Wellthspan Advisory

The 100-Year Life is reshaping the economy — not just for older adults, but across every life stage. Our founder Nadine Esposito explores this shift in her latest article for Longevity.Technology ➡️ “The Lifetime Economy.” While the Silver Economy focuses on the 50+ market, the Lifetime Economy spans the entire life course — a stronger focus on prevention and education to work, caregiving, reinvention, and legacy. It asks a fundamental question: 💡 What happens when healthspan, wealthspan, and lifespan no longer move in sync? In this piece, Nadine outlines how: Our systems were built for ~70-year lives, yet many of us will live to 100. Longer lives demand new financial and health architectures. Prevention, adaptability, and purpose are the new economic growth engines. The most forward-thinking organisations will integrate longevity literacy into strategy — aligning wellbeing, productivity, and resilience. At Wellthspan Advisory, we help individuals and institutions navigate this transformation — bridging health, wealth, and time through our 5 + 1 Pillars of Longevity framework. #lifetimeeconomy #silvereconomy #longevityeconomy

Yesterday I had the chance to speak at an intimate event hosted by Implement Consulting Group — and I used that opportunity to make one key point clear- at least I tried😃: 👉 Longevity is not just a health topic. It’s the next frontier for the financial industry. As people live longer, work longer, and transition through more life stages, financial planning models must evolve beyond traditional retirement horizons and planning. We need to design for lifelong resilience — integrating health, wealth, and purpose into every strategy. It was also a milestone moment for me: My first event officially speaking as Wellthspan Advisory — sharing our vision for longevity finance and longevity literacy with a room full of forward-thinking financial professionals. The conversations that followed made it clear: the awareness is growing, and the timing is now. Thank you very much to David Alexander Jäggi and Marigna Roth for the invite, support and opportunity. From the presented behavioral finance session I also learnt how purchasing a Birking Bag can be rationalised. #LongevityFinance #Wealthspan #HealthIsWealth #FinancialResilience #LongevityEconomy #WellthspanAdvisory

Blue print for kids? Kids Days at Longevity Clinics? What if the greatest legacy we could give our children isn’t money — but the habits that help them live long, healthy, and financially confident lives? At Wellthspan Advisory, we believe legacy has to be defined wider and starts already at very early age. The foundation for both healthspan and wealthspan is built long before adulthood — in the first years when children learn how to eat, move, sleep, and think first about money. How about exploring a new concept? Kids Days at Longevity Clinics. Imagine a place where learning about wellbeing feels like play — 🧃 movement sessions 🍎 nutrition challenges 🧠 emotional resilience games 💰 first money lessons Healthy kids become thriving adults. Thriving adults build stronger, more financially secure families. A long healthspan supports a strong wealthspan — and both begin with education and example. Because the legacy we leave tomorrow starts with the habits we model today. (Ideally the healthy habits should also be formed in the family setting- integrated in the daily family live) Ildikó Sirman AYUN David Wyss KEEN Wellbeing Max Lungarella Dr. Chris Bachtsetzis, MD, PhD #longevity #wellthspan #longevityliteracy #healthiswealth #financialliteracy #wealthspan #healthspan #intergenerationalwealth #prevention #legacy

The $84 Trillion Question: What Happens When Your Inheritance Arrives After You Retire? Sarah received her inheritance at 67—three decades later than her father did. By then, she'd already retired, downsized, and watched her children struggle without the capital that might have changed everything. This is the new reality of wealth transfer. And it's reshaping everything we thought we knew about inheritance, longevity, and financial planning. Here's what's happening: 🔹 $84 trillion is transferring to younger generations over the next 20 years 🔹 But inheritances now arrive 30 years later than they used to 🔹 Women will control $34 trillion by 2030—a historic shift 🔹 Long-term care costs average $111K/year, depleting estates before transfer 🔹 The life expectancy gap between rich and poor has widened to 10-15 years The game-changer? Preventative medicine and healthspan extension. Families who invest annually in preventative care can potentially save substantial amounts in long-term care costs while gaining 5-10 extra years of healthy, productive life. That's not healthcare spending—that's wealth preservation. The longevity economy is projected to reach $15 trillion by 2030, creating unprecedented opportunities in: ✓ Preventative health & diagnostics ✓ HealthTech & AgeTech ✓ WealthTech for multi-generational planning ✓ Long-term care innovation ✓ Purpose & productivity platforms for healthy 65-85 year-olds The uncomfortable truth: Right now, these innovations primarily serve the wealthy. Those who can afford preventative care preserve both health and wealth. Those who can't face earlier death and estate depletion. For banks, wealth managers, and healthcare innovators, this represents the defining market opportunity of the next 25 years. For families, it demands rethinking everything—from when to transfer wealth ("living inheritances") to how we invest in health as a wealth strategy. The question isn't whether you'll be affected by this shift. It's whether you'll be prepared. I've written a comprehensive analysis exploring: → Why delayed inheritance is crushing entrepreneurship and housing markets → How the "sandwich generation" is caught between elder care and supporting adult children → The massive opportunities in the longevity economy (with specific gaps to fill) → Policy changes needed to make longevity innovations accessible to all What are your thoughts? Are you seeing these dynamics play out in your family, your clients, or your business? SIP Medical Family Office PrimeLife Partners Abby Bloom Anne-Marie Elias Anna Erat (MD, PhD, IDP INSEAD) Dr. Henri Michael von Blanquet, M.D., MaHM Alain Alfred Solli Reimann OLY

We’re proud that the Wellthspan conceptual framework — integrating healthspan and wealthspan into a unified model for financial longevity — has now been published in Progress in Medical Sciences: 👉 Integrating Healthspan and Wealthspan: A Conceptual Framework for Financial Longevity This review article formalizes the theoretical foundation of longevity finance, connecting biological, behavioral, and economic dimensions of aging. At Wellthspan Advisory, we translate this academic foundation into actionable strategies for banks, insurers, employers, and individuals — building financial and health resilience across the lifespan. #LongevityFinance #Wellthspan #Wealthspan #Healthspan #FinancialResilience #LongevityEconomy

We are reading “Plan to live to 100.” But longevity planning isn’t only a slogan — it requires a system. At Wellthspan Advisory, we see a major problem: the “live to 100” advice ignores often the context. 👉 Planning at 25 looks nothing like planning at 55. 👉 Health, finances, social networks, and even where you live completely change what longevity means for you. ❗ Living longer is an opportunity — but it’s also a risk if your healthspan, finances, and care systems can’t keep up. ✅ Stage-specific planning ✅ Integration of health, social, and financial systems ✅ Realistic pathways for individuals, employers, and financial institutions “Live to 100” sounds inspiring. Let's make it actionable. 💡 Follow Wellthspan Advisory for more insights on how to translate longevity from a buzzword into a strategy. #LongevityFinance #Wealthspan #Healthspan #LongevityLiteracy #FutureOfFinance

From Silver → to Longevity → to the Lifetime (younger) economy Silver economy: purpose-built products/services for the 50+ market. Preserve health and wellbeing. Pension planning, succession planning. Inclusive technology and policies. Longevity economy: intergenerational redesign of work, health, finance and policy to fund longer lives. Lifetime economy: younger cohorts preparing for 70-year careers, early financial longevity, and preventive health — a growth arena often overlooked by providers. What organisations should do now: • Understand that needs and requirements that come along with the longevity industry are distinct and different per segment. • Build longevity-literate products (income smoothing, career breaks, caregiver cover) that factor in the change or needs over time. • Invest in lifelong learning/reskilling infrastructure. • Shift from age segmentation to intergenerational design. Wellthspan Advisory helps organisations, employers and interested individuals win across healthspan + wealthspan. #LongevityLiteracy #Lifetimeeconomy #Longevityeconomy #Silvereconomy #WellthspanAdvisory

🧠 Mental health financing is both a human imperative and an economic opportunity. The latest McKinsey Health Institute & Coalition for Mental Health Investment guidebook shows: -Annual financing gap: $200–350B -Every $1 invested in mental health returns $5–6 -Preventive programs often deliver even greater ROI -Scaling interventions could reclaim 150M healthy life years by 2050 Yet, most investment still flows into acute treatment while prevention remains underfunded. 👉 At Wellthspan Advisory, we believe this mirrors the bigger picture of longevity finance: prevention is the foundation of resilience — in health and in wealth. 💬 What prevention strategy do you think deserves the most financing today? #mentalhealth #longevity #wellthpsan

Why micro-shifting and “drop-outs” are part of the Gen Z longevity finance story- are our products and structures ready? I recently came across this article from Forbes on micro-shifting — the idea that more people are leaving (or pausing) traditional 9-to-5 roles for shorter, more flexible spurts of time outside work. (Yes, these “drop-outs” or mini career breaks are becoming real, not just fringe trends.) This ties nicely into something I argued in my recent article: Gen Z should (or already does) care about longevity finance and planning — and here’s why this shift is yet another signal- all given that we see innovative products and solutions supporting this shift. #nextgen #longevityfinance #financialplanning

Join PrimeLife Partners and us for an insightful discussion on how to future proof our 100 year life. Talking health, longevity and finances. Abby Bloom Anne-Marie Elias #longevityliteracy #longevityfinance