Born and raised in Reno, Ohio, the author graduated from Marietta High School and earned degrees in business administration, bible/theology, and Christian education. After 25 years working with college students, the author sought a career change to help clients financially. The author was recruited by two major insurance companies but could not accept their philosophies of putting clients' money at risk or focusing only on high-commission products. The author now offers sound financial products from reputable companies and enjoys helping clients protect and grow their resources.