About: Overpayment scam

Overpayment scams (some variants of which are referred to as "refund scams") are a type of confidence trick designed to prey upon victims' good faith. In the most basic form, an overpayment scam consists of a scammer notifying the victim that they have accidentally been sent an excess of money. The scammer then attempts to convince the victim to return the difference between the sent amount and the actual amount; however, the money that the scammer claims to have accidentally sent to the victim is not legitimate. Usually, after gaining access to a victim's online banking page, they manipulate the HTML and merely transfer money from one account to another – for example, from the victim's checking account to their savings account. The victim can't see this transfer happening because the scam