FinBox

In this week’s edition of The Pattern, Mayank J. breaks down the trifecta powering India’s financial pulse right now. The RBI has proposed same-day credit for inward remittances, credit cards are clocking record-high spends and new issuances, and bank margins are poised for profitability in FY26. From quicker inflows to louder checkout and a calmer banking core, the cadence feels promising. Read the full story - link in comments. #RBI #creditcards #banking

In this edition of The Big Picture, Rajat Deshpande talks about how the RBI’s updated Digital Lending Guidelines are quietly reshaping India’s lending ecosystem. What looks like a compliance update is actually the blueprint for a new kind of infrastructure — one where borrowers see all eligible loan offers, platforms evolve into neutral marketplaces, and lenders compete on speed, pricing, and underwriting efficiency. It’s a massive shift that forces the ecosystem to rebuild its foundations with faster integrations, cleaner decisioning, and true transparency. The next few months will be messy, but what emerges will be a more open, competitive, and resilient lending landscape. Read more here: https://lnkd.in/ghC-H2iW

Offer multiple loan options to your users on a single screen! 📱 With BRE Zero, when a user consents to data-sharing, we auto-pull bureau and platform data in real time, run every lender’s logic instantly, and present all eligible offers on a single screen. If they qualify, the best options appear instantly. If not, they’re spared the hassle—no clutter, no false hope. 🚫 With FinBox BRE Zero: 👉 Your customers get simplicity. 👉 Your partners get visibility. 👉 Your business gets results. Effortlessly match users to the right offers, reduce drop-offs, and boost conversions. 🚀 #FinTech #DigitalLending #BRE #MarketplaceLending #LendingInnovation

⚠️ How can you be sure your borrowers aren’t just rotating money or falling deeper into debt? Two-fifths of personal loans going to just 9% of borrowers underscores an urgency for real-time monitoring as well as flexible credit rules management. Introducing Sentinel — a no-code BRE built for real-time agility. Empower your risk and credit teams with: ✅ No-code policy changes ✅ Canary mode for experimenting with up to 5 live policies ✅ Drag & drop workflow builder ✅ Granular rule analytics Along with the ability to conveniently test multiple policies at a time, Sentinel enables you to immediately switch to a previous lending policy in case of deviations from expected outcomes without any code changes. Double down on what works and eliminate what doesn't. Make speed your competitive edge. Stop letting developer dependencies slow your growth. 🚀 Get in touch! #FinTech #DigitalLending #RiskManagement #CreditRisk #LendingSolutions #CreditPolicy

In this week’s edition of The Pattern, Mayank J. talks about India’s record-breaking festive season — a story of booming sales, shrinking savings, and what it reveals about our evolving relationship with credit. From luxury cars flying off the lot to premium electronics and appliances in high demand, the country’s consumption engine is clearly roaring. But with household savings at historic lows, the bigger question remains — how sustainable is this spree once the festival lights fade? Link in comments! #FestiveSeason #Credit #Saving #Economy

Unlock the blueprint for next-gen housing finance! Don’t miss this Credit Insider x FinBox conversation with Mr. Ram Kishan Kolli, EVP & Head of Secured Direct and Affordable Housing at Credit Saison India. He breaks down how smarter underwriting, sharper data, and lender-first innovation are transforming home loans for millions of Indians. Read the full playbook to see how technology, strategy, and customer-centric thinking are reshaping the future of housing finance. (Link in comments 👇🏼) Rajat Deshpande Anant Deshpande Srijan Nagar Nikhil Bhawsinka Mayank J. Shamolie Oberoi Parnika Agarwal Parikshith PD Shweta Singh Shivani Mishra Surabhi Banerjee Arpit Gupta Amit Didolkar Radhika Shah Sarthak Soral Jai Rathod Dhananjay Ghatole Sonia Bhanushali Prithvi Uchil Vishal Khajuria Surbhit Dave Arpan Adarsh Nikhil Sashi #CreditInsider #LendingInnovation #HousingFinance #AffordableHousing #Fintech #DigitalTransformation

From orchestrating fast, compliant digital lending to enabling financial access for millions, Rajat Deshpande shares his perspective on shaping the future of embedded finance in this exclusive interview with TechGraph. 🚀 Check it out to learn more about how FinBox is building the backbone of embedded finance for India and beyond. (Link in the comments 👇) #EmbeddedFinance #Fintech #DigitalLending #DPI

One thread, one smile, one connection at a time. Here’s creativity in action! 🧶 Our string art workshop brought people together to create something truly beautiful. A splash of colour, a spark of creativity, and a whole lot of festive cheer captured in just a few seconds. 🎥 After all, festivals shine brightest when shared. 🌟   #HappyDiwali #TeamFinBox #TeamCulture #Fintech

Lights, laughter and a little bit of art! 🪔 This Diwali, FinBox celebrated the festival of lights across all our office locations. From traditional pujas to a hands-on string art workshop at our Bengaluru office, every moment reflected the FinBox spirit — thoughtful, collaborative, and full of energy. ✨ Whether we’re building fintech solutions or festive memories, we truly believe in creating together and here's a glimpse of that 🌟 Stay tuned too see what we created in the string art workshop 🎥 Wishing everyone a bright and prosperous year ahead! #HappyDiwali #TeamFinBox #TeamCulture #Fintech

The lights may flicker, but innovation never does. ✨ This Diwali, we celebrate the trust and partnerships that keep India’s fintech ecosystem shining bright. 🚀 Here’s to building a more inclusive and resilient financial future together. 💫 FinBox wishes you a very Happy Diwali! 🪔 #HappyDiwali #Fintech #FinancialInclusion #DigitalIndia #FinBox