
  

Must be able to lift and carry files, books, and reports weighing up to 20 lbs. Must be able to perform filing, desk work, and operate general office equipment. Must be able to sit or stand for prolonged or intermittent periods of time while sharing, gathering, or presenting information to other staff members or external parties. The employee must be able to perform these tasks with or without reasonable accommodations. SC Housing is committed to a diverse workforce and does not discriminate on the basis of race, color, national origin, religion, age (40+) disability, or sex (including pregnancy, childbirth, or related medical conditions).

Preferred Qualifications

• A bachelor's degree
• Experience in mortgage loan processing, file review, closing and post-closing file review, or disclosure preparation
  
  

Additional Comments

What makes us Different?

We are a state governmental agency but one unlike you’ve encountered before. We operate much more like a private sector business. We are a self-sustaining operation that offers rental and homeownership products and services. As a result, we face many of the same regulatory, market, and financial hurdles of private sector financial institutions. Our clear advantage to employees is that we offer challenging and meaningful work, as well as excellent state government benefits.

Our Benefits Package

SC Housing offers an exceptional benefits package that includes:

• Telecommuting options
• Accrued Paid Time Off (15 days annual/vacation leave per year and 15 days sick leave per year)
• 13 paid holidays
• PEBA Health, dental, vision, long term disability, and life insurance for employees, spouses, and children
• PEBA Perks
• Free Telehealth Visits for State Health Plan members
• Free Health Coaching for State Health Plan members
• State Retirement Plan
• Deferred Compensation Programs 401k and 457 plans
• MoneyPlus (tax-favored accounts program) Employee Assistance Program
• Employee Discount Programs (PerksCard, TicketsatWork, and WeSave)
• Casual Fridays
• Tuition Reimbursement Program (after 6 months of employment)
  
  

And much, much more!

Location, Location, Location:

The Palmetto State offers something for everyone. Located in the Midlands, Columbia is both the state capital and South Carolina's second-largest city. It is just a short commute to the state's beautiful beaches and gorgeous mountains. Sunny summers and mild winters allow residents to experience the outdoors year-round, a plus considering that Lake Murray is just minutes away. Great universities and colleges, minimal commute times and friendly people make South Carolina the ideal place to build your future.