Oliver Wagner

Vienna Insurance Group (VIG) H1 2025 Results Profit before taxes expected at the upper end of the EUR 950 million to 1 billion range (outlook) • GWP increased to EUR 8.6 billion (+8.7%) • Insurance service revenue grew to EUR 6.4 billion (+8.1%) • Profit before taxes rose to EUR 531.4 million (+10.5%) • Net combined ratio improved to 91.9% (-1.4 percentage points) • Excellent solvency ratio of 278% "In the first half of 2025, we once again succeeded in achieving strong results. The positive development in the first six months, with growth in premiums and profit, underscores that we are ideally positioned in Central and Eastern Europe. Our excellent capitalisation allows us to take advantage of attractive growth opportunities in our markets." Hartwig Löger A total volume of EUR 8,569.5 million in gross written premiums was generated in the first half of 2025, representing a considerable increase of 8.7% compared to the previous year. All lines of business recorded growth, with the highest growth rates coming from life insurance without profit participation (+32.7%) and unit- and index-linked life insurance (+26.4%). Health insurance (+15.0%) and motor third-party liability insurance (+12.5%) also posted double-digit growth. Within the segments, there were also double-digit premium increases in Special Markets at 19%, with Türkiye (+23.8%) being the main contributor here, in Poland at 15.2%, and in Extended CEE at 10.1%, where Romania (+14.4%) and the Baltic States (10.7%) made the biggest contributions to growth. Premiums increased by 6.7% in the Czech Republic and 5.2% in Austria. https://lnkd.in/d9gPr_gc

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🚲 Corporate Bike Leasing in Europe: Financial Incentives Cycling is more than just a way to get around, it’s a step toward smarter mobility strategies. But how can companies and employees make it both attractive and cost-effective? The latest Arval Mobility Observatory article takes a closer look at the financial incentives available for corporate bike leasing across 7 European countries: France, Germany, Belgium, Portugal, Sweden, the Netherlands, and the UK. What’s inside? • A country-by-country overview of fiscal frameworks supporting bike leasing • Salary sacrifice models, tax exemptions, and non-taxable benefits • Concrete examples showing how these measures work in practice 👉 Read the full article here: https://lnkd.in/eMsG-p5c #ArvalMobilityObservatory #BikeLeasing #MobilityWeek

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Sollers + Smart Communications. = global partnership Why team up? Because insurers deserve communication tools that are as modern and seamless as their modernized underwriting, claims and finance systems. Smart Communications brings the market-leading CCM platform, built for #InsuranceIndustry. We bring insurance processes know-how and delivery expertise. Together, we’re helping insurers modernise customer communications end-to-end. And we’re not waiting – in August we delivered our first joint project with a major London Market insurer, streamlining FNOL by integrating SmartCOMM™, Smart Communications’ leading CCM solution with their core systems. With projects already underway across Europe, North America and APAC, we’re setting new standards for insurance communication on a global scale. Clearer, faster, more connected communication – that's what insurers (and their customers) should expect. #FutureOfInsurance 

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Generali Switzerland achieved 98% speech comprehension accuracy with Enterprise Bot’s AI Voicebot — transforming customer service to deliver a seamless experience. 🔹 22% fewer misdirected calls 🔹 Significantly shorter wait times → faster service 🔹 Improved customer experience across the board And yes — our AI even understands Swiss German & High German perfectly. Read the full case study to discover more 👉 https://lnkd.in/geUKNhrt Luis Bosshard | Pranay Jain | Ravina Mutha | Sandeep Jayasankar | Toni Ventura #successstory #casestudy #VoiceBot #GeneraliSwitzerland #TeamUpWithAI #EnterpriseBot

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Endeit invests in Swedish Insurtech company Eir Insurance 🎉 We’re proud to announce the successful completion of Eir’s €20 million growth funding round led by Endeit Capital, with participation from family offices and existing shareholders. Eir is a fully digital Swedish insurance company specializing in embedded non-life insurance.  The fresh investment will fuel Eir’s ambitious plans for partner-driven expansion across Europe, leveraging proprietary tech and AI to support innovative insurance solutions at scale.  To quote our partner, Jonne de Leeuw “Eir stands out in European insurtech with its digital technology, agile development, and growing partner network. We believe it’s well positioned to redefine insurance for partners and customers, and we’re proud to support its Pan-European growth.” We are proud to support Torgrim Lien and his team on this next phase of Pan-European growth and look forward to our journey together. 🚀 #venturecapital #insurance #ai

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𝗮𝗱𝗲𝘀𝘀𝗼 𝗶𝘀 𝗲𝘅𝗽𝗮𝗻𝗱𝗶𝗻𝗴 𝗶𝘁𝘀 𝗽𝗿𝗲𝘀𝗲𝗻𝗰𝗲 𝗶𝗻 𝗔𝘀𝗶𝗮: 𝗻𝗲𝘄 𝗹𝗼𝗰𝗮𝘁𝗶𝗼𝗻 𝗶𝗻 𝗦𝗶𝗻𝗴𝗮𝗽𝗼𝗿𝗲! From October 2025, adesso will have its own national subsidiary in Singapore. This location will serve as a strategic hub for the Asia-Pacific (APAC) region and will initially focus on the financial, insurance and retail sectors. As a specialised integration partner of Flowable, adesso combines local expertise with the scalability of its international teams, particularly the delivery team in India. The result is solutions that combine security, digital sovereignty and regional requirements. Read more in our press release: https://lnkd.in/dz7Ky67d

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