GROUP WORK WITH MOTHERS WHO EXPERIENCED EARLY
MOTHERHOOD AND FINANCIAL CHALLENGES
IN RAW-AN POINT, BAROY, LANAO DEL NORTE
A Group Requirement
Presented to
MS. AMEDAH GARCIANO, RSW
Faculty, Social Work Department
North Central Mindanao College
Maranding, Lala, Lanao del Norte
In Partial Fulfillment
Of the Requirements for the
SW301 (Social Work Practice with Groups)
First Semester, AY 2024-2025
Presented by:
SITTIE MADLIA MUTIA
JAY ANN E. PACANON
ARLYN B. PAHAC
REGINE B. PEÑAS
November 2024
INTRODUCTION
The social challenges faced by young mothers in marginalized communities remain a
pressing issue, especially in rural areas like Raw-an Point, Baroy, Lanao del Norte. Early
pregnancy and financial instability are prevalent problems, particularly among out-of-school
young women, who are often forced to drop out due to the demands of motherhood. These young
mothers face a multitude of socioeconomic challenges, including limited access to education and
stable employment, thereby perpetuating the cycle of poverty.
According to the Social Work Students' recent survey, a significant issue identified in
Barangay Raw-an Point is the prevalence of young mothers with no sustainable source of
income. This situation not only impacts the quality of life for these young women but also affects
their families and the broader community. The majority of these young mothers are either
unemployed or engaged in informal, low-paying jobs, relying heavily on the inconsistent income
of their partners or relatives. Consequently, their daily lives are marked by financial insecurity,
which often leads to stress, anxiety, and a sense of helplessness.
The narratives of individuals like Mae Bamuya, Jay-Ann Bamuya, Jasmine Baroy, and
Dianne Guilan highlight the reality of young mothers grappling with financial hardship. Mae, for
instance, is a single mother with no stable source of income, relying on minimal government
assistance to survive. Jay-Ann, although married, faces a similar struggle as her husband's
earnings are insufficient to cover their daily needs. Jasmine, who dropped out of high school due
to early pregnancy, occasionally sells children's clothes online to make ends meet. Meanwhile,
Dianne's husband, a tricycle driver, also earns inconsistently, leaving the family vulnerable to
financial
instability.
These young mothers often lack access to essential resources and opportunities, which
exacerbates their financial difficulties. The absence of a reliable source of income, compounded
by the lack of educational attainment and limited skills, restricts their capacity to improve their
socio-economic status. This situation underscores the need for targeted social support and
interventions that can empower young mothers by providing them with access to education, skills
training, and sustainable livelihood opportunities.
The socio-economic conditions in Raw-an Point, Baroy, reflect broader systemic issues
that require holistic community-based approaches. Addressing the financial and social challenges
of young mothers is crucial in breaking the cycle of poverty and promoting sustainable
development. Through initiatives aimed at empowering these women, there is potential not only
to uplift their individual lives but also to create a ripple effect that benefits their families and the
community as a whole. The focus of this study is to assess the challenges faced by young
mothers in Raw-an Point and explore strategies to provide them with the support needed to
overcome their socio-economic barriers.
BACKGROUND DESCRIPTION OF THE GROUP
A. Name of the Group: “ KARAMAY, DAKILANG BATANG INA”
B. Group Members
1. Mae L. Bamuya
2. Jay-Ann A. Bamuya
3. Jaspher Baroy
4. Dianne Guilan
5. Rachell Ann P. Bantol
6. Kristel Andrea L. Bondaug
7.Sharriegay B. Paman
C. Criteria of Membership:
Out of school youth mother
Early pregnancy
Aged 18 to 25 years old
Whose husbands have low income
Unemployed, with no source of income
Available and willing to attend 2 hours sessions twice a week for a month
D. Age range: Eighteen (18) years old to twenty-five (25) years old
E. Location: Raw-an Point, Baroy, Lanao del Norte
F. Group size: Seven (7) members
G. Type of group: Treatment group
H. Model/Approach: Developmental Approach
I. Number of Sessions: 7 Sessions
J. Time Frame: November 16, 2024 – December 28, 2024
K. Presented Problem: The group members are experiencing financial difficulties and
they do not have source of income to help improve their family situation.
D. General Goal: To enhance the financial difficulties faced by group members
financial difficulties and they do not have source of income to help improve their
family
situation.
L. Specific Objectives:
- To enhance financial stability by providing income-generating opportunities.
- To improve access to social services and government support
- To improve financial budgeting, saving, and managing finances together
- To supply them the knowledge about the importance of healthcare for
themselves and for their child/children
1. “Me Me”
Name: Mae L. Bamuya
Age: 23
Sex: Female
Birthdate: June 22, 2001
Birthplace: Raw-an Point
Adress: Purok 3, Raw-an Point, Baroy, LDN
Civil Status: Single
Educational Attainment: Highschool Level
Occupation: Housewife
Religion: Roman Catholic
Monthly Income: N/A
Skills Possessed: Cooking
Contact Number: 09365278140
INDIVIDUAL FOCUSED ASSESSMENT
Mae L. Bamuya, also known as “Meme,” is a 23-year-old mother who is doing her best to
support her young family. She was born on June 22, 2001, in Barangay Raw-an Point and now
lives in Purok-3, Raw-an Point, Baroy, Lanao del Norte. Meme has two children: a daughter who
is 5 years old and currently in kindergarten, and a son who is 2 years old. She became a mother
for the first time when she was just 17 years old.
Life has not been easy for Meme and her family. Her husband works as a laborer in her
aunt’s fish pond, earning only 2,100 pesos every 15 days. This income is not enough to cover all
Personal Information
their needs, especially since they are also taking care of her husband’s younger sister. This sister
lives with them and is currently in 4th grade at Raw-an Point Elementary School, which is
located close to their home.
Meme shared that they are facing many financial struggles. She finds it hard to manage
their daily expenses, even though they recently received some financial aid from the Department
of Social Welfare and Development (DSWD). This assistance helped them for a short time, but it
was not enough to solve their ongoing financial problems.
To help her husband with their household expenses, Meme takes on small side jobs
whenever she can. She sometimes works for her aunt, who is also her husband’s boss, by
washing dishes during family events like birthdays and harvest celebrations. She also helps with
packing “alamang” (shrimp paste) when there are orders to fill. Although these side jobs do not
pay much, every little bit helps them get by.
In addition to these side jobs, Meme tries to save money by growing some vegetables in a
small garden near their home. She grows what she can, like tomatoes and leafy greens, to use in
their meals. This small garden helps provide some fresh food for her family, reducing the amount
they need to spend on groceries.
Despite all the challenges, Meme is determined to support her family the best she can.
She hopes that one day they will be able to overcome their financial difficulties and provide a
better life for their children. For now, she continues to work hard, taking every opportunity she
can find to earn a little extra money and make ends meet.
1. “Je Ann”
Name: Jay-Ann A. Bamuya
Age: 23
Sex: Female
Birthdate: June 22, 2001
Birthplace: Raw-an Point
Adress: Purok 3, Raw-an Point, Baroy, LDN
Civil Status: Married
Educational Attainment:
Occupation: Housewife
Religion: Roman Catholic
Monthly Income: N/A Skills
Possessed:
Contact Number: N/A
INDIVIDUAL FOCUSED ASSESSMENT
Jay-Ann A. Bamuya, fondly known as “Je Ann,” is a young mother who faces daily
struggles to provide for her family. She has a five-year-old son and is doing everything she can to
support him. Her husband works as a laborer, but his income is very low, barely enough to cover
their basic needs. Each day is a challenge for Je Ann as she tries to stretch their limited resources,
constantly worrying about how to make ends meet.
Personal Information
Je Ann shared that she recently received financial assistance from the Department of
Social Welfare and Development (DSWD) through the "Tupad" program. She received 2,000
pesos, just like her sister-in-law Meme, who is also facing financial difficulties. This money
helped them
temporarily, but it was only enough to get by for a short while.
To add to their income, Je Ann takes on side jobs whenever possible. She works for her
aunt, doing various tasks like washing dishes, cooking, and packing “alamang” (shrimp paste)
whenever there are orders. These small jobs bring in a little extra money, but it is still not enough
to fully support their daily needs. The money she earns from these sidelines helps them survive
from day to day, but it doesn’t provide long-term security.
Je Ann admits that being a young mother is incredibly tough. She faces many challenges, and
sometimes it feels overwhelming. However, despite the hardships, she remains determined to
stay strong for her family. She knows she needs to be resilient for the sake of her son and her
husband. Je Ann continues to work hard and push through the struggles, hoping that one day they
will have a more stable and comfortable life.
2. “Jas”
Name: Jaspher Baroy
Age: 22
Sex: Female
Birthdate: February 05, 2002
Birthplace: Raw-an Point
Adress: Purok 3, Raw-an Point, Baroy, LDN
Civil Status: Single
Educational Attainment: Highschool Level
Occupation: Housewife
Religion: Baptist
Monthly Income: N/A
Skills Possessed: N/A
Contact Number: 09364455251
INDIVIDUAL FOCUSED ASSESSMENT
Jaspher Baroy, better known as "Jasmine" by her neighbors, prefers to go by this name
because she feels more comfortable with it, as her real name sounds masculine. Many of her
neighbors were surprised to learn her real name during a recent interview. Jasmine is a devoted
mother to a four-year-old daughter. She became pregnant at the age of 19 while she was still in
high school, which led her to drop out and focus on raising her child. She now lives in Purok-3,
Raw-an Point, Baroy, Lanao del Norte, with her small family, which includes her husband and
their daughter.
Personal Information
Jasmine’s husband works as a gas station attendant in Baroy, but his salary is often just
enough to cover their bills, leaving little for other necessities. As the sole breadwinner, he
sometimes takes on extra work, hauling feed for "bangus" (milkfish) at a nearby feed dealer. This
is a common way for people in their community to earn additional income.
To help make ends meet, Jasmine occasionally sells children’s clothes online. However,
she can only do this once in a while, especially when they are low on funds. The money she earns
from these sales is usually invested in meeting her daughter's needs. Jasmine expressed that their
financial situation is often tight, but she is determined to do what she can to support her family.
Despite the challenges, Jasmine is a loving and hardworking mother. She and her husband
have managed to build a small house next to his parents' home, where they are trying to create a
stable life for their daughter. Jasmine’s dedication to her family shows through her efforts to
provide for them, even if it means taking on side jobs or making sacrifices.
Life has not been easy for Jasmine, but she remains hopeful and resilient. She believes
that with the support of family and friends, they can get through any difficulty. For Jasmine,
being a mother means doing everything she can to give her daughter a good life, even when times
are tough.
3. “Diane”
Name: Dianne Guilan
Age: 22
Birthdate: October 20, 2002
Birthplace: Raw-an Point
Adress: Purok 3, Raw-an Point, Baroy, LDN
Civil Status: Single
Sex: Female
Educational Attainment: Senior Highschool Level
Occupation: Housewife
Religion: Roman Catholic
Monthly Income: 3,000
Skills Possessed: Cooking
Contact Number: 09294443879
INDIVIDUAL FOCUSED ASSESSMENT
Dianne is a young mother of two who faced significant challenges early in life. She
became pregnant with her first child at the age of 17, which forced her to leave her studies. The
burden of becoming a mother at such a young age was heavy, but she tried her best to embrace
her new role. Tragically, her first baby passed away at just seven months old. The pain of losing
her child was indescribable, and the cause of death remains unknown, leaving her with
unanswered questions
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and lingering grief.
A year after this heartbreaking loss, Dianne and her husband, Ryn Pilar, were blessed with
another child—a daughter who is now three years old. Despite their joy in welcoming their little
girl, the family's financial struggles have been a constant challenge. Ryn, who is 38 years old,
works inconsistently as a tricycle driver. His earnings are irregular and often not enough to meet
their daily needs, making it difficult for them to have a stable income.
Dianne shared that the weight of their financial difficulties sometimes overwhelms her,
causing her a lot of stress. The uncertainty of her husband's income adds to their struggles, as
there are days when he can’t find passengers and earn enough money. Dianne feels the pressure
of trying to provide for her family, especially with no stable job or regular source of income to
rely on.
Despite the hardships, Dianne remains determined. She knows that she must stay strong for
her family, even when times are tough. She is willing to work hard to help support her husband
and provide a better future for their daughter. Dianne’s resilience and love for her family push her
to keep going, even when life feels overwhelming. She hopes that with perseverance, they will be
able to overcome their challenges and create a more secure life for themselves.
4. “Lalang”
Name: Rachell Ann P. Bantol
Age: 20
Sex: Female
Birthdate: July 19, 2004
Birthplace: Raw-an Point
Adress: Purok 4, Raw-an Point, Baroy, LDN
Civil Status: Married
Educational Attainment: Highschool Level
Occupation: N/A
Religion: Roman Catholic
Monthly Income: N/A
Skills Possessed: N/A
Contact Number: N/A
INDIVIDUAL FOCUSED ASSESSMENT
Rachell Ann P. Bantul, who is known to everyone as “Lalang,” is a 20-year-old mother of
two sons. She had to stop her studies when she became pregnant at the young age of 16. Last
year, on November 29, 2023, she and her husband were able to get married in a town-sponsored
wedding, which was free for all couples who wanted to tie the knot. Her husband works as a
laborer in their uncle’s fishery, but his income is unstable, which often causes financial strain on
their family.
Lalang shared that after giving birth to their second child, she fell ill three months later.
Personal Information
She believes that the stress from frequent arguments over money contributed to her health issues.
The couple often fights about finances because her husband’s salary is not enough to cover their
basic needs. The irregular income makes it hard for them to manage their expenses, leaving them
in a constant state of financial difficulty.
To help ease their financial burdens, Lalang’s husband received some financial assistance
from the Department of Social Welfare and Development (DSWD). While this aid was helpful, it
only provided temporary relief. To further support her family, Lalang sometimes assists her aunt
in selling food. She earns a small commission from these side jobs, which helps add to their
household income, even if just a little.
Despite their hardships, Lalang is determined to do what she can to support her family.
She continues to look for ways to earn extra income, hoping to improve their situation. For now,
they are managing as best as they can, relying on each other’s support and occasional assistance
from relatives and the community.
6. “Etel”
Name: Kristel Andrea L. Bondaug
Age: 19
Sex: Female
Birthdate: February 19, 2005
Birthplace: Raw-an Point
Address: Purok 3, Raw-an Point, Baroy, LDN
Civil Status: Single
Educational Attainment: Senior Highschool Level
Occupation: Housewife
Religion: Roman Catholic
Monthly Income: N/A
Skills Possessed: N/A
Contact Number: 09652617596
INDIVIDUAL FOCUSED ASSESSMENT
Kristel Andrea L. Bondaug, who is fondly called “Etel,” is a 19-year-old young mother
navigating the challenges of early parenthood. At the age of 18, she became pregnant and gave
birth to her son, who is now 8 months old. Recently, her baby was hospitalized due to the flu and
a weakened immune system, requiring them to stay in the hospital for a week. This unexpected
event put a strain on their finances.
Etel's partner works as a call center agent and is the sole provider for their small family.
However, his monthly income is just enough to cover their son's needs and their daily living
expenses. The recent hospital bills added a lot of pressure to their already tight budget.
Personal Information
Etel shared that they are currently facing financial difficulties, especially after her son’s
hospitalization. There are times when they struggle to make ends meet, and sometimes they don’t
have enough money to pay for her school fees. She expressed a strong desire to find a way to
help
her partner financially so they can lighten the burden they are carrying together.
Despite these challenges, Etel remains hopeful and determined. She wants to contribute to
their household income and support her partner, as they both work towards a better future for
their young family.
7. “Sharrie”
Name: Sharriegay B. Paman
Age: 24
Sex: Female
Birthdate: October 21, 2001
Birthplace: Raw-an Point
Address: Purok 3, Raw-an Point, Baroy, LDN
Civil Status: Single
Educational Attainment: Senior Highschool Level
Occupation: Housewife
Religion: Roman Catholic
Monthly Income: N/A
Skills Possessed: N/A
Contact Number: 09352275641
INDIVIDUAL ASSESSMENT
Sharriegay B. Paman, fondly known as "Sharrie," is a young mother to a vibrant 5-
yearold daughter. At the age of 19, she found herself facing the challenges of an unexpected
pregnancy, which led to her having to make the difficult decision to drop out of school. This
significant change in her life brought about numerous challenges, especially as she transitioned
into motherhood at such a young age. Despite the hardships, Sharrie has remained resilient,
focusing on raising her daughter and providing her with the love and care she needs.
Personal Information
Sharrie's partner works as a helper in a local supermarket, earning just enough to cover
their basic daily needs. His income, though steady, is limited and often falls short of meeting all
the expenses of raising a child. Despite these financial challenges, Sharrie remains determined to
make the most of their situation, focusing on supporting her family and ensuring that her
daughter has the best opportunities she can provide, even if those opportunities are limited.
Through it all, Sharrie continues to find strength in her love for her daughter and the hope that,
with time, they will find ways to improve their circumstances.
GROUP-FOCUSED ASSESSMENT
The group of mothers in Raw-an Point, Baroy, Lanao del Norte, who experienced early
motherhood, demonstrates remarkable resilience in the face of significant challenges, including
financial instability, emotional stress, and disrupted educational paths. According to Social
Cognitive Appraisal Theory, these mothers' responses to their challenging circumstances are
shaped by how they cognitively assess their financial and emotional difficulties. This appraisal
process influences their coping mechanisms. For example, while many experience stress and
anxiety due to their low-income status, they demonstrate strong coping skills through taking on
side jobs and relying on mutual support within their community.
The Developmental Approach provides a valuable framework for understanding these
mothers' experiences, highlighting their critical growth stages as mothers, partners, and
individuals facing adversity. This approach emphasizes the importance of developmental tasks
and challenges, which are often influenced by social and economic factors. For example, their
determination to provide for their families aligns with the developmental task of establishing a
sense of competence and responsibility, while their love for their children underscores the
importance of nurturing and caring relationships. Their willingness to attend support sessions and
actively seek solutions to their struggles reflects their desire for growth and well-being,
Despite the obstacles, these mothers show impressive strength, motivated by their
commitment to give their children a better life and break the cycle of poverty. Their deep sense of
family responsibility propels them to persevere, even amid limited resources. The emotional
support they find within the group further reinforces their determination, knowing they are not
alone in their struggles. Their shared experiences of early motherhood and financial instability
can be reframed as a source of empowerment, creating a network of solidarity that helps them
navigate these difficult times.
