md ملاذ
md ملاذ
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
.. / .. / ....
Have you been diagnosed with any of the following chronic disease limited ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻯ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Autism, listed Benign Tumor (Breast tumors, fibroid uterus, benign prostatic hyperplasia, ﺃﻭﺭﺍﻡ ﺃﻭ,ﺗﻀﺨﻢ ﺍﻟﺒﺮﻭﺳﺘﺎﺗﺎ ﺍﻟﺤﻤﻴﺪ, ﺃﻭﺭﺍﻡ ﺍﻟﺮﺣﻢ ﺍﻟﻠﻴﻔﻰ, ﺍﻻﻭﺭﺍﻡ ﺍﻟﺤﻤﻴﺪﺓ ﺍﻟﺘﺎﻟﻴﺔ )ﺃﻭﺭﺍﻡ ﺍﻟﺜﺪﻯ,ﺍﻷﻭﺭﺍﻡ ﺍﻟﺴﺮﻃﺎﻧﻴﺔ,ﺍﻟﺘﻮﺣﺪ
thyroid goiter and parathyroid glands, live tumors, colon tumors). Malignant tumors, listed ﺃﻣﺮﺍﺽ ﺍﻟﻘﻠﺐ ﺍﻟﺘﺎﻟﻴﺔ)ﺃﻣﺮﺍﺽ ﺷﺮﺍﻳﻴﻦ ﻭﺻﻤﺎﻣﺎﺕ ﺗﻀﺨﻢ ﺍﻟﻐﺪﺓ ﺍﻟﺪﺭﻗﻴﺔ, (ﺃﻭﺭﺍﻡ ﺍﻟﻘﻮﻟﻮﻥ, ﻭﺃﻭﺭﺍﻡ ﺍﻻﻟﻜﺒﺪ,ﻭ ﺍﻟﺠﺎﺭ ﺍﻟﺪﺭﻗﻴﺔ
Cardiac diseases coronary and valve heart diseases, heart failure, cardiac fibrillation
myocardial infraction, heart clots). Chronic Hepatitis C. Gallstones Sever Kidney failure (stage
* * ﺍﻻﻟﺘﻬﺎﺏ ﺍﻟﻜﺒﺪﻯ ﺍﻟﻔﻴﺮﻭﺳﻰ ﺍﻟﻤﺰﻣﻦ.( ﺍﻟﺮﺟﻔﺎﻥ ﺍﻟﻘﻠﺒﻰ ﻭﺟﻠﻄﺎﺕ ﺍﻟﻘﻠﺐ, ﻓﺸﻞ ﻋﻀﻠﺔ ﺍﻟﻘﻠﺐ, ﺣﺼﻮﺍﺕ ﺍﻟﻤﺮﺍﺭﺓ ﺍﻟﻘﻠﺐ, ﺝ ﻭﺳﻰ
, ﺍﻟﺘﺮﺷﻴﺢ ﺍﻟﻜﻠﻮﻯ ﺃﻗﻞ ﻣﻦ, ﺍﻟﻔﺸﻞ ﺍﻟﻜﻠﻮﻯﺍﻟﺸﺪﻳﺪ )ﺍﻟﻤﺮﺣﻠﺔ ﺍﻟﺨﺎﻣﺴﺔ ﻣﻦ ﺍﻣﺮﺍﺽ ﺍﻟﻜﻠﻰ ﺍﻟﺘﻰ ﺗﺴﺘﺪﻋﻰ ﺍﻟﻐﺴﻴﻞ ﺍﻟﻜﻠﻮﻯ15
5 Requiring dialysis, clearance of less tha 15 ml/ minute*). Urinary tract ﻣﺮﺽ, ﺩﻗﻴﻘﺔ(ﺣﺼﻮﺍﺕ ﺍﻟﻤﺴﺎﻟﻚ ﺍﻟﺒﻮﻟﻴﺔﺃﻣﺮﺍﺽ ﺍﻟﻤﻨﺎﻋﺔ ﺍﻟﺘﺎﻟﻴﺔ )ﺍﻟﺬﺋﺒﺔ ﺍﻟﺤﻤﺮﺍﺀﻭﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ ﺍﻟﺮﻭﻣﺎﺗﻴﺰﻣﻴﺔﻭ ﺍﻟﺼﺪﻓﻴﺔ/ﻣﻞ
stones, hernias. Autoimmune disease (lupus, rheumatoid arthritis, psoriasis, Crohn's disease, ﺍﻟﺘﻬﺎﺏ ﺍﻟﻘﻮﻟﻮﻥ ﺍﻟﺘﻘﺮﺣﻰ, ﻛﺮﻭﻧﺰ,
ulcerative colitis,multiple sclerosis, celiac disease) ﺣﺴﺎﺳﻴﺔ ﺍﻟﻘﻤﺢ, ﺍﻟﺘﺼﻠﺐ ﺍﻟﻠﻮﻳﺤﻰ
Have you been diagnosed with any of the following congenital disorder or
hereditary diseases limited to: Cerebral palsy, Sickle cell disorder, Thalassemia, ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺍﻷﻣﺮﺍﺽ ﺍﻟﻮﺭﺍﺛﻴﺔ ﺃﻭ ﺍﻟﺘﺸﻮﻫﺎﺕ ﺍﻟﺨﻠﻘﻴﺔ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
hemophilia, metabolic diseases, Hydrocephalus, spinal muscle atrophy, genital ﺿﻤﻮﺭ، ﺃﺳﺘﺴﻘﺎﺀ ﺍﻟﺮﺃﺱ، ﺃﻣﺮﺍﺽ ﺍﻟﺘﻤﺜﻴﻞ ﺍﻟﻐﺬﺍﺋﻲ، ﺍﻟﻬﻴﻤﻮﻓﻴﻠﻴﺎ، ﺍﻟﺘﻼﺳﻴﻤﻴﺎ،ﺍﺿﻄﺮﺍﺏ ﺍﻟﺨﻼﻳﺎ ﺍﻟﻤﻨﺠﻠﻴﺔ, ﺍﻟﺸﻠﻞ ﺍﻟﺪﻣﺎﻏﻰ
malformations, chromosomal abnormalities. Gaucher's disease, G6PD Deficiency, cystic
fibrosis, hemochromatosis, Wilson disease. Polycystic Kidney Disease.
* * ﻣﺮﺽ ﺍﻟﺘﻜﺴﺮﺍﻟﻔﻮﻟﻰ، ﻣﺮﺽ ﻏﻮﺷﺮ، ﺃﻣﺮﺍﺽ ﺍﻟﻜﺮﻭﻣﻮﺳﻮﻣﺎﺕ، ﺗﺸﻮﻫﺎﺕ ﺍﻷﻋﻀﺎﺀ ﺍﻟﺘﻨﺎﺳﻠﻴﺔ،ﺍﻟﻌﻀﻼﺕ ﺍﻟﺸﻮﻛﻲ
ﺗﻜﻴﺲ,ﻣﺮﺽ ﻭﻳﻠﺴﻮﻥ, ( ﻣﺮﺽ ﺗﻜﺪﺱ ﺍﻟﺤﺪﻳﺪ )ﻫﻴﻤﻮﻛﺮﻭﻣﺎﺗﻮﺳﻴﺲ،( ﺍﻟﺘﻠﻴﻒ ﺍﻟﻜﻴﺴﻲ ﻟﻠﺮﺋﺔG6PD)
ﺍﻟﻜﻠﻴﺘﻴﻦ ﺍﻟﺨﻠﻔﻰ ﺍﻟﻮﺭﺍﺋﻰ
Have you been diagnosed with any of following eye diseases limited to: ، ﻣﻴﺎﺓ ﺯﺭﻗﺎﺀ، ﻣﻴﺎﺓ ﺑﻴﻀﺎﺀ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻴﻦ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
Cataract, Glaucoma, Retinal diseases. * * ﺃﻣﺮﺍﺽ ﺍﻟﺸﺒﻜﻴﺔ
Have you been diagnosed with any of the following bone diseases limited ﺍﻹﻧﺰﻻﻕ ﺍﻟﻐﻀﺮﻭﻓﻲ:ﻫﻞ ﺗﻢ ﺗﺸﺨﻴﺼﻚ ﺑﺄﻱ ﻣﻦ ﺃﻣﺮﺍﺽ ﺍﻟﻌﻈﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ ﻓﻘﻂ
to:Vertebral disc prolapse (moderate or severe), Scoliosis (moderate or severe)**, or ligament
tears, osteoarthritis (moderate or severe )
* * ﺗﻤﺰﻕ ﺍﻷﺭﺑﻄﺔ،ﺍﻟﺘﻬﺎﺏ ﺍﻟﻤﻔﺎﺻﻞ،ﺇﻧﺤﺮﺍﻑ ﺍﻟﻌﻤﻮﺩ ﺍﻟﻔﻘﺮﻱ,ﺍﻟﺪﻳﺴﻚ
2- I agree that Malath Cooperative Insurance Company has the right to reject the ﺃﻭﺍﻓﻖ ﻋﻠﻰ ﺃﺣﻘﻴﺔ ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﻓﻲ ﺭﻓﺾ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺃﻭ ﺍﻟﺘﻐﻄﻴﺔ ﻛﻠﻴﺎ ﻋﻨﺪ ﻋﺪﻡ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻭﺟﻮﺩ ﺃﻱ ﻣﻦ ﺍﻟﺤﺎﻻﺕ-2
coverage/claims in full in case of no declaration of any cases prior to the contractual date or ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﺍﻟﺘﻲ ﻧﺸﺄﺕ ﻗﺒﻞ ﺗﺎﺭﻳﺦ ﺍﻟﺘﻌﺎﻗﺪ ﺃﻭ ﻗﺒﻞ ﺗﺴﺠﻴﻞ ﺃﻭ ﺇﺿﺎﻓﺔ ﻋﻀﻮ ﺧﻼﻝ ﻓﺘﺮﺓ ﺳﺮﻳﺎﻥ ﺍﻟﻌﻘﺪ
before enrolling or adding a new member during the contract.
3- I hereby confirm reading and understanding all points presented in this form and I agree that ﺃﻗﺮﺑﺄﻧﻲ ﻗﺪ ﻗﺮﺃﺕ ﻭﻓﻬﻤﺖ ﺟﻤﻴﻊ ﻣﺎ ﺟﺎﺀ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻛﻤﺎ ﺃﺗﻌﻬﺪ ﺑﺄﻥ ﻋﺪﻡ ﺇﺷﺎﺭﺗﻲ ﺃﻣﺎﻡ ﺃﻱ ﻣﻦ-3
not marking any case is understood as “Nothing requires declaration” and I sign on these ﺍﻟﺤﺎﻻﺕ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻳﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻧﻔﻲ ﻭﺟﻮﺩ ﻣﺎﻳﺴﺘﺤﻖ ﺍﻹﻓﺼﺎﺡ ﻋﻨﻪ ﻭﻋﻠﻴﻪ ﺃﻭﻗﻊ
basis.
4- Failure to fill the weight and height information will result in refusal to cover
the cost of obesity surgery. ﻋﺪﻡ ﺗﻌﺒﺌﺔ ﺑﻴﺎﻧﺎﺕ ﺍﻟﻄﻮﻝ ﻭﺍﻟﻮﺯﻥ ﺳﻴﺆﺩﻱ ﺇﻟﻰ ﺭﻓﺾ ﺗﻐﻄﻴﺔ ﺗﻜﺎﻟﻴﻒ ﻋﻤﻠﻴﺔ ﺟﺮﺍﺣﺔ ﺍﻟﺴﻤﻨﺔ ﺍﻟﻤﻔﺮﻃﺔ-4
Entity's stamp ﺧﺘﻢ ﺟﻬﺔ ﺍﻟﻌﻤﻞ Insured Signature ﺗﻮﻗﻴﻊ ﺍﻟﻤﻮﻇﻒ Date ﺍﻟﺘﺎﺭﻳﺦ
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