BANKING FUTURE
INNOVATION STRATEGIES
KULTURAIT.PL PRESENTS
Design
the Future
by Tadeusz Kifner
FUTURE
Excellence - universal bank means financial
services excellence cross countries & regions
and cross products.
Perception - digital means global level
banking without boundaries and limits cross
different channels and customer
perceptions. 
Adapt - digital leaders create the story of its
digital transformation on the way to all time
changing better banking build on more
human accessible technology.
Human - Innovation bank builds smart
relationships between human and
technology – in fact the bank disappear from
the view and human is in the middle of
banking universe.
NEW BANKING UNIVERSE
Design
the Future
by Tadeusz Kifner
NEW BANKING
Excellence | Perception | Adapt | Human
FOCUS ON CUSTOMER EXPERIENCE
Would you bank here with us?
Design
the Future
by Tadeusz Kifner
SUPERCUSTOMER PERCEPTION
S   simple (easy) 
U   ubiquitous (interact in the convenient
      way) 
P   personal (focus on customer) 
E   empowering (give the power
     to customer) 
R   reassuring (help when needed) 
Design
the Future
by Tadeusz Kifner
BANKINGNOT JUST BANKS!
Self managed way of access to
banking. Contain all aspects of
personal banking, including
widgets to fintechs & banks.
LAUCHPAD
Unified customer experience
*CX) keep the same. Services
platfrom and channel
independent.
CX SERVICES
Basis of CX services rely on
common APIs and SOA
concept. IT as commodity.
IT SYSTEMS
Design
the Future
by Tadeusz Kifner
LAUCHPAD
EASEY & UNIFY ACCESS TO
BANKING SERVICES
All channel integration - same
secure view in media, social &
traditional channels
Flexible Layout - individualizing
customer view
Account Banking Framework -
common banking functions
Universal connectivity - banking-
addons to business, unify
cusotmer perception
Life Assistant - live AI help,
automate everyday banking
Social banking & collaboration
Design
the Future
by Tadeusz Kifner
CX SERVICES
IINTEGRATION
SERVICES
SSECURITY SERVICES
CCONTENT SERVICES
PPERSONALIZATION
SERVICES
Design
the Future
by Tadeusz Kifner
EXCEPTIONAL
BANKING
EXPERIENCE
HUMANITY IN
BANKING SERVICES
FUTURE
there will be human particle in everyday banking. Technology will shift from devices related IT
environment to the real world. Technology will be invisible. Banking services will assist customer. They
will think on behalf of customer. Banking will be dynamic not static - life streaming...
Banking? YES. Banks? not necessarily...
Design
the Future
by Tadeusz Kifner
DESIGN THE FUTURE OF BANKING
tadeusz.kifner@kulturait.pl
CONTACT US
Design
the Future
by Tadeusz Kifner

Banking Future by Design the Future Tadeusz Kifner

  • 1.
    BANKING FUTURE INNOVATION STRATEGIES KULTURAIT.PLPRESENTS Design the Future by Tadeusz Kifner
  • 2.
    FUTURE Excellence - universalbank means financial services excellence cross countries & regions and cross products. Perception - digital means global level banking without boundaries and limits cross different channels and customer perceptions.  Adapt - digital leaders create the story of its digital transformation on the way to all time changing better banking build on more human accessible technology. Human - Innovation bank builds smart relationships between human and technology – in fact the bank disappear from the view and human is in the middle of banking universe. NEW BANKING UNIVERSE Design the Future by Tadeusz Kifner
  • 3.
    NEW BANKING Excellence | Perception| Adapt | Human FOCUS ON CUSTOMER EXPERIENCE Would you bank here with us? Design the Future by Tadeusz Kifner
  • 4.
    SUPERCUSTOMER PERCEPTION S  simple (easy)  U   ubiquitous (interact in the convenient       way)  P   personal (focus on customer)  E   empowering (give the power      to customer)  R   reassuring (help when needed)  Design the Future by Tadeusz Kifner
  • 5.
    BANKINGNOT JUST BANKS! Selfmanaged way of access to banking. Contain all aspects of personal banking, including widgets to fintechs & banks. LAUCHPAD Unified customer experience *CX) keep the same. Services platfrom and channel independent. CX SERVICES Basis of CX services rely on common APIs and SOA concept. IT as commodity. IT SYSTEMS Design the Future by Tadeusz Kifner
  • 6.
    LAUCHPAD EASEY & UNIFYACCESS TO BANKING SERVICES All channel integration - same secure view in media, social & traditional channels Flexible Layout - individualizing customer view Account Banking Framework - common banking functions Universal connectivity - banking- addons to business, unify cusotmer perception Life Assistant - live AI help, automate everyday banking Social banking & collaboration Design the Future by Tadeusz Kifner
  • 7.
    CX SERVICES IINTEGRATION SERVICES SSECURITY SERVICES CCONTENTSERVICES PPERSONALIZATION SERVICES Design the Future by Tadeusz Kifner
  • 8.
    EXCEPTIONAL BANKING EXPERIENCE HUMANITY IN BANKING SERVICES FUTURE therewill be human particle in everyday banking. Technology will shift from devices related IT environment to the real world. Technology will be invisible. Banking services will assist customer. They will think on behalf of customer. Banking will be dynamic not static - life streaming... Banking? YES. Banks? not necessarily... Design the Future by Tadeusz Kifner
  • 9.
    DESIGN THE FUTUREOF BANKING [email protected] CONTACT US Design the Future by Tadeusz Kifner