Today, we have announced another strong set of results for the first nine months of the year: adding more than seven million customers year-on-year; increasing profitability to over 16% RoTE post-AT1; and growing earnings per share by 16%. Our consistent, profitable growth reflects the progress we are making in becoming a more agile and better-connected organization, with our shared global platforms improving customer experience while reducing our cost-to-serve. And we are creating value for our shareholders as a result, with TNAV plus cash DPS up 15%. Looking ahead, we are on track to meet all our 2025 targets and, amid continued geopolitical and market uncertainty, we are confident we will continue delivering further profitable growth by harnessing our network effects and global scale, and through disciplined capital allocation. Congratulations to all Santander teams for your hard work. https://lnkd.in/dVewghkN
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Customer growth with declining cost-to-serve suggests margin focus over volume. RoTE improvement driven by capital optimization more than revenue. Network effects narrative overstates European cross-border synergy realization.
Hola Ana Porfavor remita aqui projectsmain7@gmail.com Amablemente Peter
Fenomenal
Top 👍👏👏👏👏
Impressive results, Ana, consistent growth like this shows the strength of execution and vision across the group. It’s great to see how focus, scale, and discipline can translate so clearly into sustained profitability.
Incredible ! #Gustavo Picó y #The Artist G., Ph.D. El mundo es muy pequeño 😉 nos vemos muy pronto 😊 Ignacio tiene un talento extraordinario 👏
Bien Hecho!
Founder & Managing Director & Managing Partner @ Future Energy Ventures
1wCongratulations Ana!!