"Community banks: How to modernize your core banking system"

To attract Gen Z, banks must move beyond tradition. In the lead-up to Sibos, Liza Januzi and Cavin Wong joined Scott Smith to share strategies on how innovation and purpose can redefine talent engagement. Tune in here: https://go.td.com/4muiKVK

Sibos 2025 is held in Frankfurt this year, and TD is excited to be part of the conference again. In my recent Sibos podcast, alongside with Liza Januzi, we explored how the next generation of banking talent—especially Gen Z—will shape the future of transaction banking. This sector, often seen as the backbone of global finance, is undergoing rapid transformation, and talent strategies must evolve alongside it. I shared how transaction banking is being reshaped by AI—and by the next generation of talent. Banks are rethinking how they hire, Gen Z is redefining what they expect from employers, and employees must learn how to thrive alongside AI rather than compete with it. 👉 The future of banking won’t be humans vs. machines—it will be the strength of their partnership. 🎧 Listen to the full podcast for insights on where the talent shift is headed. Please join us at TD’s booth G065 from 29th September to 2nd Oct! #TD #futuretalent #sibos #frankfurt #genz #gtb

Systems Thinking: The Leadership Edge for Community Banks Community banks don’t just manage money—they steward trust, families, and local economies. That’s why leadership can’t be one-dimensional. Every decision sets off a chain reaction that impacts performance, compliance, and community prosperity. In our latest blog, we break down why systems thinking is the edge community bank leaders need—and how it creates growth that’s sustainable, not fragile. Read the full blog: https://lnkd.in/gyPpc4tW #HopkinsLeadership #BankAccelerator #CommunityBanking #LeadershipDevelopment #SystemsThinking

Despite their smaller market share, community banks continue to play an outsized role in providing credit to their local communities: http://spr.ly/6048AiqCo Key Highlights: -- In the near term, we expect a pickup in this industry's regulatory reform efforts. Given the recent focus on the adequacy of the Community Bank Leverage Ratio (CBLR), our view is that reform around this framework is likely high up on the regulatory agenda. -- In the longer term, we expect consolidation to start picking up again, driven by swifter regulatory approvals, a more conducive backdrop, and the continued desire for scale. #CommunityBanks #RegionalBanks

PYMNTS: Bessent, Bowman and Barr: Community Banks Need Regulatory Clarity: Community banks remain vital to the U.S. economy but face mounting pressures to modernize amid competition from larger banks and FinTechs. At the Federal Reserve’s 2025 Community Bank Conference, Treasury Secretary Scott Bessent, Federal Reserve Vice Chair for Supervision Michelle W. Bowman, and Governor Michael S. Barr, each described how technology, transparency, and tailored regulation […] The post Bessent, Bowman and Barr: Community Banks Need Regulatory Clarity appeared first on PYMNTS.com. http://dlvr.it/TNZykQ #payments #fintech

As fintechs rapidly siphon $2.15 trillion in deposits away from traditional financial institutions, community banks and credit unions face a critical inflection point. https://bit.ly/4naMjge

InvestiFi is taking part in another excellent webinar this week featuring All-Star panelists: Ron Shevlin, Ethan Silver, Brandy Young, and Michael Sisk.   Individuals in the banking and credit union sectors are likely to appreciate the insights shared and may find practical ways to incorporate this information into their daily operations. https://lnkd.in/gv5i7cpZ

Legacy systems aren't just old, they SLOW down progress. Every second on legacy is a second competitors are winning. With Peerless, banks move at the speed of opportunity. 🔗 https://lnkd.in/d6ScnupK #CoreBanking #BePeerless #BreakFreeFromLegacy #CostOfLegacy

Community banks have always been defined by the strength of their relationships. But in 2025, geography doesn’t have to limit your impact anymore. You can still act like a community bank, serving customers who align with your vision, while expanding your reach nationwide through embedded finance. For example, imagine focusing on a niche like truckers or small business owners. With the right strategic partnerships, your bank can provide tailored financial services to that community across the entire U.S., without losing the personal touch that sets you apart. This is what excites me about this space: - You can keep that “community banker” spirit - Serve a broader geographic market - Build deep specialization around a niche It’s not either/or anymore. You can scale and stay personal. #CommunityBanking #EmbeddedFinance #NicheStrategy #BankInnovation #FintechPartnerships

Regent Bank, a leading Oklahoma-based community bank, has selected Spiral to grow and retain deposits at a low cost while delivering innovative, personalized digital experiences. "We're committed to strengthening the financial well-being of our communities," said Steve Baker, Chief Innovation Officer at Regent Bank. "With Spiral, our customers can achieve their financial goals while supporting the causes they care about—making everyday banking a powerful way to grow both their savings and community impact." 📣 Read more: https://hubs.la/Q03Kzp1f0