Federal Reserve Bank of Atlanta

Join the Federal Reserve System’s Accounting Communications Network (ACN) for the 2025 Virtual Accounting Roundtable on November 13 at 1 p.m. (ET). This year, you’ll hear from the Federal Reserve Board’s Accounting Policy team and subject matter experts from the ACN as they discuss current and emerging accounting issues impacting financial institutions. Register today at https://atlfed.org/3WCgcud. Bankers who haven’t already created an Ask the Fed account can do so at https://atlfed.org/3WCgcud. You can then register for the 2025 Virtual Accounting Roundtable on the Ask the Fed home page. External accountants, auditors, and consultants can register here: https://atlfed.org/43ijlmx.

The southeastern housing market, often viewed as a monolith, is a diverse ecosystem made up of many disparate markets, geographies, and demographic groups. This Economy Matters article looks at recent Home Mortgage Disclosure Act data to observe trends in the region’s mortgage market. https://atlfed.org/3Juo79X.

How your community experiences the economy—whether you and your neighbors can access #employment, afford your home or #smallbusiness expenses, or save for future goals—matters to the Federal Reserve. Through its community development function, the Federal Reserve builds relationships and regularly engages with communities in every region of the country. The first-hand insights and real-time impressions of economic conditions that arise from these community connections help inform the Federal Reserve’s work. Join us on Thursday, November 6, at 11 a.m. (ET) for a special conversation with Governor Michael S. Barr, the Federal Reserve Board’s oversight governor for consumer and community affairs. Discover how community engagement helps Fed decision-makers better understand Americans’ day-to-day economic experiences, concerns, and opportunities. Hear more about Governor Barr’s background in community development and its role in his work over the years. Learn what he is hearing from communities and businesses around the country and the value he and the Fed gain from these community insights. Register now: https://atlfed.org/3LhgK6m.

In this latest research paper from the Atlanta Fed, the authors explore the potential of digital identity (ID) technology to create solutions for and address challenges to embracing payments innovations. Greater integration could mean greater protection for consumers and businesses with improved identity verification, reduced financial crime, and more accessible financial services. As we continue experiencing a shift toward digitized financial services, concerns have arisen about the exclusion of vulnerable populations from the banking system. Digital ID technology may resolve the barriers preventing widespread acceptance. Learn more: https://atlfed.org/4owdN0u.

Congratulations to our very own Brittany Birken for being named one of Florida’s Most Influential Leaders of 2025. This is the fifth year that Florida Trend Media Company has recognized Brittany’s work and positive impact in the state.

They say the only constant is change, but even our pocket change is not constant. This Policy Hub: Macroblog post looks at the economic effects of the elimination of the penny from our daily transactions and considers other potential changes to come. https://atlfed.org/4oQqYcb.

Following the Federal Open Market Committee’s second rate decrease of 2025, Atlanta Fed president Raphael Bostic recently spoke on the policy move. This Economy Matters article looks at factors behind it and Bostic’s thoughts on what prompted the rate reduction. https://atlfed.org/3LdYc71.

Examining welfare gains from transportation infrastructure investment, the authors of this working paper assess the welfare impact of upgrading segments of the US Interstate Highway System, highlighting where the returns to investment are highest: https://atlfed.org/4nR66Rr. Authors: Treb Allen, Simon Fuchs, Woan Foong Wong

Join Federal Reserve Bank of Cleveland president and CEO Beth Hammack and Atlanta Fed president Raphael Bostic at noon (ET) for a moderated conversation, featuring Brian Cheung of NBC News. https://lnkd.in/e9RtTpiG