₹5 crore in Mumbai can only get you a decent apartment. But in Dubai, it can buy you a fancy lifestyle. I am someone who has seen both markets grow closely and this is why people ask me, “Rizwan, where does your money work better, Mumbai or Dubai?” And here’s what I really think. While Mumbai’s real estate continues to command emotional and cultural value, Dubai has clearly changed what “value for money” means. You don't have to blindly follow what I say, just see the numbers and you will actually understand better what I am trying to say. In Mumbai, ₹5 crore can barely get you a 2BHK in Juhu. In Dubai, the same amount can buy a 3-4 bedroom apartment, sometimes even a townhouse and that too in a prime, waterfront community. Not to mention that it will give 7–11% rental yields with no property tax and world-class infrastructure! For sure, maintenance costs in Dubai are higher, up to ₹250–₹700 per sq ft vs ₹50–₹300 in Mumbai, but you’re paying for something bigger, which is quality of life. It’s no surprise then that so many Mumbai homeowners today are building their “second home” in Dubai because the city offers residency, stability and ambition. And as a developer who has spent decades building Dubai’s skyline, I can confidently say Dubai will be a better option.
Well said. Mumbai holds emotion, but Dubai offers freedom, value, and opportunity. It’s more than real estate, it’s a lifestyle choice that builds both stability and growth. Rizwan Sajan
Hello Mr Rizwan been following yur posts ... Pls tell me jow and where inr 5 cr can get me a 3 to 4 bedroom large decent apartment or a townhouse as U mentioned ... Many thanks
Mr Sajan, We can not compare, you are comparing india Elephant 🐘 to Dubai mosquito 🦟 . the comparison doesn’t hold ground. India represents a vast, diverse economy spread across millions of square kilometres, whereas Dubai is a compact Both thrive on different scales and serve entirely different purposes in the global real estate ecosystem.
Great opportunity for investment in dubai, unfortunately completed a dream .
Rizwan Sajan What a perfect timing of this post. I was just thinking the same. As from last 6 months I have been exploring properties in Delhi, any decent locality and space with basic is costing 2.25cr to 4cr. And land would cost 5Cr. Dubai is certainly a good option.
Not only a house. 5 crs will give me a good lifestyle with upgraded Infrastructure. Non corrupt administration and crime free city opportunity Rizwan Sajan you are 💯 correct. No doubt , Dubai is Dubai
That’s a valid perspective, but it’s important to remember that Mumbai’s value isn’t defined by square footage alone. While Dubai offers attractive yields and modern infrastructure, Mumbai’s real estate strength lies in its scarcity, legacy, and deep end-user demand. Land here is finite — you can expand Dubai’s skyline, but you can’t recreate Juhu, Bandra, or South Mumbai. Even with higher entry costs, Mumbai has shown consistent long-term appreciation and resilience driven by its position as India’s financial and cultural hub.Dubai is great for lifestyle and investment diversification, but Mumbai remains unmatched for long-term stability and intrinsic value.
Absolutely true dubai gives a different lifestyle to life and its provide freedom , security and open new doors towards opportunity to grow more in the journey Rizwan Sajan
International Sales and New Market Development Specialist across retail , media and entertainment.
6dMumbai is Emotion, Dubai is Math.₹5 crore in Mumbai buys nostalgia — not space. The same amount in Dubai buys 3x the home and 4x the yield and zero tax headaches. Investors who still call Mumbai ‘premium’ are paying for sentiment not returns.