CONSUMER CIR
CONSUMER: SHEKHAR KUMAR KUMAR DATE: 10-12-2021
MEMBER ID: NB66467777_C2C3 TIME: 13:49:43
MEMBER REFERENCE NUMBER: 236054891 CONTROL NUMBER: 4,26,33,97,655
CONSUMER INFORMATION:
NAME: SHEKHAR KUMAR KUMAR
DATE OF BIRTH: 06-09-1991 GENDER: MALE
CIBIL TRANSUNION SCORE(S):
SCORE NAME SCORE SCORING FACTORS
CIBILTUSC3 1: LOW PROPORTION OF SATISFACTORY TRADES
639 2: PRESENCE OF DELINQUENCY IN LAST 12 MONTHS
3 HIGH BALANCE BUILD-UP ON NON-MORTGAGE LOANS IN PAST 6 MONTHS
4 LOW CREDIT AGE
POSSIBLE RANGE FOR CIBIL TRANSUNION SCORE VERSION 3.0
Consumers with more than 6 months credit history* : 300 (high risk) to 900 (low risk)
Consumers having less than 6 months credit history* : 1 (high risk) to 5 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1
* At least one tradeline with information updated in last 36 months is required.In case of error in scoring a value of '0' is returned.
IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) BZWPK5934P
RATION CARD 186932
UID 876903472606
TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
OFFICE 7895691155
MOBILE 7895691155
EMAIL CONTACT(S):
EMAIL ADDRESS
ADDRESS(ES):
ADDRESS: SSE/PWAY/MB V-SIRKOI BHUD URF BHOGPUR MITH P-MB D-MB MORADABAD UTTAR PRADESH 244001
CATEGORY: NOT CLASSIFIED RESIDENCE CODE: DATE REPORTED: 31-08-2020
ADDRESS: KAPOOR COMPANY PUL RAILWAY AWAS M NO 150 A PLUS B MORADABAD UTTAR PRADESH 244001
CATEGORY: RESIDENCE RESIDENCE CODE: DATE REPORTED: 31-07-2020
ADDRESS: RAILWAY STATION MORADABAD UTTAR PRADESH 244001
CATEGORY: OFFICE RESIDENCE CODE: DATE REPORTED: 31-07-2020
ADDRESS: BHOGPUR MITHONI UTTAR PRADESH 244001
CATEGORY: PERMANENT RESIDENCE CODE: OWNED DATE REPORTED: 10-02-2020
PERSONAL / ENQUIRY DISPUTE(S):
Page 1 of 3
CONSUMER CIR
CONSUMER: SHEKHAR KUMAR KUMAR DATE: 10-12-2021
MEMBER ID: NB66467777_C2C3 TIME: 13:49:43
MEMBER REFERENCE NUMBER: 236054891 CONTROL NUMBER: 4,26,33,97,655
PERSONAL / ENQUIRY INFORMATION UNDER DISPUTE:
CIBIL REMARKS:
DATE ENTERED:
EMPLOYMENT INFORMATION :
NET / GROSS INCOME MONTHLY / ANNUAL INCOME
ACCOUNT TYPE DATE REPORTED OCCUPATION CODE INCOME
INDICATOR INDICATOR
PERSONAL LOAN 31-01-2021 OTHERS
SUMMARY:
ACCOUNT(S):
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL: 2 HIGH CR/SANC. AMT: 9,10,000 CURRENT: 3,90,050 RECENT: 09-01-2020
OVERDUE: 1 OVERDUE: 22,714 OLDEST: 29-09-2016
ZERO-BALANCE: 1
ENQUIRIES:
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
All Enquiries 13 0 1 4 06-02-2021
ACCOUNT(S):
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 09-01-2020 SANCTIONED: 5,00,000
ACCOUNT NUMBER: NOT DISCLOSED CURRENT BALANCE: 3,90,050
LAST PAYMENT: 05-08-2021
OVERDUE: 22,714
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: EMI: 11,470
OWNERSHIP: INDIVIDUAL 31-08-2021
PMT HIST START: 01-08-2021 PMT FREQ: MONTHLY
REPAYMENT TENURE: 61
COLLATERAL TYPE: NO COLLATERAL PMT HIST END: 01-08-2020
INTEREST RATE: 13.00
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
083 083 082 083 080 081 081 STD XXX XXX XXX XXX STD
08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 29-09-2016 SANCTIONED: 4,10,000
ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 02-02-2019
CURRENT BALANCE: 0
CLOSED: 16-01-2020
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: EMI: 8,707
OWNERSHIP: INDIVIDUAL 31-01-2020
PMT HIST START: 01-01-2020 PMT FREQ: MONTHLY
REPAYMENT TENURE: 60
PMT HIST END: 01-02-2017
INTEREST RATE: 13.00
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
STD STD STD STD 029 029 029 STD 029 029 059 STD 059 029 029 STD 029 059
01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18
059 029 STD 122 900 089 089 059 059 STD 059 059 059 059 STD STD STD STD
07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17
Page 2 of 3
CONSUMER CIR
CONSUMER: SHEKHAR KUMAR KUMAR DATE: 10-12-2021
MEMBER ID: NB66467777_C2C3 TIME: 13:49:43
MEMBER REFERENCE NUMBER: 236054891 CONTROL NUMBER: 4,26,33,97,655
ENQUIRIES:
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT
NOT DISCLOSED 06-02-2021 CREDIT CARD 100
NOT DISCLOSED 31-07-2020 CREDIT CARD 100
NOT DISCLOSED 10-02-2020 HOUSING LOAN 28,00,000
NOT DISCLOSED 22-01-2020 AUTO LOAN (PERSONAL) 5,63,232
NOT DISCLOSED 01-01-2020 PERSONAL LOAN 5,00,000
NOT DISCLOSED 03-10-2019 HOUSING LOAN 23,20,000
NOT DISCLOSED 09-08-2019 HOUSING LOAN 15,00,000
NOT DISCLOSED 13-03-2019 HOUSING LOAN 10,12,508
NOT DISCLOSED 01-03-2019 CONSUMER LOAN 18,990
NOT DISCLOSED 03-08-2017 AUTO LOAN (PERSONAL) 1,000
NOT DISCLOSED 29-09-2016 PERSONAL LOAN 4,10,000
NOT DISCLOSED 28-09-2016 PERSONAL LOAN 5,00,000
NOT DISCLOSED 30-08-2016 PERSONAL LOAN 5,00,000
END OF REPORT ON SHEKHAR KUMAR KUMAR
All information contained in this credit report has been collated by Credit Information Bureau (India) Limited (CIBIL) based on information provided by its various members
("Members").Consequently CIBIL does not accept any responsibility on the accuracy, completeness, and veracity of any and all such information as provided. The information is current
and up to date to such extent as provided by its Members. Any information contained herein does not reflect the views of CIBIL or its directors or employees. The use of this report is
governed by the terms and conditions of the Operating Rules for CIBIL and its Members.
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