A Charitable Life

A Charitable Life

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  1 A special opportunitybrought to you by IAML Services
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  Who Is ACL? •A Charitable Life (ACL) Wellness • Nation’s preeminent provider of participatory preventative care plans (PPCPs) • Changing how employers battle the future costs of healthcare • Part of the Charitable Life Foundation • Charitable Life Foundation • Registered 501(c)3 private foundation • Provides assistance to organ donors, recipients, and their families • Started by ACL founder, Stephen Preusz, who battled kidney failure and lived the daily struggles that an organ failure patient faces • Receives funding via portion of ACL Wellness revenue 2
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  Why Preventative Care? •Preventative health programs increase healthy behaviors such as exercise and can reduce smoking and identify future, long-term health risks • Health insurance products are not designed to incent prevention • Studies indicate that for every $1 spent on preventative care, future medical costs can be reduced by $10 or more • ACA (Affordable Care Act) recognizes prevention and mitigation of disease, as a leading the way in reducing future healthcare costs • Preventative health is the right thing to do, and our program offers employees supplemental benefits with zero reduction in net pay 3
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  ACL Benefits: Employee 4 •Improved morale and health • Potential for additional supplemental benefits • NO reduction in take home pay, and in many cases increases take home pay
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  ACL Benefits: Employer 5 •Improved benefit program • Healthier workforce • Attract better candidates and retain talent • Annual savings of $400-$600 per employee • Increased productivity • Reduction in high-cost medical visits • Turnkey solution: ACL handles enrollment, payroll integration, launch, and more to make it easy on you
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  ACLHS Program Components 6 •Health Risk Assessment • Personal Training & Exercise Programs • Nutritionists • 24/7 Telemedicine • Biometric Screening • Fitbit® • DNA Screening • Mammograms • Prostate Screening Meets ACA’s Minimum Essential Coverage ERISA compliant
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  Before and AfterPPCP 7
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  Before and AfterPPCP 8
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  The PPCP Benefits:Details (1/2) 9  Health Risk Assessment - Available on the Plan Effective Date  A Charitable Life Health Solutions begins with an accurate assessment of a participant’s current health. Based on the information received, we tailor the program to the enrollee’s specific needs.  Personal Training and Exercise Programs - Available on the Plan Effective Date  Our trainers design training and exercise programs tailored to the needs and goals of the employee and monitor their progress along the way.  Nutritionists - Available on the Plan Effective Date  Our nutritionists are experts in the field of food and nutrition. They advise employees on what and how to eat in order to lead a healthy lifestyle or achieve a specific health-related goal.  24/7 Telemedicine - Available 45 days after Plan Effective Date  Our doctors are all US Board Certified and have been practicing for over five years. Our physicians use electronic health records and telephone consultations to diagnose your conditions, recommend treatment and write short- term, non-DEA controlled prescriptions when appropriate. Your employees are just a click away from:  24/7 Access to Doctors  24/7 Access to Psychologists  24/7 Nurse Helpline  Prescription Savings Card  Discounts on Specialists  Savings on Dental & Vision  Discounts on Labs and Imaging  Alternative Health Features
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  The PPCP Benefits:Details (2/2) 10  Biometric Screening - Available 3 Months (90 days) After Plan Effective Date  Biometric screening can identify risk factors including diabetic and cardiovascular disease up to ten years before full onset. Screening data and analytics allow our wellness coaches to provide effective tactics and monitor effectiveness.  Fitbit- Subject to participation in Biometric Screening  Employees receive a $50 credit towards a Fitbit  DNA Screening - Available 9 Months After Plan Effective Date  Knowing there is a mutation in one of the 19 genes analyzed — including BRCA1 and BRCA2 — enables employees to work with your healthcare provider to create a personalized plan designed to prevent or detect breast and ovarian cancer at an earlier or more treatable stage.  Mammograms - Available 1 Year After Plan Effective Date  Regular mammograms can often help find breast cancer at an early stage, when treatment is most likely to be successful.  Prostate - Available 1 Year After Plan Effective Date  Prostate cancer screening can help identify cancer early on, when treatment is most effective. And a normal PSA test, combined with a digital rectal exam, can help reassure an employee that it’s unlikely he has prostate cancer.
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  Employee Minimum Requirements •Complete a simple Health Risk Assessment • Takes 5 – 10 minutes • Information is HIPPA compliant, confidential and not shared with employees or employer • Complete a brief application for supplemental benefits • Receive and respond to 4 emails and/or 4 text messages each month • Regulations require employees to click on 1 email OR 1 text each month to be considered compliant • Employees may also have a telephone conversation with an ACL Wellness coach 11
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  Turnkey: We Dothe Heavy Lifting • Non-disruptive model • We handle enrollment (available year-round) • We handle payroll integration • We provide educational materials for employees • We administer the program • We provide the employee portal technology • Save immediately • Once enrollment is complete, savings start immediately • No need to wait for traditional open enrollment • Program is fully vetted by outside counsel 12
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  Next Step: QuantifyYour Savings You provide completed employee census and we provide you itemized breakdown of your annual savings. 13
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  Who to Contact 14 ScottH. Schroeder Vice President IAML Services, Inc. 450 Newport Center Drive, Suite 390 Newport Beach, CA 92660 (949) 760-1700 [email protected] Authorized Agent