SWIFT integrates blockchain for real-time cross-border payments

🚨 BLOCKCHAIN 🚨 - Swift to add blockchain-based ledger to its infrastructure Swift announced it’s working with more than 30 of the world’s biggest banks — think JPMorganChase, HSBC, Citi, Deutsche Bank, Santander, you name it — plus Consensys to prototype a shared ledger. The goal? Real-time, 24/7 cross-border payments. No more waiting days for money to crawl across borders. We’re talking instant settlement, smart contracts enforcing the rules, and interoperability with both old rails and new digital ones. Why’s this wild? Because Swift is the old rails. They’re basically saying: instead of fighting blockchain, let’s bake it into the system. It’s like if Blockbuster had said ‘cool, let’s launch Netflix together’ — but this time, they’re actually doing it. This could be a game-changer: banks get always-on liquidity, businesses don’t need to pre-fund giant fiat accounts, and regulators still get the compliance and trust they need. And if Swift pulls it off, it basically future-proofs their role in global payments instead of letting crypto-native challengers eat their lunch. 👉 Subscribe for more insights https://lnkd.in/d94JgWBU #fintech #payments #blockchain

𝗕𝗿𝗲𝗮𝗸𝗶𝗻𝗴: 𝗦𝘄𝗶𝗳𝘁 𝗕𝗿𝗶𝗱𝗴𝗲𝘀 𝗧𝗿𝗮𝗱𝗙𝗶 𝗮𝗻𝗱 𝗗𝗲𝗙𝗶 𝘄𝗶𝘁𝗵 𝗕𝗹𝗼𝗰𝗸𝗰𝗵𝗮𝗶𝗻-𝗕𝗮𝘀𝗲𝗱 𝗦𝗵𝗮𝗿𝗲𝗱 𝗟𝗲𝗱𝗴𝗲𝗿 🚀 Game-changing announcement from Sibos 2025: Swift just unveiled their blockchain-based shared ledger initiative, partnering with 30+ global banks across 16 countries to revolutionize cross-border payments. 𝗪𝗵𝗮𝘁 𝗺𝗮𝗸𝗲𝘀 𝘁𝗵𝗶𝘀 𝗴𝗿𝗼𝘂𝗻𝗱𝗯𝗿𝗲𝗮𝗸𝗶𝗻𝗴? Real-time, 24/7 cross-border settlements - No more waiting days for international transfers. Swift's blockchain ledger will enable instant, always-on transactions across 200+ countries and territories. Smart contract compliance - Automated risk controls and regulatory compliance embedded directly into transaction flows, combining Swift's trusted infrastructure with blockchain innovation. Interoperability at scale - The ledger works with both traditional rails and emerging networks, ensuring seamless value movement between different payment systems. 𝗧𝗵𝗲 𝗣𝗿𝗼𝗱𝘂𝗰𝘁 𝗟𝗲𝗮𝗱𝗲𝗿𝘀𝗵𝗶𝗽 𝗣𝗲𝗿𝘀𝗽𝗲𝗰𝘁𝗶𝘃𝗲 As someone working with Agentic AI in fintech, what excites me most is Swift CEO Javier Pérez-Tasso's approach: "Financial infrastructures need to keep relentless focus on the fundamentals... And at the same time, they need to get ready for the future". This isn't about replacing existing systems - it's about layered innovation. Swift is proving that TradFi and DeFi can coexist, with regulated tokenized value moving securely through blockchain infrastructure while maintaining the trust and compliance standards global finance demands. 𝗜𝗻𝗱𝘂𝘀𝘁𝗿𝘆 𝗖𝗼𝗮𝗹𝗶𝘁𝗶𝗼𝗻 Major players already onboard include Bank of America, Citi, Deutsche Bank, HSBC, JP Morgan Chase, Wells Fargo, and many more - showing this isn't just an experiment, it's the future of payment infrastructure[1]. The prototype with Consensys is just the beginning. We're witnessing the convergence of traditional banking with blockchain technology, setting new benchmarks for digital payments at global scale. What are your thoughts on Swift's blockchain integration? How do you see this impacting payment orchestration and embedded finance solutions? #CrossBorderPayments #Blockchain #FinTech #PaymentInnovation #Swift #DigitalFinance #TradFi #DeFi #RealTimePayments Citations: [1] Swift introduces blockchain-based ledger https://lnkd.in/gFq-feTq

🌐 SWIFT Embraces the Chain : A New Era for Cross-Border Finance SWIFT isn't just watching the blockchain revolution—it's joining it. Their recent announcement of their new blockchain-based ledger is a watershed moment for international finance. This isn't about replacing the current system, but about seamlessly connecting the world of tokenised assets with traditional finance. By creating a single source of truth across multiple financial networks, SWIFT is tackling the fragmentation that has hindered institutional adoption. For the compliance industry, this is huge. A transparent, immutable ledger for complex transactions like corporate actions could be a game-changer for AML/CFT monitoring. The potential for near real-time visibility into asset movement and ownership is a powerful tool in the fight against financial crime. This move by SWIFT validates the entire digital asset space and signals that the future of finance is interconnected. The key will be ensuring these new rails have compliance and security built-in from the ground up. As an AML/CFT solutions provider, we're watching this space closely and are ready to help institutions navigate this exciting convergence. Cade Cheung | Jason Li | Alan Quek | Tamami Kodera | YING-CHEN CHEN | sunny chik | James Lee #SWIFT #Blockchain #Fintech #AML #Compliance #DigitalAssets #Tokenization #CrossBorderPayments #FinancialCrime #Innovation #Regtech #amlcompliance #transactionmonitoring #ISO20022 #banks #finance #payment #lyods Source: https://lnkd.in/ebt3_N4b

🌐 SWIFT Goes On-Chain: A Turning Point in Global Payments The backbone of global interbank messaging—SWIFT—is reportedly testing a transition into blockchain territory. Their target? Linea, an Ethereum-based Layer 2 built for high throughput, privacy, and compatibility with Ethereum’s ecosystem. Why this matters: SWIFT isn’t just experimenting with “messaging over chains.” It’s exploring end-to-end modernization: combining communication, settlement, and tokenized value transfer in a unified system. Choosing Linea signals a shift toward zkEVM / zero-knowledge rollups as the technology that can balance scale, cost, privacy, and security. For the banking world, this could mean real-time, always-on cross-border transactions, removing many traditional friction points in global finance. The ambition is huge: if pilots succeed, SWIFT could evolve from being a messaging utility to a blockchain-native payments infrastructure. But the road is full of challenges—regulation, interoperability, trust, and adoption among legacy players. Success depends on bridging the old and new without disruption. We are at an inflection point: traditional finance and crypto are converging. The question now is not whether blockchain will transform payments—it's how fast and how elegantly. #SWIFT #Blockchain #Ethereum #Linea #Layer2 #zkEVM #Crypto #DigitalAssets #Tokenization #Stablecoins #CrossBorderPayments #BankingInnovation #Payments #FinTech #FutureOfFinance #CryptoAdoption #DigitalBanking #FinancialServices #GlobalEconomy #OnChainFinance #Innovation #DeFi #FinancialInclusion #BankingTransformation #MoneyReimagined #FintechTrends

SWIFT’s entry into blockchain settlement sets the foundation for a future where it could issue a bank-backed global stablecoin, effectively institutionalizing digital cash at scale. With access to 11,500 financial institutions and $150 trillion in annual flows, SWIFT already commands the trust, regulatory alignment, and network distribution that USDT and USDC can’t match. If it tokenizes fiat settlements through a shared ledger or stablecoin-like instrument, it could replicate a “Zelle moment” in the global payments space where a consortium-backed, regulated alternative swiftly eclipses early private leaders through volume, compliance, and integration. Unlike crypto-native stablecoins that thrive on retail and DeFi demand, a SWIFT stablecoin would ride on institutional money flow, embedded directly into bank infrastructure, making it the most credible bridge between traditional finance and tokenized money. In that world, the question wouldn’t be whether stablecoins replace banks but how fast banks, through SWIFT, become the largest stablecoin issuers themselves.

💸 SWIFT is testing the blockchain waters! International money transfers are famously slow—sometimes slower than my Monday morning coffee kicking in ☕. SWIFT is building a blockchain-based ledger to make cross-border payments faster, 24/7, and less error-prone. What’s exciting: Potential for instant transfers Smarter, automated compliance rules Traditional banks collaborating with digital finance for the first time For product folks: BA: Map new workflows, define smarter requirements, and explore blockchain-backed processes. PO/PM: Prioritize digital finance features, innovate on cross-border experiences, and envision new use cases. 30+ global banks are collaborating, so the future of payments is getting a serious upgrade—but it’s still in development. 💡 Question for the network: How would you rethink products or user experiences if money moved instantly across borders? #Fintech #Blockchain #DigitalPayments #Innovation #SWIFT #ProductManagement #BusinessAnalysis

When your grandfather’s bank messaging network looks over at crypto and says… “How you doing, fellow kids?” 🧑🎤 Yes, you read that right. Swift just announced it’s taking a stab at blockchain with a shared, real-time ledger to (wait for it) power 24/7 cross-border payments. Now it’s not just fintech startups flirting with DeFi, it’s TradFi putting on its digital sneakers and setting foot into the 21st Century 🧑🚀 All jokes aside: this move signals the recognition that blockchain isn’t just a rebel technology anymore - it’s becoming table stakes for global payments infrastructure. More about it here: 🔗 https://lnkd.in/ehEj_BDJ Main points of the Swift announcement: - Partnering with ConsenSys, one of the most important blockchain software companies (best known for building on Ethereum); - Developing a shared digital ledger prototype to power real-time, 24/7 cross-border payments; - Ledger will use smart contracts for validation, sequencing, and compliance controls; - Backed by 30+ major banks including JPMorgan, Bank of America, HSBC, Deutsche Bank, Citi, Santander, BNP Paribas, Standard Chartered, Wells Fargo and more across 16 countries.

Swift is building its own blockchain — and it could reshape global payments.. Global payments network Swift, which connects 11,000+ banks across 200 countries, is teaming up with giants like JPMorgan, HSBC, Deutsche Bank, and Santander to develop a shared digital ledger. Why this matters: 🔹 Stablecoins are winning — The $300bn Stablecoin Standard market has shown how money can move instantly across borders, without intermediaries. 🔹 Banks can’t afford to be left out — If fintechs and crypto-native players control the rails, banks lose influence. SWIFT’s blockchain is a power move to stay relevant. 🔹 Real-time, 24/7 payments — Instead of waiting days for settlement, SWIFT aims to collapse delays into seconds. 🔹 Tokenized future — The ledger won’t just handle stablecoins but also tokenized bank deposits and digital assets — paving the way for interoperable finance. This isn’t just a reaction to crypto. It’s a signal that TradFi and blockchain are converging — and the “rails of money” are being rewritten right now.! The big question: Will SWIFT’s blockchain strengthen the banks’ dominance, or will it only legitimize stablecoins and accelerate the shift to open finance? What do you think — is this the endgame for stablecoins or the start of real competition? #Blockchain #SWIFT #Fintech #DigitalAssets #FutureOfFinance

The day Swift went blockchain: a new era for global payments Everyone's excited about news in AI, but what happens at the intersection of TradFi and DeFi is equally exciting. Swift, the cooperative behind most of the world’s cross-border payments (which we all use regularly - without often knowing), announced it will add a 𝗯𝗹𝗼𝗰𝗸𝗰𝗵𝗮𝗶𝗻-𝗯𝗮𝘀𝗲𝗱 𝘀𝗵𝗮𝗿𝗲𝗱 𝗹𝗲𝗱𝗴𝗲𝗿 𝘁𝗼 𝗶𝘁𝘀 𝗶𝗻𝗳𝗿𝗮𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲 𝘁𝗼𝗴𝗲𝘁𝗵𝗲𝗿 𝘄𝗶𝘁𝗵 𝗘𝘁𝗵𝗲𝗿𝗲𝘂𝗺. Swift today connects more than 11,500 banks and institutions across 200+ countries. Until now, 𝗦𝘄𝗶𝗳𝘁 𝘄𝗮𝘀 𝗼𝗻𝗹𝘆 𝘁𝗵𝗲 𝗺𝗲𝘀𝘀𝗮𝗴𝗶𝗻𝗴 𝗹𝗮𝘆𝗲𝗿: banks sent instructions, but money often settled days later. With this move, backed by 30+ global banks, Swift wants to offer real-time, 24/7 settlement across FIAT and tokenized value. -> Swift is stepping directly into payment rails, not just messaging -> It validates blockchain as core financial infrastructure! -> It opens the door to always-on liquidity, programmable payments, and faster reconciliation for companies Super excited about everything happening these days!