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"name": "REST in Practice: Hypermedia and Systems Architecture",
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"publisher": "O'Reilly",
"authors": ["Ian Robinson", "Jim Webber", "Savas Parastatidis"],
"available_since": "2010-09-15T17:14:55Z",
"comment": null
}
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An Open Bank Project / Sofit deck for the Open Up Challenge
- 1. Simon Redfern Bank as a Platform Open Up, April 2018
- 2. Open Banking 1995! Why do we need a Web site?! 2000! 2010! 2020! Of course we have a Web site! Of course we have an API! Why do we need an API?! In the future, every bank will have an API • Banks gain faster time-to-market and save money! • Developers have easy data access! • Customers enjoy improved experience! • Open APIs for every bank.! • Open Standards! • Open Source! • Open Data! • Open Innovation!
- 3. Why important? Banks can leverage the OBP API to create better customer relationships! Source: faberNovel, 6 reasons why API are reshaping our business An API reduces the time, complexity and cost of deploying banking apps!
- 4. Why now? Current “workarounds” do not work anymore! Non-Banking Competitors! ¾ millennials would be more excited about an offering from new entrants than from their own bank! Changing! Customer Behavior! 71% of millennials would rather go to the dentists than listen to what banks are saying! Ageing IT systems! IT systems are perceived as! the #1 barrier to innovation! Regulation! PSD2, UK and beyond!! Source: The Millennial Disruption Index, Scratch 2014 / Innovation in Retail Banking 2013, Efma-Infosys!
- 5. The Open Bank Project 1/ Open Standard! 2/ Open Source Technology! 3/ Developer Community Banks can leverage the OBP API to create better customer relationshipsBanks can leverage the OBP API to create better customer relationships The Open Bank Project is an open source API and App Store for banks and a developer community around.!
- 6. Overview We offer a white-labeled API solution for banks and complementary services! OBP Connectors! OBP API! Core Banking Systems! Bank’s Customers Trusted! developers The Bank Mobile and web applications South side! Adapters! Public Facing APIs!
- 7. Past Participants Past Participants App example - Underdraft Developer Community 5500+ FinTechs use the Open Bank Project API !
- 8. RESTful API Platform • HTTP(s) • An approach to API design • Resources to GET / POST / PUT / PATCH / DELETE • Not quite CRUD • Supported by many clients, servers (the internet) • If consistent, developers can make assumptions about endpoints • Test in browser • Versioning in URL • Sort params in URL • Test in REST client • Direct Auth options
- 9. JSON data Strings, numbers, true, false, null, objects and arrays: { "id": 1, "name": "REST in Practice: Hypermedia and Systems Architecture", "price": { "currency": "USD", "amount": 12.50 }, "good_book": true, "publisher": "O'Reilly", "authors": ["Ian Robinson", "Jim Webber", "Savas Parastatidis"], "available_since": "2010-09-15T17:14:55Z", "comment": null } http://jsonlint.com/ to validate
- 10. Past Participants Past Participants App example - Underdraft API Catalogue (multi standard) A catalogue of 150+ working APIs!
- 11. Developer Portal https://demo.openbankproject.com/
- 12. API Explorer
- 13. API Manager Explore API in context of the logged in user. https://demo.openbankproject.com/
- 14. Developer tools - SDKs Apache Licensed (Handle the OAuth flow) https://github.com/OpenBankProject/OBP-API/wiki/OAuth-Client-SDKS!
- 17. Sofit: Metadata
- 18. Architecture
- 20. Simon Redfern, CEO [email protected]! +49 (0)30 8145 3994! www.openbankproject.com Open Source Bank as a Platform