The Clearing House

Want to know what happened in #payments this week? Check out our #WeekendReads 📚 1. Faster Payments Gain Momentum at Nacha And The Clearing House https://lnkd.in/eErxuJac / Digital Transactions 2. One Inc and Copart Partner to Accelerate Lienholder Payments for Totaled Vehicles https://lnkd.in/eQuz7xSP / PYMNTS 3. How Emerging Technologies Are Powering the Modern Payments Stack https://lnkd.in/e38EEBfq / PaymentsJournal 4. Mastercard, Visa Embrace Agentic AI https://lnkd.in/eV8-ie9F / American Banker 5. As Open Banking Evolves, Financial Institutions Can Keep Building for Data Resilience https://lnkd.in/esdKy4Bq / BAI

The Annual Conference 2025 will kick off with two opening panel tracks focused on the changing dynamics of the modern financial landscape and what’s next. As part of the 20-session line-up covering the most important issues in banking and payments, these panels will provide a strategic look at the forces influencing the future of financial services.   Hear directly from these senior leaders:  🔹 Jon Briggs, Carolina Caballero, Serge Elkiner, Shane Holdaway, Dominic Venturo, and moderator Courtney H. Trimble on "The Evolution of Payments: Consumer Demand, Innovation, Expanding Choices, and New Pressure Points" panel 🔹 John Court, Luke Pettit, Reena Sahni, Scott Stengel, and moderator Lee Meyerson on the "New Horizons: The Changing Financial Services Policy and Regulatory Landscape" panel Register today: https://lnkd.in/eNxmAuYk #TheClearingHouseAnnualConference2025 #TAC2025 #payments

The RTP® network just hit a new milestone — processing 1.8 million transactions in a single day. In addition, the network has already surpassed its total volume numbers from 2024!   Carrying 98% of all instant payment transactions in the U.S., the RTP network continues to lead the nation’s real-time payments usage — providing faster, more reliable money movement for financial institutions, businesses, and consumers alike.   “Reaching nearly two million payments in a day underscores the scalability of the network and the growing confidence in instant payments as the new standard,” said Jim Colassano, SVP of RTP Business Product Management at The Clearing House.   With 1,000+ financial institutions, the RTP network is powering diverse use cases — from gig economy payouts and account-to-account transfers to real estate closings, portfolio settlements, and corporate liquidity management.   Instant payments are no longer the future — they’re the present.   #RTPNetwork #InstantPayments #RealTimePayments #PaymentsInnovation   https://lnkd.in/ggWqE9Bu

Interested in learning how instant payments on the RTP® network work for insurance disbursements? If you’re attending #ITCVegas, make sure to stop by Cheryl Gurz’s session this afternoon where she will discuss how real-time payments are innovating the claims process, including:   🔹 Improving cash flow and working capital 🔹 Streamlining operations 🔹 Enhancing the customer experience by providing instant payouts to policyholders   For an in-depth look at how insurers can integrate real-time payments into their business operations, download the RTP® Network Property and Casualty Insurance Disbursements Playbook here: https://lnkd.in/eQKtBRhi   #RTP #realtimepayments #instantpayments #insurance InsureTech Connect

The Clearing House is looking forward to #AFP2025 in Boston, where we’ll connect with treasury and corporate professionals on the newest developments in payments. Make plans to attend these sessions featuring our team:   🔹 Matteo Monaco highlights how corporates can integrate real-time payments into their workflows in order to meet customer demands and gain a competitive edge  🔹 Cheryl Gurz explores how an emerging capability on the RTP® network, known as instant recurring payments, could transform treasury operations and what practitioners should consider for these innovative new use cases    Connect with our team at Booth 618 to hear more about the RTP network, its wide reach, and the numerous benefits for businesses and their customers. https://lnkd.in/g5G4HQ4y   Association for Financial Professionals #RTP #realtimepayments #instantpayments 

Payments Nerds® Podcast: Sun Credit Union’s First Steps with the RTP® Network What does it take for a credit union to bring instant payments to life? In our latest episode, Patrick Mason, CEO of SUN Credit Union, joins Leslie Payne, Sun CU’s Director of Accounting, and Barb Kren, MBA, Member Success Executive at Corporate One Federal Credit Union, to share Sun’s early experiences with joining the RTP network. Just days into their instant payments journey, the guests discuss: -- Building the business case for instant payments -- Gaining board and organizational support -- Partnering with Corporate One for implementation -- Real member benefits and operational efficiencies Whether you’re exploring instant payments or already on your journey, this episode offers first-hand lessons from a credit union that recently joined the real-time payments revolution. Listen now to hear how Sun Credit Union is leveraging the RTP network to enhance member service and modernize payments: https://lnkd.in/gAWYtGs6 #InstantPayments #RTPNetwork #CreditUnions 

Stay informed on all things #payments and dive into this week’s #WeekendReads⬇️ 1. The Weekly Pay Cycle Loses Steam as Employees Expect Instant Paychecks https://lnkd.in/eHDYcn2k / PYMNTS 2. ‘Urgency’ Consumers Feel Every Day Also Applies to Expectations of Instant Payments, Survey Finds https://lnkd.in/e6zrw9ng / CU Daily 3. Fees Keep Nearly a Third of Small Businesses From Instant Pay Adoption https://lnkd.in/eR3zUutg / PYMNTS 4. The Leaders Who are Making Payments 'Invisible' https://lnkd.in/efvaP2aR / American Banker 5. Open Banking Tech from Mastercard Integrated by Vobapay https://lnkd.in/eYrtTMUN / Crowdfund Insider

We’re in the final weeks leading up to The Clearing House Annual Conference—have you reserved your spot yet? With exclusive keynotes, fireside chats with leading CEOs, and dedicated panel tracks on payments and policy, there are plenty of reasons to attend our flagship event.   View the full program and register here: https://lnkd.in/eNxmAuYk   #TheClearingHouseAnnualConference2025 #TAC2025 #payments

Santander Bank, N.A. is the latest financial institution to say yes to instant payments, joining the more than 1,000 banks on the RTP® network. Great listen on how Greg Murray and team are introducing real-time payments across retail, corporate, and commercial clients, and what factors guided the bank’s adoption.   Form3 Nacha #RTP #realtimepayments #instantpayments