NPS TRANSACTION STATEMENT
April 01, 2024 to March 31, 2025
Statement Generation Date :August 29, 2025
05:26 AM
NPS Transaction Statement for Tier I Account
PRAN 110168822265 Registration Date 30-Mar-23
Subscriber Name SHRI DILIP MARANDI Tier I Status Active
BICHKORA Tier II Status Not Activated
DEOGHAR Tier II Tax Saver Not Activated
Status
Address
JHARKHAND - 814152
Tier I Virtual Account Not Activated
INDIA Status
Tier II Virtual Account Not Aplicable
Mobile Number +916205392202 Status
Email ID [email protected] CBO Registration No 6500605
IRA Status IRA compliant CBO Name PUNJAB NATIONAL BANK
Corporate Office, Ground Floor, West Wing Plot
CBO Address No. 4
Sector- 10, Dwarka, NEW DELHI, 110075
CHO Registration No 5500611
CHO Name PUNJAB NATIONAL BANK
Corporate Office, Ground Floor, West Wing Plot
CHO Address No. 4
Sector- 10, Dwarka, NEW DELHI, 110075
Tier I Nominee Name/s Percentage
SURAJ MUNI MARANDI 100%
Current Scheme Preference
Scheme Choice - CORPORATE STANDARD
Investment Option Scheme Details Percentage
Scheme 1 SBI PENSION FUNDS PVT LTD SCHEME - CORPORATE-CG 100.00%
Investment Summary
Value of your Total Total Total Notional Withdrawal/
Holdings(Invest Contribution in Withdrawal as Gain/Loss as deduction in
ments) No of your account as on on units towards Return on
as on March 31, Contributions on March 31, March 31, intermediary Investment 9.56%
2025 (in ₹) March 31, 2025 (in ₹) 2025 (in ₹) charges (in ₹) (XIRR)
2025 (in ₹)
(A) (B) (C) D=(A-B)+C E
₹ 1,58,595.38 25 ₹ 1,44,461.69 ₹ 0.00 ₹ 14,133.69 ₹ 1.71
Investment Details - Scheme Wise Summary
SBI PENSION FUNDS PVT LTD SCHEME -
Particulars References CORPORATE-CG
Scheme wise Value of your Holdings(Investments) (in ₹) E=U*N 1,58,595.38
Total Units U 5,221.8489
NAV as on 31-Mar-2025 N 30.3715
Changes made during the selected period
No change affected in this period
Contribution/Redemption Details during the selected period
Contribution
Date Particulars Uploaded By Employee Employer's Total
Contribution Contribution (₹)
(₹) (₹)
03-Apr-2024 For March, 2024 Punjab National Bank (5000505), 3,387.27 4,742.15 8,129.42
29-Apr-2024 For April, 2024 Punjab National Bank (5000505), 2,333.69 3,267.17 5,600.86
28-May- For May, 2024 Punjab National Bank (5000505), 2,333.69 3,267.17 5,600.86
2024
01-Jul-2024 For June, 2024 Punjab National Bank (5000505), 2,343.37 3,280.71 5,624.08
29-Jul-2024 For July, 2024 Punjab National Bank (5000505), 2,529.68 3,541.55 6,071.23
27-Aug- For August, 2024 Punjab National Bank (5000505), 2,363.34 3,308.68 5,672.02
2024
27-Sep- For September, 2024 Punjab National Bank (5000505), 2,363.34 3,308.68 5,672.02
2024
29-Oct-2024 For October, 2024 Punjab National Bank (5000505), 2,363.34 3,308.68 5,672.02
27-Nov- For November, 2024 Punjab National Bank (5000505), 2,416.37 3,382.92 5,799.29
2024
30-Dec- For December, 2024 Punjab National Bank (5000505), 2,416.37 3,382.92 5,799.29
2024
29-Jan- For January, 2025 Punjab National Bank (5000505), 2,496.06 3,494.48 5,990.54
2025
28-Feb- For February, 2025 Punjab National Bank (5000505), 2,524.60 3,534.44 6,059.04
2025
26-Mar- For March, 2025 Punjab National Bank (5000505), 2,524.60 3,534.44 6,059.04
2025
Transaction Details
SBI PENSION FUNDS PVT LTD SCHEME -
Withdrawal/ deduction in units CORPORATE-CG
Date Particulars towards intermediary
Amount (₹)
charges(₹) Units
NAV (₹)
01-Apr-2024 Opening balance 2,559.9544
8,129.42
03-Apr-2024 By Contribution for March,2024 291.4177
27.8961
5,600.86
29-Apr-2024 By Contribution for April,2024 200.5815
27.9231
5,600.86
28-May-2024 By Contribution for May,2024 197.3683
28.3777
5,624.08
01-Jul-2024 By Contribution for June,2024 195.2249
28.8082
6,071.23
29-Jul-2024 By Contribution for July,2024 208.0100
29.1872
5,672.02
27-Aug-2024 By Contribution for August,2024 192.7016
29.4342
5,672.02
27-Sep-2024 By Contribution for September,2024 189.4911
29.9329
(1.71)
05-Oct-2024 Billing for Q2, 2024-2025 (1.71) (0.0576)
29.6796
5,672.02
29-Oct-2024 By Contribution for October,2024 191.3585
29.6408
5,799.29
27-Nov-2024 By Contribution for November,2024 195.1604
29.7155
5,799.29
30-Dec-2024 By Contribution for December,2024 194.5509
29.8086
5,990.54
29-Jan-2025 By Contribution for January,2025 200.7365
29.8428
6,059.04
28-Feb-2025 By Contribution for February,2025 205.0367
29.5510
6,059.04
26-Mar-2025 By Contribution for March,2025 200.3140
30.2477
31-Mar-2025 Closing Balance 5,221.8489
Notes
1. The 'Investment Details' section gives an overall status of the total contribution processed under the account and the returns accrued
2. 'Notional Gain / Loss' indicates the overall gain or loss after factoring for the withdrawals processed in the account.
3. Returns based on Inflows' gives the annualized effective compounded return rate in PRAN account and is calculated using the formula of XIRR. The
calculation is done considering all the contribution / redemptions processed in PRAN account since inception and the latest valuation of the
investments. The transactions are sorted based on the NAV date.
4. 'Changes made during the selected period' indicates all the change requests processed in PRAN account during the period for which the
statement is generated.
5. The section 'Contribution / Redemption Details' gives the details of the contributions and redemption processed in subscribers' account during the
period for which the statement is generated. While contribution amount indicates the amount invested in subscribers account, the redemption
amount indicates the cost of units redeemed from the account. The cost of units is calculated on a First-In-First-Out (FIFO) basis. The details are
sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
6. 'Transaction Details' gives the units allotted under different schemes / asset classes for each of the contributions processed in subscribers'
account during the period for which the statement is generated. It also contains units debited from the account for redemption and rectification. The
details are sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
7. For transactions with the remarks "To Unit Redemption", the cost of units redeemed are adjusted against the total contribution in the Investment
Details section. Further, the cost of units is calculated on a First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual
redemption value corresponding to the units redeemed has been considered.
8. "Cost of Withdrawal", "Cost of GPF Withdrawal" and "Cost of One Way Switch", is the cost of units for the particular transaction and is calculated on a
First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual redemption value corresponding to the units redeemed has
been considered. Further, 'Total Withdrawal' in the Investment Summary section includes actual redemption value of Withdrawal and One Way
Switch transactions.
9. The Transaction statement is dynamic. The value and other computations in the Transaction statement depend upon the generation date.
10. The above returns are calculated based on scheme NAVs and the securities held under the scheme portfolio are valued on mark to market basis
and are subject to change on NAV fluctuations. .
11. If you are an employee or if you are self-employed , you will be able to avail of deduction on contribution made from your taxable income to the extent
of (u/s 80 CCD (1) of income Tax Act, 1961)
- 10% of salary (Basic + DA ) - if you are salaried employee
- 20% of your gross income - if you are self-employed
However, please note that the maximum deduction from your taxable income is limited to RS.1.50 lac, as permitted under Sec 80 CCE of the
Income Tax Act.
Further, an additional deduction from your taxable income to the extent of Rs. 50,000/- is available only for contribution in NPS u/s Sec. 80 CCD (1B).
To give an example, your salary is Rs.15 lac per annum. On contribution of Rs. 2 lac, you can avail:
Deduction under Sec. 80 CCD (1) - ₹- Rs. 1.50 lac
Deduction under Sec. 80 CCD (1B)- ₹- Rs. 0.50 lac
Total deduction - ₹- Rs. 2.00 lac
Also note that your employer's contribution upto 10% of your salary is fully deductible from your taxable income.
This is applicable only for Tier-I account.
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13. This is computer generated statement and does not require any signature/stamp.
14. Kindly refer Table 1 for various charges applicable under NPS:
Table 1
Service Charges* (excluding taxes)
Intermediary Charge head Mode of Deduction
Private / Govt.
CRA charges for account opening if the CRA charges for account opening if the subscriber
subscriber opts for Physical PRAN card opts for ePRAN card (in Rs.)
Welcome kit sent in Welcome kit sent vide email Through Unit
PRA Opening charges (in Rs.) Deduction
physical only
Rs. 40 (also applicable to reissue of PRAN
CRA card)
Rs. 35 Rs. 18
Annual PRA Maintenance Through Unit
Rs. 69
cost per account Deduction
Through Unit
Charge per transaction Rs. 3.75
Deduction
- Private Govt. -
Initial subscriber registration Min Rs. 200 and Max Rs. 400
and contribution upload (Negotiable within slab only) NA Collected by POP
0.50% of contribution
Any subsequent Min. Rs. 30 Max. Rs. 25,000 NA Collected by POP
transactions Non-Financial Rs. 30
(Negotiable within slab only)
Rs. 50 per annum for annual
POP contribution Rs. 1,000 to Rs. 2,999
Persistency Rs. 75 per annum for annual Through Unit
NA
> 6 months contribution Rs. 3,000 to Rs. 6,000 Deduction
Rs. 100 per annum for annual
contribution above Rs. 6,000
0.20% of contribution, Upfront deduction
Contribution through eNPS NA from contribution
Min. Rs.15 Max. Rs.10,000
amount
Processing of Exit / @0.125% of Corpus with
NA Collected by POP
Withdrawal Min. Rs. 125 and Max. Rs. 500
Custodian Asset Servicing charges 0.0032% p.a for Electronic segment & Physical segment Through AUM
Slabs of AUM managed by the Pension Fund Maximum Investment
Management Fee (IMF)
Upto 10,000 Cr. 0.09%$
Investment Management
PF charges Through AUM
Fee# 10,001 - 50,000 Cr. 0.06%
50,001 - 1,50,000 Cr. 0.05%
Above 1,50,000 Cr. 0.03%
Reimbursement of
NPS Trust Expenses 0.005% p.a Through AUM
* In case of Government employees, CRA charges for Tier I account are being paid by the respective Government except for voluntary contribution, partial
withdrawal and scheme preference change.
# It includes brokerage fee up to 3 basis points.
$ UTI Retirement Solutions Ltd charges a fee of 0.07% under this slab.
The IMF to be charge by the Pension Fund on the slab structure would be on the aggregate AUM of the Pension Fund under all schemes managed by
Pension Funds.
