717923984.

xls
BAIKUNTHA 2 Gopalpur

<Name of the Project> at <Address of site in full> is being developed and promoted by the partnership firm <name of the firm>having its principal place of business at < address >. The
partners of the firm are Sri ABC, Sri CDE, Sri EFG, Sri GHI and Sri A2I. All the partners are from business background and have the exprerience to handle successfully identical projects.

The partners had successfully developed and promoted commercial cum residential units and the quality work had earned them the name and fame that shall help them successfully
complete the project in hand

The present project is a residential complex with Basement for car parking, and G+4 floors each floor having 9 units each. The units of each floor are called and identified as A,B,C,D,E,F,G,H
and J. The area of each unit is as detailed below

Unit BUILT UP SUPER BUILT Unit BUILT UP SUPER BUILT

A 855 1112 F 870 1131

B 630 819 G 663 862
C 810 1053 H 639 830
D 781 1001 J 637 828
E 831 1076 TOTAL 6716 8712

The promoters had decided to build basement which shall be sold as car parking area and there shall be 45 car parking area of 120 sqft each to be sold for Rs 2.00 lacs each. The units of
each floor shall be sold at an average rate of Rs 2,000/- per square feet based on super built up area. The cot of construction including all related cost, plan sanction cost, professional fees,
rates and taxes, archetech's fees, consultant's fees, material cost and labour cost will be around Rs 1050/ per square feet.

To finance the project the promoters had approached the bank for financial assistance of Rs 100.00 lacs based on the maximum fund shortage basis. The detailed computation and other
informations are as stated in the schedules below that are self explanatory.

Analysis of Construction of Building

Particulars Construction Area Details Construction Area Details REMARKS

Details Building Area (In sqft) and Sales Price
Unit Nos Area Price Value
Floor Flats Sqft Nos Sqft Lacs Lacs The unit is a G+4 residential complex with
Base A Parking for 45 cars of 120 sqft each 120 45.00 5,400 2.00 90.00 basement for 45 car parking space. The
Gd B 9 Residential units A,B,C,D,E,F,G,H,J 9.00 8,712 0.02 174.24
1 C 9 Residential units A,B,C,D,E,F,G,H,J 9.00 8,712 0.02 174.24 All assumptions and estimates are
2 D 9 Residential units A,B,C,D,E,F,G,H,J 9.00 8,712 0.02 174.24 stated as and made for the computation
3 E 9 Residential units A,B,C,D,E,F,G,H,J 9.00 8,712 0.02 174.24 of the maximum fund deficit to be financed.
4 J 9 Residential units A,B,C,D,E,F,G,H,J 9.00 8,712 0.02 174.24 The project will be completed by March 2017.
45 120 90.00 48,960 2.10 961.20

CA Debasish Banerjee; 9832174911; [email protected]

 717923984.xls

Analysis of Sales, Direct Cost, Fund Flow and Bank Loan

Construction 1st Year (2014-15) 2nd Year (2015-16) 3rd Year (2016-17)
Particulars 1st Qrt 2nd Qrt 3rd Qrt 4th Qrt Total 1st Qrt 2nd Qrt 3rd Qrt 4th Qrt Total 1st Qrt 2nd Qrt 3rd Qrt 4th Qrt Total
UnderGd A 6716 6716 6716 6716
Gr Floor A 1112 1112 1112 1112
B 819 819 819 819
C 1053 1053 1053 1053
D 1001 1001 1001 1001
E 1076 1076 1076 1076
F 1131 1131 1131 1131
G 862 862 862 862
H 830 830 830 830
J 828 828 828 828
1st Floor A 1112 1112 1112 1112
B 819 819 819 819
C 1053 1053 1053 1053
D 1001 1001 1001 1001
E 1076 1076 1076 1076
F 1131 1131 1131 1131
G 862 862 862 862
H 830 830 830 830
J 828 828 828 828
2nd Floor A 0 1112 1112 1112
B 0 819 819 819
C 0 1053 1053 1053
D 0 1001 1001 1001
E 0 1076 1076 1076
F 0 1131 1131 1131
G 0 862 862 862
H 0 830 830 830
J 0 828 828 828
3rd Floor A 0 1112 1112 1112
B 0 819 819 819
C 0 1053 1053 1053
D 0 1001 1001 1001
E 0 1076 1076 1076
F 0 1131 1131 1131
G 0 862 862 862
H 0 830 830 830
J 0 828 828 828

CA Debasish Banerjee; 9832174911; [email protected]

 717923984.xls

4th Floor A 0 1112 1112 1112

B 0 819 819 819
C 0 1053 1053 1053
D 0 1001 1001 1001
E 0 1076 1076 1076
F 0 1131 1131 1131
G 0 862 862 862
H 0 830 830 830
J 0 828 828 828
TOTAL 0 6716 8712 8712 24140 8712 8712 8712 0 50276 0 0 0 0 50276
Less Adj 0 0 0 0 3735 0 3735 0 0 0 0 3735
Net Sale 0 6716 8712 8712 24140 8712 8712 4977 0 46541 0 0 0 0 46541

4th Floor Units D,E,H and J shall be held by the partnership firm for its use and not sold.

Analysis of Sales and Direct Cost

1st Year (2014-15) Cumm 2nd Year (2015-16) Cumm 3rd Year (2016-17) Cumm
Particulars 1st Qr 2nd Qrt 3rd Qrt 4th Qrt Total 1st Qrt 2nd Qrt 3rd Qrt 4th Qrt Total 1st Qrt 2nd Qrt 3rd Qrt 4th Qrt Total

Sales sqft 0 45 8712 8712 24140 8712 8712 4977 0 46541 0 0 0 0 46541
Rate Rs 200000 2000 2000 2000 2000 2000 2000 2000 2000 2000 0
Total Rs lac - 90.00 174.24 174.24 438.48 174.24 174.24 99.54 - 886.50 - - - - 886.50

Cost sqft 0 6716 8712 8712 24140 8712 8712 8712 0 50276 0 0 0 0 50276
Rate Rs 1300 1050 1050 1050 1050 1050 1050 1050 1050 1050 1050
Total Rs lac 35.00 87.31 91.48 91.48 305.27 91.48 91.48 91.48 - 579.71 - - - - 579.71

G.Profit (35.00) 2.69 82.76 82.76 133.21 82.76 82.76 8.06 - 306.79 - - - - 306.79

Booking 5% 7% 8% 0.20 12% 18% 20% 30% 1.00 0% 0% 0% 0% 1.00

The Sales and Cost of Construction are as detailed in the schedules. The "Booking" reflects the expected units to be booked for the quarter.
The average Sale Price shall be Rs 2000/ per sqft. The units shall be sold as per the super built up area as per the present standard practice.
The average cost of construction shall be Rs 1300/ per sqft for basement and Rs 1050/ per sqft for the rest of the floors.. The detailed cost also includes the preliminary costs, cost of plan
sanction, architech's fees, cost of land, legal matters for the firm to commence the activity and all oter start up expenses expected to be incurred.

CA Debasish Banerjee; 9832174911; [email protected]

 717923984.xls

Analysis of Fund Flow and Bank Loan

FUND FLOW 1st Year (2014-15) 2nd Year (2015-16) 3rd Year (2016-17)
Particulars 1st Qrt 2nd Qrt 3rd Qrt 4th Qrt Total 1st Qrt 2nd Qrt 3rd Qrt 4th Qrt Total 1st Qrt 2nd Qrt 3rd Qrt 4th Qrt Total
Cumm Cumm Cumm
Booking-Gross 44.33 62.06 70.92 177.31 106.38 159.57 177.30 265.95 886.51 - - - - 886.51

Inflow 25% 11.08 15.52 17.73 44.33 26.60 39.89 44.33 66.49 221.63 - - 221.63
Pr Dues 10% 4.43 6.21 10.64 7.09 10.64 15.96 17.73 62.06 26.60 - - - 88.65
10% 4.43 4.43 6.21 7.09 10.64 15.96 44.33 17.73 26.60 - - 88.65
10% 4.43 4.43 6.21 7.09 10.64 15.96 44.33 17.73 26.60 - 88.65
10% - 4.43 6.21 7.09 10.64 28.37 15.96 17.73 26.60 - 88.65
10% - 4.43 6.21 7.09 10.64 28.37 15.96 17.73 26.60 - 88.65
10% - 4.43 6.21 7.09 17.73 10.64 15.96 17.73 26.60 88.65
10% - 4.43 6.21 7.09 17.73 10.64 15.96 17.73 26.60 88.65
5% - 2.22 3.10 5.32 3.55 5.32 7.98 22.16 44.33
INFLOW 11.08 19.95 32.80 63.83 54.96 85.99 110.37 154.69 469.86 118.79 125.88 96.63 75.35 886.51

Cost Direct -
Land,Fees,Legal 35.00 35.00 35.00 35.00
20% 17.46 18.30 18.30 54.05 18.30 18.30 18.30 - 108.94 108.94
40% 34.92 36.59 71.52 36.59 36.59 36.59 36.59 217.88 217.88
40% 34.92 34.92 36.59 36.59 36.59 36.59 181.29 36.59 - 217.88

Cost Direct 0 52.46 53.22 89.81 195.49 91.48 91.48 91.48 73.18 543.12 36.59 - - - 579.71
Add CC Intt 0.30 1.10 3.60 5.00 4.10 4.10 4.10 4.10 21.40 4.10 4.10 4.10 4.10 37.80
OUTFLOW 52.76 54.32 93.41 95.58 95.58 95.58 77.28 40.69 4.10 4.10 4.10 -

Difference (41.68) (34.37) (60.61) (40.62) (9.59) 14.79 77.41 78.10 121.78 92.53 71.25 269.00
Cumm Diff (Max) (41.68) (76.05) (136.66) (177.28) (186.86) (172.07) (94.66) (16.56) 105.22 197.75 269.00

Diff R/off (42.00) (76.00) (137.00) (177.00) (187.00) (172.00) (95.00) (17.00) 105.00 198.00 269.00
Less Margin (35.00) (50.00) (50.00) (77.00) (87.00) (87.00) (87.00) (87.00) (87.00) (87.00) (87.00)
Bank Loan CC (7.00) (26.00) (87.00) (100.00) (100.00) (85.00) (8.00) - - - -

Bank Interest (0.29) (1.06) (3.56) (4.09) (4.09) (4.09) (4.09) (4.09) (4.09) (4.09) (4.09)
@16.35%

CA Debasish Banerjee; 9832174911; [email protected]

 717923984.xls

The maximum fund deficit is projected and estimated to be Rs 100.00 lacs and the firm requires this financial assistance to implement the project

PROFIT AND LOSS ACCOUNT

FUND FLOW 1st Year (2014-15) 2nd Year (2015-16) 3rd Year (2016-17)
Particulars 1st Qrt 2nd Qrt 3rd Qrt 4th Qrt Total 1st Qrt 2nd Qrt 3rd Qrt 4th Qrt Total 1st Qrt 2nd Qrt 3rd Qrt 4th Qrt Total
Cumm Cumm Cumm
Sales 0 - - - - - - 44.33 62.06 106.39 70.92 106.38 159.57 443.25 780.12
Closing WIP 0 52.76 107.08 200.49 200.49 296.07 391.65 458.25 494.95 494.95 489.27 423.80 323.56 - -
0 52.76 107.08 200.49 200.49 296.07 391.65 502.58 557.01 601.34 560.19 530.18 483.13 443.25 780.12
Opening WIP 0 - 52.76 107.08 - 200.49 296.07 391.65 458.25 200.49 494.95 489.27 423.80 323.56 494.95
Expenses 0 52.46 53.22 89.81 195.49 91.48 91.48 91.48 73.18 347.62 36.59 - - - 36.59
Interest on CC 0 0.30 1.10 3.60 5.00 4.10 4.10 4.10 4.10 16.40 4.10 4.10 4.10 4.10 16.40
PROFIT 0 15.34 21.48 36.82 24.54 36.81 55.22 115.59 232.18
0 52.76 107.08 200.49 200.49 296.07 391.65 502.58 557.01 601.34 560.19 530.18 483.13 443.25 780.12

SALES DETAILS
Sqft wise 2,217 3,103 3,546 5,319 7,979 22,163 -
Cost wise 28.99 40.58 46.38 69.57 104.35 289.86

BALANCE SHEET

1st Year (2014-15) 2nd Year (2015-16) 3rd Year (2016-17)

LIABILITIES 1st Qrt 2nd Qrt 3rd Qrt 4th Qrt Total 1st Qrt 2nd Qrt 3rd Qrt 4th Qrt Total 1st Qrt 2nd Qrt 3rd Qrt 4th Qrt Total

CAPITAL - 35.00 50.00 50.00 50.00 85.00 87.00 87.00 87.00 87.00 87.00 87.00 87.00 87.00 87.00
Addition 15.00 15.00 15.00 -
Add Profit - - - - - 15.34 36.82 36.82 61.37 98.18 153.41 269.00 269.00
Less Drawings - - - 356.00 356.00
Balance c/f - 35.00 65.00 65.00 65.00 85.00 87.00 102.34 123.82 123.82 148.37 185.18 240.41 -

Loan - 7.00 26.00 87.00 87.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 -
Advances 11.08 31.03 63.83 63.83 118.80 204.79 270.83 363.47 363.47 411.34 430.84 367.90 - -
- 53.08 122.03 215.83 215.83 303.80 391.79 473.18 587.29 587.29 659.70 716.02 708.30 - -

1st Year (2014-15) 2nd Year (2015-16) 3rd Year (2016-17)

ASSETS 1st Qrt 2nd Qrt 3rd Qrt 4th Qrt Total 1st Qrt 2nd Qrt 3rd Qrt 4th Qrt Total 1st Qrt 2nd Qrt 3rd Qrt 4th Qrt Total

WIP - 52.76 107.08 200.49 200.49 296.07 391.65 458.25 494.95 494.95 489.27 423.80 323.56 - -

CA Debasish Banerjee; 9832174911; [email protected]

 717923984.xls
Receivables - - - - 15.00 93.00 93.00 150.00 180.00 200.00 - -
CASH 0.32 14.95 15.34 15.34 7.72 0.14 (0.07) (0.66) (0.66) 20.44 112.22 184.75 - -

53.08 122.03 215.83 215.83 303.80 391.79 473.18 587.29 587.29 659.70 716.02 708.30 - -

CA Debasish Banerjee; 9832174911; [email protected]