Lending isn’t just about faster disbursals; it’s about smarter underwriting and seamless compliance. With Decentro’s unified API stack, lenders can automate every layer of the credit journey: ✅ Verify borrower identity in real-time ✅ Assess creditworthiness using AI-powered scoring ✅ Disburse and collect payments securely ✅ Stay fully compliant with RBI and audit standards From onboarding to repayment, Decentro helps you make informed lending decisions with complete confidence. Explore how Decentro can fit into your lending journey - https://lnkd.in/gkFywC2Q #Decentro #DigitalLending #Underwriting #Compliance #KYC
About us
Decentro is India’s leading fintech infrastructure platform, trusted by over 1,200 large customers, including industry leaders like Dhan, Muthoot Finance, Cars24, CASHe, BharatPe, MakeMyTrip and many more. Our platform enables businesses to simplify and scale their financial operations with resilient, compliant, and easy-to-integrate solutions. From seamless payment collections, payouts, and deeper identity verification to digital escrow and fraud prevention solutions, Decentro powers fast, secure, and scalable customer experiences that help businesses think & plan beyond basic banking. Join the growing ecosystem of businesses transforming finance with Decentro.
- Website
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      http://decentro.tech
      
    
  
                  External link for Decentro 
- Industry
- Financial Services
- Company size
- 51-200 employees
- Headquarters
- Singapore
- Type
- Privately Held
- Founded
- 2020
- Specialties
- Payment Gateway, Online Payment Processing, Payouts Provider, Escrow Accounts, Virtual Accounts, Recurring Payments, UPI Payments, KYC , KYB, Identity Verification, Image Recognition, Passive Liveness, Digital Onboarding, Neobanking, Debt Collection, Deep Learning, and Fintech
Locations
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                    Primary
                  
                Get directionsSingapore, SG 
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                Get directionsIndiranagar 100 Feet Road Bengaluru, Karnataka, IN 
Employees at Decentro
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      Shirish ChandrakarAI Startups | Angel Investor | AI Product Manager | IIT Kanpur
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      Siddharth DhamijaGrowth Leader | Powering India’s Cloud & Fintech Revolution | Global Expansion | Founder Mentor | Building High-Impact Teams | Angel Investor
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      Damien LahmiJ’aide les cadres et chefs d’entreprise à optimiser et développer leur patrimoine. Investisseur, entrepreneur en parallèle j’apprends à être un bon…
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      Francois PLESSISDirecteur Associé Com'Over 🚀 Agence conseil & Hub d'activations 🚀 Passions & Engagements
Updates
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    India’s loan management software market is projected to hit $29.8B by 2031, and the race to build smarter, compliant, and scalable lending systems is heating up. 🔥 From AI-driven underwriting to fully automated workflows, lenders today need more than just a loan management tool — they need a platform that can scale, adapt, and ensure regulatory compliance. In our latest guide, we’ve broken down the 10 best Loan Management System platforms in India for 2025. Whether you’re a bank, NBFC, or fintech, discover which platform fits your lending strategy best and how to power it further with Decentro’s API infrastructure. Read the full list: https://lnkd.in/gzNUgkVp Synoriq | FinBox | Biz2X | AllCloud | CloudBankin | Finflux - By M2P | FinnOne Neo® | Nelito Systems Pvt. Ltd. | CredAble | LoanPro #DigitalLending #LoanManagement #Fintech #Decentro 
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    Global banking. Local base. 🌏 Meet GIFT City (Gujarat International Finance Tec-City) — India’s first smart financial hub built to connect businesses, banks, and fintechs with global markets. From offshore banking and tax incentives to a fintech-friendly regulatory framework, GIFT City is redefining how financial operations can go global — all from within India. Discover how startups and online businesses can tap into GIFT City - https://lnkd.in/gb7RaVm8 #GIFTcity #DigitalBanking #Fintech #CrossBorderPayments 
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    L for Ledgers. The backbone of real-time financial infrastructure — built to automate accounting, kill reconciliation nightmares, and deliver live financial truth. Decentro Ledgers changes everything: ✅ Sub-second transaction processing - Real-time P&L, balance sheets, cash flow ✅ Zero-touch accounting - Automated double-entry bookkeeping eliminates human error ✅ One API for everything - Multi-currency, multi-entity operations simplified ✅ Audit-proof compliance - RBI, tax, and regulatory reports auto-generated Stop building books. Start building advantage. Checkout Decentro's Ledgers stack today - https://lnkd.in/gF3VMAZt #DecentroDirectory #Ledgers #Fintech 
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    New Member Alert! 🥂 We’re thrilled to welcome Naveen Kumar Chava as our new Senior Software Development Engineer. A backend engineer with deep expertise in microservices and distributed systems, Naveen is passionate about system design, performance, observability, and reliability — all the right ingredients to power Decentro’s next wave of innovation. 🚀 Excited to have Naveen onboard as we continue building scalable, intelligent, and future-ready fintech infrastructure together. #Decentro #NewHire #Engineering #Fintech 
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    India's ₹86.3 trillion commercial lending sector is at a tipping point. While traditional underwriting takes weeks, AI is compressing loan decisions to hours and sometimes minutes With faster approvals, deeper insights, and a renewed ability to meet India’s credit appetite, AI is redefining commercial loan underwriting. It’s replacing manual document checks, reducing decision delays, and expanding data visibility — unlocking smarter, more inclusive credit decisions. Explore how this shift is laying the foundation for the next decade of financial innovation in India. Read the full analysis on AI-powered underwriting - https://lnkd.in/g49CcgvP #AI #Underwriting #Credit #Lending 
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    India’s biggest festive season yet — powered by UPI. 💸 UPI transactions crossed an estimated ₹28 lakh crore in October 2025, marking 20% YoY growth and driving a record ₹5.4 lakh crore retail season. From instant digital payouts to a 50% surge in BNPL usage, this festive period was all about smarter, faster, and more inclusive spending. Swipe below to see how recent GST reforms, pushed by digital payments boom has shaped India’s 2025 festive economy. 🪔 #UPI #DigitalPayments #Fintech #diwali2025 
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    Your risk assessment engine just got better! At GFF2025, Decentro unveiled Omniscore — a real-time behavioural intelligence system designed to power the next chapter of financial inclusion. By combining digital identity, device data, behavioural patterns, and financial activity, Omniscore delivers a unified risk score within milliseconds — empowering lenders to shift from “Can he pay?” to “Will he pay?”. Because inclusion isn’t about taking risks — it’s about understanding them better. Link to the full coverage: https://lnkd.in/gfsmuhSC #GFF2025 #Fintech #RiskIntelligence 
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    GIFT City is rapidly emerging as the Next Global Financial Powerhouse, providing world-class infrastructure, fantastic incentives, and a thriving ecosystem for businesses to grow. Right from creating a global environment with ease of doing business for global giants, GIFT City is offering a strategic base for operations alongside top FinTech disruptors, IT firms, and financial institutions. If you are someone who wishes to set up their business in GIFT city, here are 17 leading and upcoming companies that have set up shop here and are shaping the future of finance and technology! Discover them here: https://lnkd.in/g9mVBrnH Tata Consultancy Services | Infosys | HCLTech | Wipro | IBM | Oracle | Capgemini | Accenture | Google | Microsoft | LTIMindtree | Zensar Technologies | Infibeam | Decimal Point Analytics | Zoho | Razorpay | DevX #GIFT #Fintech #Banking #Payments 
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    The journey from manual passbooks to real-time digital payments has transformed how India moves money. 💡 Now, as NetBanking 2.0 emerges — powered by NPCI — it promises a new era of speed, interoperability, and reliability for high-value transactions. Explore how we got here, and what’s next for digital banking in India - https://lnkd.in/gmSTqNdp #Fintech #DigitalTransformation #NetBanking #Decentro 
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