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ZEN PAYMENT CARDS

Your needs.
Your ZEN card.

Travel a lot, love shopping online, or simply want easier everyday payments? With ZEN.COM, the choice is simple – pick the card that fits your needs best.

SELECT YOUR ZEN CARD

Why ZEN?

Because you need a card that’s simple, safe, and reliable for everyday payments.

Always free

A “free” card with requirements to meet? Not with us. Your ZEN card is included with your account – completely free, no strings attached.

TEST FOR FREE

Your passport to smart payments

Forget last-minute currency exchanges at the airport. Travel without limits – with your ZEN card, you can pay in 35 currencies at some of the best rates on the market.

SELECT YOUR ZEN CARD

Pay your way

Keep paying the way you like – with your phone or watch. Your ZEN card works seamlessly with Google Pay, Apple Pay, Xiaomi Pay and Garmin Pay.

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Free cash withdrawals – locally and globally

Test our Pro plan for free and withdraw up to 3,600 PLN from ATMs – with zero additional charges.

TEST FOR FREE

Earn while you shop

Shop online with your ZEN card at partner stores and get a portion of your money back instantly. No waiting – your cashback appears right away. Explore hundreds of popular stores.

TEST FOR FREE

Secure online payments

Flight cancelled and your holiday ruined? Received a damaged order and the seller won’t respond? Online payments made with your ZEN card are protected by ZEN Care. Instead of spending hours on customer service hotlines, just report the issue to us – we’ll handle the rest.

I WANT THIS CARD NOW

Your physical card, delivered to your doorstep

Prefer paying with a physical card? Order one in the ZEN.COM app in just a few minutes, and we’ll deliver it straight to your door.

PICK YOUR ZEN CARD

Buy once, enjoy for years

Your laptop stopped working a year after you bought it? Not your problem. When you pay with your ZEN card, you get an additional year of warranty on your electronics.

TEST FOR FREE

Choose your card, enjoy the benefits

Select your virtual ZEN card as you set up your account – it's simple and convenient. See below our available types of payment cards.

ZEN PRO

Great if you like saving on purchases and want an extended 2-year warranty on electronics.

ZEN Basic

Pick this card if you want to use it for subscriptions such as Netflix or Spotify.

ZEN Travel

Choose this card if you travel often and want to withdraw cash in your selected country without extra fees.

CREATE YOUR ACCOUNT

Select your ZEN card directly in the app.

ZEN PRO

Great if you like saving on purchases and want an extended 2-year warranty on electronics.

ZEN Basic

Pick this card if you want to use it for subscriptions such as Netflix or Spotify.

ZEN Travel

Choose this card if you travel often and want to withdraw cash in your selected country without extra fees.

STEP 1

Download the ZEN.

STEP 2

Enter your details and confirm your identity with a selfie.

STEP 3

Your virtual ZEN card is ready the moment you log in – completely free.

Need a physical card? Just order it in the ZEN.COM app.

STEP 1

Download the ZEN.

STEP 2

Enter your details and confirm your identity with a selfie.

STEP 3

Your virtual ZEN card is ready the moment you log in – completely free.

Need a physical card? Just order it in the ZEN.COM app.

GET YOUR ZEN CARD

Your payments, protected

ZEN means safer
payments

Trusted by hundreds of thousands of ZEN users.

Virtual and offline payments
protected on multiple levels

From instantly blocking your card to full shopping protection with ZEN Care.

Secure online
payments

If anything feels off, you can react immediately – right in the app.

SEE FOR YOURSELF

Get the ZEN.COM app

Opening your ZEN personal account is now effortless
– fast, clear, and done in minutes.
Download the app and see for yourself!

Get a ZEN cardin the app.

Download ZEN.COM app

ZEN PAYMENT CARDS

Your needs.Your ZEN card.

Why ZEN?

Always free

Your passport to smart payments

Pay your way

Free cash withdrawals – locally and globally

Earn while you shop

Secure online payments

Your physical card, delivered to your doorstep

Buy once, enjoy for years

ZEN PRO

Great if you like saving on purchases and want an extended 2-year warranty on electronics.

ZEN Basic

Pick this card if you want to use it for subscriptions such as Netflix or Spotify.

ZEN Travel

Choose this card if you travel often and want to withdraw cash in your selected country without extra fees.

ZEN PRO

ZEN Basic

ZEN Travel

Download the ZEN.

Enter your details and confirm your identity with a selfie.

Your virtual ZEN card is ready the moment you log in – completely free.

Download the ZEN.

Enter your details and confirm your identity with a selfie.

Your virtual ZEN card is ready the moment you log in – completely free.

ZEN means safer payments

Virtual and offline payments protected on multiple levels

Secure online payments

Get the ZEN.COM app

Get a ZEN card
in the app.

Download ZEN.COM app

Your needs.
Your ZEN card.

ZEN means safer
payments

Virtual and offline payments
protected on multiple levels

Secure online
payments