Candriam

Chocolate is on the menu of our next ESG Talk. In “𝗧𝗵𝗲 𝗧𝗿𝘂𝗲 𝗖𝗼𝘀𝘁 𝗼𝗳 𝗖𝗵𝗼𝗰𝗼𝗹𝗮𝘁𝗲: 𝗙𝗿𝗼𝗺 𝗡𝗮𝘁𝘂𝗿𝗲 𝘁𝗼 𝗙𝗶𝗻𝗮𝗻𝗰𝗲”, our experts will dive deep with you into the agri-food sector and its hidden risks. 🎤 Isabelle Chalon – ESG Analyst Corporate Research 🎤 Alix Ditisheim – ESG Analyst Proxy Voting & Engagement 🎤 Elouan HEURARD – ESG Sector Analyst Biodiversity 🎤 Marie Niemczyk – Moderator & Head of ESG Client Portfolio Management 𝗛𝘂𝗻𝗴𝗿𝘆 𝘁𝗼 𝗲𝘅𝗽𝗹𝗼𝗿𝗲 𝘁𝗵𝗲 𝘁𝗼𝗽𝗶𝗰? Join them on November 25 as they unpack the true cost of the food industry – for nature and for finance. Registration still possible for this webinar 👉 https://lnkd.in/eS557YGP #Candriam #Investing4Tomorrow #Webinar #ESG #SustainableFinance #CandriamAcademy

𝗛𝗼𝗹𝗱𝗶𝗻𝗴 𝘁𝗵𝗲 𝗟𝗶𝗻𝗲: 𝗜𝗺𝗽𝗮𝗰𝘁 𝗜𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝗶𝗻 𝗮 𝗦𝗵𝗶𝗳𝘁𝗶𝗻𝗴 𝗟𝗮𝗻𝗱𝘀𝗰𝗮𝗽𝗲 🌍 As Sustainable Investing continues to be challenged, standing firm in our convictions has never been more crucial. Last Friday in Amsterdam, together with Robeco, we hosted a joint event that brought thought leaders and practitioners to explore how we can continue driving long-term, measurable impact through investments. From 𝗜𝗺𝗽𝗮𝗰𝘁 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝗟𝗶𝘀𝘁𝗲𝗱 𝗘𝗾𝘂𝗶𝘁𝗶𝗲𝘀 and 𝗜𝗺𝗽𝗮𝗰𝘁 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝗣𝗿𝗶𝘃𝗮𝘁𝗲 𝗗𝗲𝗯𝘁, to a forward-looking panel on the 𝗳𝘂𝘁𝘂𝗿𝗲 𝗼𝗳 𝗶𝗺𝗽𝗮𝗰𝘁 𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴, the event was rich with insights and a shared commitment to meaningful change. A sincere thank you to all participants and to the speakers for their valuable contributions: Tim Kruis and Paul Ruijs from Robeco, Ruben Moen from Kartesia , Dimple Sahni from Anthos Fund & Asset Management, Piet Klop from PGGM, Daan Spaargaren from PME pensioenfonds, and our colleagues Pauline Descheemaeker, Giselle Barbosa and Kristof Woutters. Impact investing is not just a responsibility — it carries potential to deliver meaningful outcomes for both society and investors. #Candriam #Investing4Tomorrow #SustainableFinance #ImpactInvesting

𝗠𝗼𝗱𝗲𝗿𝗻 𝗳𝗶𝗻𝗮𝗻𝗰𝗲 𝗶𝘀 𝘄𝗵𝗲𝗿𝗲 𝘀𝘂𝘀𝘁𝗮𝗶𝗻𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗺𝗲𝗲𝘁𝘀 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗮𝗻𝗮𝗹𝘆𝘀𝗶𝘀. A framework that is now essential for professionals across the industry. 💡 The Candriam Academy provides the 𝘁𝗿𝗮𝗶𝗻𝗶𝗻𝗴 needed to understand and navigate sustainable investing: • Key terms and concepts • Historical context and the evolution of ESG • Approaches to analysis, engagement, and stewardship • Comparison of sustainable investment strategies • Practical case studies and applied insights 𝗙𝗿𝗲𝗲. 𝗔𝗰𝗰𝗿𝗲𝗱𝗶𝘁𝗲𝗱. 𝗔𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲 𝗶𝗻 𝟳 𝗹𝗮𝗻𝗴𝘂𝗮𝗴𝗲𝘀. 👉 https://lnkd.in/eniMkiDB  #Candriam #Investing4Tomorrow #CandriamAcademy #FinanceTraining 

🌍 Over $44 trillion of global economic value is moderately or highly dependent on nature. This is 𝗺𝗼𝗿𝗲 𝘁𝗵𝗮𝗻 𝗵𝗮𝗹𝗳 𝗼𝗳 𝘄𝗼𝗿𝗹𝗱𝘄𝗶𝗱𝗲 𝗚𝗗𝗣. When ecosystems weaken, long-term growth weakens with them. The question is no longer if 𝗻𝗮𝘁𝘂𝗿𝗲 𝗿𝗶𝘀𝗸 𝗺𝗮𝘁𝘁𝗲𝗿𝘀, but how to measure it so it can be integrated into corporate decisions, financial analysis, and long-term valuation. Explore our methodology to assess 𝗰𝗼𝗺𝗽𝗮𝗻𝗶𝗲𝘀’ 𝗽𝗼𝘁𝗲𝗻𝘁𝗶𝗮𝗹 𝗲𝗰𝗼𝗹𝗼𝗴𝗶𝗰𝗮𝗹 𝗱𝗲𝗯𝘁 — and why it matters 👉 https://lnkd.in/e46k3qNB #Candriam #Investing4Tomorrow #Biodiversity #SustainableInvesting #EcologicalDebt #RiskMeasurement

Chocolate may be sweet, but its supply chain can be bitter for nature 🌍 Join our 𝗘𝗦𝗚 𝗧𝗮𝗹𝗸 on November 25 to discover: ✅ How deforestation-linked products impact biodiversity ✅ What new EU regulations mean for investors ✅ How to spot risks in your portfolio – and act on them ️A webinar during which our ESG experts will share updated insights: Marie Niemczyk, Isabelle Chalon, Alix Ditisheim and Elouan HEURARD. Book your seat for free, register today 👉 https://lnkd.in/eS557YGP #Candriam #Investing4Tomorrow #Webinar #ESG #SustainableFinance

🎗 Pink October is always a noble occasion for us to further raise awareness and reaffirm our commitment to the fight against cancer. This year was no exception, we did it again — through actions that make us humbly proud: 💗 𝗔 𝗦𝘆𝗺𝗯𝗼𝗹 𝗼𝗳 𝗦𝗼𝗹𝗶𝗱𝗮𝗿𝗶𝘁𝘆 Turning our LinkedIn logo into a pink ribbon was a simple yet powerful gesture — one that not only echoed our support for 12 leading cancer organisations, but also helped boost visibility around Pink October. 📚 𝗜𝗻𝘀𝗶𝗴𝗵𝘁𝘀 𝗧𝗵𝗮𝘁 𝗠𝗮𝘁𝘁𝗲𝗿 Sharing insights matters, it helps build understanding and conviction. That’s why we published expert articles exploring oncology as a long-term investment theme. If you missed them:  • “Why Oncology Remains a Key Investment Opportunity” by Ken Van Weyenberg → https://lnkd.in/esNb3q5f  • “From Uncertainty to Growth: Why Invest in Healthcare” by Pasquale Sansone, ScD, PhD → https://lnkd.in/eZVeqMRP 📍 𝗙𝗿𝗼𝗺 𝗔𝘄𝗮𝗿𝗲𝗻𝗲𝘀𝘀 𝘁𝗼 𝗔𝗰𝘁𝗶𝗼𝗻 Across Europe, our teams transformed awareness into meaningful impact — from engaging clients at the Patrimonia investing forum in France, to hosting in Paris a night of inspiration alongside the Gustave Roussy Institute in support of precision medicine, and making a donation to the Fondazione IRCCS Istituto Nazionale dei Tumori di Milano in Italy – among many others. Each initiative reflected our ongoing commitment to the fight against cancer and the people driving progress every day. 🎉 𝗖𝗲𝗹𝗲𝗯𝗿𝗮𝘁𝗶𝗻𝗴 𝗕𝗜𝗚’𝘀 𝟮𝟱-𝗬𝗲𝗮𝗿 𝗝𝗼𝘂𝗿𝗻𝗲𝘆 We honoured the incredible work of BIG against breast cancer — a global research network transforming care through collaboration. From fertility preservation to personalised treatments, their impact continues to shape lives, and we’re proud to stand by them. 𝗧𝗵𝗮𝗻𝗸 𝘆𝗼𝘂 𝘁𝗼 𝗲𝘃𝗲𝗿𝘆𝗼𝗻𝗲 who joined us, read our insights, and supported the cause. Together, let's continue to fight against cancer. #Candriam #Investing4Tomorrow #PinkOctober #ImpactInvesting #HealthcareInvesting

Millennials and Gen Z want 𝘁𝗵𝗲𝗶𝗿 𝗺𝗼𝗻𝗲𝘆 to reflect 𝘁𝗵𝗲𝗶𝗿 𝘃𝗮𝗹𝘂𝗲𝘀. According to the Morgan Stanley Sustainability Institute's Sustainable Signals 2025 report, 97% of Millennials and 99% of Gen Z are interested in sustainable investing, driving a global retail interest rate of 88%. Another reason financial education must continue to evolve. 💡 Learn the what, why, and how of responsible investing with 𝗖𝗮𝗻𝗱𝗿𝗶𝗮𝗺 𝗔𝗰𝗮𝗱𝗲𝗺𝘆’𝘀 𝗳𝗿𝗲𝗲, 𝗮𝗰𝗰𝗿𝗲𝗱𝗶𝘁𝗲𝗱 𝗰𝗼𝘂𝗿𝘀𝗲𝘀 available in 7 languages. Start your journey today 👉 https://lnkd.in/eniMkiDB #Candriam #Investing4Tomorrow #SustainableInvesting #CandriamAcademy #ESG #FinanceForGood 

🌱 While climate risks are increasingly integrated into financial analysis, 𝗯𝗶𝗼𝗱𝗶𝘃𝗲𝗿𝘀𝗶𝘁𝘆 𝗿𝗶𝘀𝗸𝘀 𝗿𝗲𝗺𝗮𝗶𝗻 𝗹𝗮𝗿𝗴𝗲𝗹𝘆 𝗼𝘃𝗲𝗿𝗹𝗼𝗼𝗸𝗲𝗱 — despite their far-reaching implications for ecosystems, economies, and societies. At Candriam, we’ve taken a step forward. 💡 Building on our proprietary biodiversity model, we have developed a 𝗺𝗲𝘁𝗵𝗼𝗱𝗼𝗹𝗼𝗴𝘆 𝘁𝗼 𝗾𝘂𝗮𝗻𝘁𝗶𝗳𝘆 𝗰𝗼𝗺𝗽𝗮𝗻𝗶𝗲𝘀’ “𝗲𝗰𝗼𝗹𝗼𝗴𝗶𝗰𝗮𝗹 𝗱𝗲𝗯𝘁” — in other words, to estimate the potential financial cost of restoring the biodiversity they impact. Beyond risk measurement for investors, this methodology supports outcome-oriented shareholder engagement — helping define clear biodiversity trajectories and actionable targets for companies. Discover our full research paper — including a 𝗰𝗮𝘀𝗲 𝘀𝘁𝘂𝗱𝘆 𝗼𝗻 𝘁𝗵𝗲 𝘁𝗲𝘅𝘁𝗶𝗹𝗲 𝘀𝗲𝗰𝘁𝗼𝗿 👉 https://lnkd.in/e46k3qNB #Candriam #Investing4Tomorrow #Biodiversity #EcologicalDebt #RiskMeasurement

Within the high yield universe, approximately 𝟲𝟬% 𝗼𝗳 𝗶𝘀𝘀𝘂𝗲𝗿𝘀 𝗮𝗿𝗲 𝗻𝗼𝘄 𝗿𝗮𝘁𝗲𝗱 𝗕𝗕—a reflection of both opportunity and caution in credit markets. 💡 Entering Q4 2025, these markets present a 𝗽𝗮𝗿𝗮𝗱𝗼𝘅: underlying strength meets surface-level fragility. Corporate fundamentals are solid—earnings are resilient, leverage is low, and balance sheets are robust. Yet, sovereign debt levels remain elevated, and geopolitical tensions persist, casting a shadow over the outlook. 🔎 While technicals are supportive, investor sentiment is increasingly cautious. This divergence raises key questions that our Fixed Income expert, Charudatta Shende, addresses in his analysis “𝗖𝗿𝗲𝗱𝗶𝘁 𝗺𝗮𝗿𝗸𝗲𝘁𝘀: 𝘀𝘁𝗿𝗲𝗻𝗴𝘁𝗵 𝗯𝗲𝗻𝗲𝗮𝘁𝗵 𝘁𝗵𝗲 𝘀𝘂𝗿𝗳𝗮𝗰𝗲, 𝗰𝗮𝘂𝘁𝗶𝗼𝗻 𝗮𝗯𝗼𝘃𝗲 𝗶𝘁” 👉 https://lnkd.in/eeAV-Egz #Candriam #Investing4Tomorrow #CreditMarkets #FixedIncome #Bonds #SovereignDebt #InvestmentGrade #HighYield

𝗛𝗶𝗴𝗵-𝗲𝗻𝗱 𝗳𝗮𝘀𝗵𝗶𝗼𝗻 carry a hidden footprint that’s increasingly hard to ignore. Behind the beauty of craftsmanship lies a complex reality — from animal welfare and carbon emissions to the working conditions of artisans and factory workers. 𝗪𝗲’𝗱 𝗹𝗶𝗸𝗲 𝘁𝗼 𝗵𝗲𝗮𝗿 𝘆𝗼𝘂𝗿 𝘃𝗼𝗶𝗰𝗲:  If you were to buy a luxury item… which sustainability concern would weigh on your mind?  👇 Vote in our poll below! #Candriam #Investing4Tomorrow #ESG #Luxury #Fashion #SustainableInvesting