Maria Franzoni’s Post

What is the greatest secret of wealth? 1- Provide Value: The market doesn’t give a fuck about your due rent or medical problems. 2- You will get paid in proportion to the value you provide. 3- No Quick-fix: Having financial freedom is possible but it takes time. There is no magic gimmick or course that will just magically print money. It takes daily work and patience. 4- Raise Money: It takes money to make money. If you start a business with zero money, you will trap yourself into a low paying job. Find ways to save up money for your side-hustle. Eg. Freelancing. 5- Multiply Capital: Don’t start a business, grow a business. Invest money into marketing, website, etc. because the more you put in the more you will get out of it. 6- Invest in yourself: To get to the next level in your business, you have to improve yourself. Invest in courses, books, coaching, etc. 7- Abundance mindset: As long as you have a business you will have problems. If you aren’t in an upward spiral you will get discouraged by these problems and give up i.e. no wealth. Figure out your happiness. 8- Passive Income: Every month save a little bit of money for future investments. Once you have enough, learn to invest it into index funds, real estate or stocks. 9. Always maintain an emergency fund. 10. Give every dollar a purpose to grow and multiply Thanks for reading. "Live Purposefully"

Having spent some quality solo time in London it’s given me a rare opportunity to reflect on business life and wisdom that’s been learned the hard way and also passed to me by others. Here’s a reminder to self… 1. You can’t please everyone and don’t try to, it will be detrimental long term. 2. Don’t feel guilty about success, you’ve worked hard for it and it’s ok to accept the position you’re in. 3. Prove concept then raise finance, not the other way round, it’s a much better journey. 4. Enjoy your life. Business can and should be a passion not a chore. Don’t let the business drain you, if it is then something is wrong. 5. Listen to your gut over your brain. That gut feeling is telling you something and often is underutilised. 6. It’s ok to say no. Stand by your value proposition and your brand values. 7. Not everyone knows better than you. You’re more knowledgeable and experienced than you may think. Don’t let imposter syndrome get in the way. 8. Laser focus. Stay in your lane don’t keep looking left and right for what you’re told is a better path by others. 9. Trust yourself. You will always make mistakes, it’s all part of it and you need to keep making them, you are human. But try not to make the same mistakes twice. 10. Keep your inner business circle tight. The more successful you become the more people want to take from you. 11. Be patient. Hard for entrepreneurs I know but it’s a great skill to have. Don’t think ‘it’s not working’, it probably is, just allow it time to grow. 12. Take it back to basics. Sometimes we overcomplicate business and start to create a Frankenstein version of what, at its core, is simple and works. There are more, but thought these worth sharing 🙏

I was rereading Rich Dad Poor Dad recently, and one line really hit me: “Mind your own business.” It doesn’t mean you should quit your job. It means "keep your day job, but start building something in your part time that’s truly yours". One should not depend only on one income stream but should work on building mutiple income streams. Most of us mix our profession with our business. Your job is your profession — it’s where you use your skills to earn money. But your business is what you do after your job time that builds wealth and long-term freedom. No matter how good your job is, it’s still someone else’s business. And depending on one income stream is always risky. Start small. A side hustle, an investment, a product, or a skill you can grow independently. Over time, those small steps become your foundation. Your job can pay your bills — but your own business will secure your future. #RichDadPoorDad #FinancialFreedom #MultipleIncomeStreams #MindYourOwnBusiness #CareerGrowth #MoneyMindset

If you want to make more money than you're making now, there are only two ways to do it. Number one: increase your dollar per hour. That takes massive effort, tons of work, faces brutal competition, and moves very slowly, especially if you're working for somebody else. Number two: multiply it. That comes from doing things completely differently than you are right now. Applying different principles. Learning different skills. Adopting a new mindset. If you're stuck at a 9 to 5 right now and you want to multiply your income, forget about finding the right business. That's not nearly as important as getting your beliefs, actions, and values aligned with the laws that actually multiply income. You're stuck right now. You've been looking for the perfect business for so long and you're still in a 9 to 5. The problem is in your head and in your heart. Until you change that, you're going to keep: • Looking for the perfect business model • Getting bounced from one distraction to another • Starting businesses you never finish • Overthinking • Procrastinating • Being locked in cycles of perfectionism and imposter syndrome You need to get your act together. That's what this channel is about.

If you want to make more money than you're making now, there are only two ways to do it. Number one: increase your dollar per hour. That takes massive effort, tons of work, faces brutal competition, and moves very slowly, especially if you're working for somebody else. Number two: multiply it. That comes from doing things completely differently than you are right now. Applying different principles. Learning different skills. Adopting a new mindset. If you're stuck at a 9 to 5 right now and you want to multiply your income, forget about finding the right business. That's not nearly as important as getting your beliefs, actions, and values aligned with the laws that actually multiply income. You're stuck right now. You've been looking for the perfect business for so long and you're still in a 9 to 5. The problem is in your head and in your heart. Until you change that, you're going to keep: • Looking for the perfect business model • Getting bounced from one distraction to another • Starting businesses you never finish • Overthinking • Procrastinating • Being locked in cycles of perfectionism and imposter syndrome You need to get your act together. That's what this channel is about.

💡 Your business will never outgrow the limits of your mind…. You can master sales, marketing and systems…but if your nervous system is stuck in survival mode, your business will reflect it. Here’s the truth…your brain isn’t wired for success…It’s wired for safety. So when faced with financial pressure, pricing fears, or growth decisions, you instinctively react in one of three ways: 🔥 FIGHT – You overwork, underprice and chase “more”…believing effort equals income. But hustle without strategy leads to burnout, not breakthroughs. 🏃♀️ FLIGHT – You avoid your numbers, delay your tax planning, or hope the problem “sorts itself out”…It never does. Avoidance keeps you stuck in financial fog. 🧊 FREEZE – You stay small. You don’t raise prices, don’t invest, don’t take risks…your brain sees financial growth as danger and not an opportunity. All 3 have shown up for me at some point, but awareness was the first step. The next was learning how to rewire my mindset using neuroscience-backed tools to regulate my nervous system, make confident decisions and let my business grow beyond my fears. Many a time I sit with business owners talking about how the above shows up in their numbers and how we can work together to over come them. My role as an accountant is not just numbers and tax, it’s about helping people curate the life they want… otherwise we may aswell go back to PAYE! 😱 💭 Which one do you default to?

Let’s talk about the real difference between businesses that thrive and businesses that barely survive. It’s not luck. It’s not even talent. It’s financial habits. You can have the best product, the biggest dreams, and the hardest work ethic — but if your finances are messy, growth will always feel like guesswork. Here’s what thriving business owners do differently 👇  1️⃣ They know their numbers inside out — not just their sales. 2️⃣ They plan for cash flow dips before they happen. 3️⃣ They pay themselves because they run a business, not a hobby. 4️⃣ They set profit goals first, then build expenses around them. 5️⃣ They review reports monthly, not yearly. 6️⃣ They work with experts who keep them accountable and focused. These aren’t fancy tricks. They’re simple, consistent habits that build unstoppable confidence.  ✨ When you adopt them, you stop chasing growth — and start managing it. ✨ You stop guessing — and start making informed decisions. ✨ You stop worrying — because you know your money is working for you. That’s exactly what I help business owners do: Turn messy, reactive finances into a strategic system that fuels growth, profit, and peace of mind. 👉 Ready to build habits that help your business thrive in every season? @Everyone DM me the word “THRIVE.” Let’s turn your financial chaos into clarity — one habit at a time. 🚀 Because confidence isn’t built overnight. It’s built every month — through smart money moves. 💡 #Bookkeeping #SmartBusiness #QuickBooksOnline #XeroCertified #VirtualAccountant #SmallBusiness #FinancialFreedom #FinancialClarity #BusinessGrowthTips #Entrepreneurs #USAsmallbusiness  #UKsmallbusiness  #Canadasmallbusiness #Australiasmallbusiness #BusinessOwners #FinancialConfidence #SmartScaling #BookkeepingForGrowth #MoneyClarity #CEOFinance #EntrepreneurMindset #SmartScaling #BusinessStrategy

Why You Shouldn’t Start a Business in Your 20s (From My Experience) I’m saying this from my own experience — when you start a business in your 20s, you probably don’t know what you’re stepping into. At the beginning, everything feels exciting. You have energy, confidence, and even small wins push you forward. But as time goes by, things start to change. Here’s what I learned 👇 1️⃣ Energy and Focus Fluctuate In your early 20s, your speed is crazy — but consistency is what breaks most people. As time passes, it’s hard to maintain the same focus and energy every day. I’ve seen this in myself — when I stop posting videos, even my business gets impacted. 2️⃣ Experience Is Limited At this age, you don’t really know whether a decision is right or wrong until you see the result. Sometimes, that realization comes late — and the loss hits harder because our understanding of the market is still shallow. 3️⃣ Financial Instability Most of us don’t have a stable income in our early 20s. You invest what you have, but when cash flow gets tight, running the business feels like a daily battle. Even if you manage to rotate the money, scaling becomes almost impossible without a secondary source of income or external funds. 4️⃣ Emotional Resilience This one hit me the hardest. In the beginning, your vision drives you. But after a while, the same vision starts to feel heavy. You’ll have friends who are chilling, enjoying life — while you’re exhausted, stressed, and questioning your decisions. So my advice is simple — don’t rush. Take time to prepare yourself. Build skills, learn, and grow as a person first. Because businesses don’t fail because of bad ideas — they fail because the founder wasn’t ready yet.

Here’s a great tip if making more money in your business feels difficult right now. Most people set goals around money, but then get so attached to the outcome that they miss the actual creation part. This is where intention and attention make all the difference. 👉 Intention is your direction. For example: “I intend to grow my income with ease and flow.” It’s expansive, future-oriented and sets the vision. 👉 Attention is your focus right now. For example: “Am I paying attention to opportunities, to gratitude for the money already here, or am I giving attention to fear and lack?” Attention is present, and what you focus on expands. ✨ The truth is: • A goal with attachment can create pressure and scarcity. • But an intention held lightly, combined with focused attention, creates space for money and opportunities to flow. Try this instead: • Set one money intention: “I welcome aligned clients who value my work.” • Then, place your attention on thoughts, actions and opportunities that support it. That’s prosperity consciousness in action — less forcing and motivational mindset, more trust and allowing- that’s the game changer. #moneymindset #selfdevelopment #businessowner

Your business growth is directly tied to how visible you are when people need what you offer Before you think I've forgotten that I'm a financial advisor—I haven't. Business strategy and personal finance are completely intertwined. You can't build wealth without income, and in today's market, sustainable income requires intentional brand building. Most entrepreneurs think brand building is separate from wealth building, but they're wrong. The businesses generating consistent revenue aren't necessarily the best at what they do—they're the most memorable when decision time comes. Here's the wealth connection everyone misses: predictable brand recognition leads to predictable revenue streams. Predictable revenue gives you consistent income to invest. Consistent investing accelerates wealth building. You can have the best service in the world, but if people don't know you exist when they're ready to buy, your competition gets the contract. And their paycheck. And their investment opportunities. Don't worry, I'll get back to finance tips soon. But first, you need to understand how to generate the income you'll actually invest. What's stopping you from showing up consistently for the income you want to earn? #BrandBuilding #RevenueGrowth #BusinessStrategy #WealthBuilding #EntrepreneurLife #financialcoach #businesscoach