Uphold Institutional

Starting today, U.S. customers can access the Uphold Debit Card to pay with crypto just like they would with any other card. Doesn’t matter if it’s dollars, stablecoins, or crypto, you earn up to 6% back in XRP on everyday purchases for a limited time by signing up before Jan 1, 2026. For us, it was important to be able to choose from 2 options (alongside digital): 🪪 Metal: 6% XRP back, premium design, no ATM/foreign fees, higher limits. 💳 Essential: 4% $XRP back, clean, classic design. Plus, combine your card with our running Salary Direct Deposit campaign and earn up to 10% back in XRP. Find out more via the link in the comments. - Subject to terms -

Crypto use for everyday payments is surging, with retail transactions up more than 125% so far this year. But do you notice emerging markets? It’s easy. Clear rules; Build trust. And it’s not just happening in the big markets. Emerging economies are becoming some of the fastest-growing hubs for crypto use. In Pakistan, for example, the number of users is projected to reach around 28 million by 2026, supported by increasingly pro-innovation policies. Across the APAC region, total on-chain value received jumped 69% year over year to about US $2.36 trillion in the 12 months ending June 2025. And in the global crypto adoption rankings? Pakistan now sits 3rd overall, a clear signal that even markets facing restrictions aren’t seeing demand slow. In other countries such as Algeria, Egypt, Morocco and Tunisia, growth is just as spectacular Adoption often moves faster than regulation, but ultimately, the two will start to move hand in hand. 

Stablecoins are "now" mainstream; this is just the beginning of a financial revolution, so let's take a closer look. 🆙 ~25.2 million monthly senders. 🆙 ~$283.2 billion stablecoin supply. Most of that activity rides on USDT and USDC. Beyond crypto ... Teams use them for minute-speed remittances, cross-border B2B without correspondent banks, and steadier savings in high-inflation markets. ➔ In countries battling inflation - like Turkey, Argentina, and Nigeria - stablecoins are becoming the de facto “dollar.” They accounted for around 4% of GDP in Turkey, ~62% of all crypto activity in Argentina, and tens of billions in annual flows in Nigeria. ➔ Furthermore, Stablecoins moved ~$27 trillion on-chain in 2024, and Tether.io held around $120 billion in U.S. Treasuries by early 2025. If you run payments, treasury, or FX, now is the time to set a stablecoin plan (on/off-ramps, compliance, treasury, UX) and treat it like core infra … … because it will be! Uphold 👀