Rajat Verma, MD & CEO, DBS Bank India joined an eminent panel of banking leaders at the inaugural Banking Conclave organised by Crisil Ratings, a subsidiary of S&P Global, to discuss the sound fundamentals of the banking sector in India, its role in enabling growth as well as the future outlook for the industry. The panel was optimistic about the second half of the year, given the structural growth drivers and domestic tailwinds in India as banks continue to improve operational efficiency and credit quality. #DBSBankIndia #BankOnDBS

Latest Updates in MFI & NBFC Industry – October 2025 October marks another transformative month for the MFI and NBFC sectors in India. The industry continues to adapt to regulatory changes and evolving market dynamics. Key highlights: - MFIs report steady disbursement growth as rural demand rebounds and digital onboarding accelerates for new clients. - NBFCs are navigating stricter compliance norms introduced this month, focusing on enhanced risk management and transparency. - The sector saw increased collaboration with fintech platforms, driving seamless lending and real-time credit assessment improvements. - Recent RBI guidance prioritizes customer-centricity and financial inclusion, prompting innovative product launches and revised recovery strategies. Let’s stay updated on these milestones! Share your perspectives below—how is your organization responding to these opportunities and challenges? #Microfinance #NBFC #October2025 #FinancialServices #Innovation

HSBC India launches new campaign with Kareena Kapoor Khan for premier offering. HSBC Premier—more than just a bank account—the campaign showcases the elevated Premier offering to meet growing wealth, health, travel and international needs. Read the full story. Link in comment. Sandeep Batra | HSBC #e4m #HSBCPremier #KareenaKapoorKhan #WealthHealthTravel #GlobalBanking #AffluentIndia

Understanding how decisions flow within the Reserve Bank of India can make all the difference for BFSI professionals and partners. A look back at how BFSIKonnect helps decode the Reserve Bank of India’s complex organizational structure — mapping departments, hierarchies, and decision-makers through GenAI-powered insights: https://bit.ly/43mYK0o #BizKonnect #BFSIKonnect #RBI #BFSI #GenAI #OrgCharts #ActionableOrgCharts #AccountMapping

Expected Credit Loss in India: Preparing for the 2027 Shift The Reserve Bank of India (RBI) has issued its draft Directions on Asset Classification, Provisioning, and Income Recognition, 2025, marking a major transition from the traditional incurred loss model to an Expected Credit Loss (ECL) approach. Effective April 1, 2027, this shift aims to redefine how banks assess and manage credit risk emphasizing prudential norms, data integrity, model risk management, governance, and transparent reporting. Sharing here an insightful interpretation from senior professionals (Amit Kabra Sarvesh Warty) at SR Batliboi, India, who break down the key implications of this new ECL framework. As India takes this major step, Nepal’s financial sector can also observe and draw valuable insights, building on its own journey under NFRS 9. Strengthening data systems, governance, and model readiness will be key to ensuring a smooth and forward-looking credit risk framework across the region. https://lnkd.in/gUcr9QPe

Excellent summary on the recent draft guidelines on ECL by Sarvesh WartyAmit Kabra. The changes represent a transformative step in India's banking regulations. The Banks would need to assess their readiness as it relates model development/validation, data infrastructure readiness and governance frameworks while also ensuring the appropriate independent audit oversight over these activities.

As we continue to navigate an increasingly complex financial landscape, the Expected Credit Loss (ECL) framework remains one of the most significant shifts in how banks assess and provision for credit risk. What resonates with me most about ECL is its forward-looking nature—a move away from reactive provisioning to a more proactive, data-driven approach. It challenges institutions to not only understand current exposures but to anticipate future risks based on macroeconomic scenarios, borrower behavior, and portfolio trends. In my view, ECL is more than a compliance requirement—it's a strategic tool. When implemented thoughtfully, it can strengthen credit risk governance, enhance capital planning and stress testing, improve transparency with stakeholders and drive smarter lending decisions.

New Working Committees for India FinTech Forum The first to be introduced is the Digital Payments Committee, established to shape the next phase of India’s digital payment infrastructure. This committee brings together esteemed leaders from the industry: • Dr Ritesh Jain, Founder, Infynit • Mr. Vijay Nagarajan, Director - Payments Market Planning (International), LexisNexis Risk Solutions • Mr. Pushkar Deshpande, Senior Vice President II (Risk & Compliance), Easebuzz Their collective expertise will play a pivotal role in strengthening industry dialogue and furthering the vision of a financially inclusive India. Join us at IFTA to connect with top leaders → https://lnkd.in/eNS5fEP #FinTechLeadership #DigitalPayments #InnovationInFinance #IndiaFinTechForum #EcosystemCollaboration

Half of India’s banking is digital, but trust and empathy remain vital for sustainable, future-ready growth, said Mr Challa Sreenivasulu Setty, Chairman, State Bank of India at AIMA’s 52nd National Management Convention. Watch the full session- https://lnkd.in/g_Hy4WFM #WednesdayWisdom #ChallaSreenivasuluSetty #BankingAndFinance #DigitalBanking

HDFC Bank faces regulatory restrictions in Dubai while India’s banking & insurance sectors adjust to GST 2.0 cross-border reforms. This marks a critical moment for financial institutions navigating international compliance. 👉 For detailed insights on what this means for businesses, NRIs, and investors, read our full blog. 🔗 https://lnkd.in/eWB39ijZ 📞 For more queries or compliance support, visit our website or contact us directly. #HDFCBank #GSTReforms #CrossBorderFinance #IndianBanking #FinancialCompliance #NRIInvestments #InsuranceUpdates #GlobalTrade #MeraCompliance