Julian Goffin

AIB is now rolling out Single Euro Payments Area (SEPA) Instant for outgoing payments. All 3.35m AIB customers will be able to send instant payments, before the industry deadline of 9th October 2025. SEPA regulation requires all banks to implement SEPA Instant for both incoming and outgoing payments and AIB is ahead of the deadline. That means many of our customers can already make payments in under 10 seconds, 24 hours a day, seven days a week, including weekends and holidays, with the remainder being added on a gradual basis over the next few days. Verification of Payee is also being introduced across the industry from 5th October 2025 for all SEPA payments. This added security measure will give customers certainty that the payee details are correct before making a payment. https://lnkd.in/gv74NBjd

550

3 Comments

Greek neobank Snappi goes live Snappi has launched as a mobile-only bank offering free account opening through digital onboarding, allowing customers to open accounts in minutes with fast KYC checks. Each account includes 𝘃𝗶𝗿𝘁𝘂𝗮𝗹 𝗮𝗻𝗱 𝗽𝗵𝘆𝘀𝗶𝗰𝗮𝗹 𝗱𝗲𝗯𝗶𝘁 𝗰𝗮𝗿𝗱𝘀 with full domestic and international functionality. Core banking features include Iris payments, SEPA transfers, utility bill payments, and cross-border transactions. The platform emphasizes transparency with no hidden fees and provides financial education resources with 24/7 human customer care. The neobank operates as a fully licensed European Union bank, combining digital-first approach with traditional banking stability. A "Pay Later" feature for interest-free installment payments on e-commerce purchases is scheduled to launch soon. 💬 Gabriella Kindert, Ph.D., CEO said: "We've created a platform that's digital-first but grounded in trust, combining the ease of FinTech with the stability of a fully licensed European Union bank." Source: https://lnkd.in/em-3fEiC This and more in the newsletter! Sign up here: https://lnkd.in/ecvqiKBY Find this helpful? [ 𝗿𝗲𝗽𝗼𝘀𝘁 ] Anything to add about this subject? [𝗶𝗻𝘃𝗶𝘁𝗲𝗱 𝘁𝗼 𝗰𝗼𝗺𝗺𝗲𝗻𝘁] Nice story. Next! [ 𝗹𝗶𝗸𝗲 ]

174

3 Comments

🌍 Nine leading European banks, including UniCredit, have joined forces to launch a MiCAR-compliant euro-dominated stablecoin. This initiative will strengthen Europe’s digital payments ecosystem. https://lnkd.in/dFuPGZqC ⏩ The stablecoin will ensure instant, low-cost, cross-border transactions available 24/7, opening new possibilities for supply chain management, programmable payments and digital asset settlements. 💬 Fiona Melrose, Head of Group Strategy and ESG, said: “By joining this consortium, we are contributing to fulfil the need for a trusted, regulated solution for on-chain payments and settlement, paving the way for a new standard in the digital asset space that will support Europe’s growth and financial sovereignty.” 🇪🇺 This project embodies our vision to be the Bank for Europe’s future, empowering communities with innovation, collaboration and trust in building a stronger, more independent financial system. 📌 #UniCredit #Innovation #DigitalPayments #Europe

168

2 Comments

The Instant Payments Regulation (IPR) represents one of the most significant recent shifts in Europe’s payments landscape. The next milestone arrives on 9 October 2025, when credit institutions in the euro zone must be able to send instant payments and apply verification of payee (VOP) to all SEPA Credit Transfers and Instant Credit Transfers. In our latest EBA CLEARING blog, Erwin Kulk explains how large-scale community testing is helping STEP2 SCT and RT1 users adapt and refine ahead of the deadline – and highlights the strong uptake of FPAD VOP, EBA CLEARING’s VOP solution that goes beyond mere compliance. Read more https://lnkd.in/eTYejyzv #IPR #VOP #instantpayments  

98

3 Comments

🚀 𝗘𝘅𝗰𝗶𝘁𝗶𝗻𝗴 𝗠𝗶𝗹𝗲𝘀𝘁𝗼𝗻𝗲! I’m proud to share that Elcoin has successfully supported our client Alunafi - Worldwide digital payments in joining the 𝗦𝗘𝗣𝗔 𝗰𝗹𝗲𝗮𝗿𝗶𝗻𝗴 𝘀𝘆𝘀𝘁𝗲𝗺 via the Bank of Latvia’s EKS infrastructure. This marks another significant integration in our portfolio — now over 𝟯𝟱 𝗶𝗻𝘁𝗲𝗴𝗿𝗮𝘁𝗶𝗼𝗻𝘀 with banks, PSPs, and clearing systems. What made this project stand out was the 𝗲𝘅𝗰𝗲𝗽𝘁𝗶𝗼𝗻𝗮𝗹 𝘀𝘂𝗽𝗽𝗼𝗿𝘁 𝗳𝗿𝗼𝗺 𝘁𝗵𝗲 𝗕𝗮𝗻𝗸 𝗼𝗳 𝗟𝗮𝘁𝘃𝗶𝗮, especially Olga Bespaļko and her colleagues. Their responsiveness, clarity, and collaborative approach were instrumental — particularly important for 𝗻𝗲𝘄 𝗺𝗮𝗿𝗸𝗲𝘁 𝗲𝗻𝘁𝗿𝗮𝗻𝘁𝘀 navigating the early stages of SEPA participation. At Elcoin, we understand how critical that initial support can be. Having been through this journey, we’re eager to 𝘀𝗵𝗮𝗿𝗲 𝗼𝘂𝗿 𝗲𝘅𝗽𝗲𝗿𝘁𝗶𝘀𝗲, 𝗽𝗿𝗼𝗱𝘂𝗰𝘁𝘀, 𝗮𝗻𝗱 𝗰𝗼𝗿𝗲 𝗯𝗮𝗻𝗸𝗶𝗻𝗴 𝘀𝗼𝗳𝘁𝘄𝗮𝗿𝗲 with other banks, payment institutions, and fintechs looking to integrate with SEPA and similar infrastructures. If you’re facing the challenge of entering a clearing system or building payment infrastructure — we’re here to help. #Fintech #SEPA #BankingTechnology #Elcoin #CoreBanking #Payments #FinancialInfrastructure #Latvia #EKS #BankofLatvia #Partnerships #Integration

62

10 Comments

Salt Bank launches its new investment offering with Upvest! We’re proud to share that Salt Bank, Romania’s first and fastest-growing digital bank, has launched its new securities trading offering powered by Upvest’s Investment API. Backed by Banca Transilvania, South Eastern Europe’s largest financial group, Salt Bank is expanding beyond everyday banking by bringing long-term wealth-building tools to the fingertips of everyday Romanians. The partnership strengthens Salt Bank’s growth path and showcases how Upvest’s modern investment infrastructure can scale in new markets. With Upvest’s Investment API, Salt Bank now offers a fully integrated, seamless trading experience that allows end users to buy and sell securities starting from just 1 Euro, with transparent fees, all within their trusted mobile banking app. Read more about it on our newsroom: 👉 https://lnkd.in/dRb-TbJg 

105

1 Comment

Sibill + Swan: making financial management simple for Italian small businesses. By partnering with Swan to embed banking services into their platform, Sibill just launched a solution that goes far beyond traditional invoicing—supporting complete financial workflows for Italian SMBs. With embedded banking features, users now get: → Italian IBAN accounts 🇮🇹 → Physical and virtual business cards → Automated reconciliation → Real-time treasury management → Payment processing: Invoices, employee payroll, F24 tax payments Congrats to the Sibill team on this major evolution! 🔥 Mattia Montepara, Lorenzo Liguori, Dario Prencipe, Benedetta Ludovisi

83

6 Comments

💳 A new era of payments is coming to Luxembourg: In June 2026, Wero, the European Payment Initiative’s homegrown digital wallet, will replace Payconiq International and bring a single app solution to the country. With EU regulations requiring banks to be instant-payment ready by October 2025, Luxembourg’s five leading banks are preparing the transition. 💡 Read the full story here 👉 https://bit.ly/461khfA

131

9 Comments

Big cross-border acquisition from SIBS, the Portuguese bank-owned processor to beef up its presence in Central Europe. ITCARD is a Warsaw based acquirer/issuer processor and ATM manager operating under the Planet Pay brand. The move gives SIBS scale in one of Europe's fasted growing economies and an additional 180.000 POS terminals, 1.8m cards and 5,500 ATM's to manage. https://lnkd.in/eH-x6gs9

36

3 Comments