Cloud computing is a network-based computing model that allows users to access integrated hardware and software services over the internet, primarily on a pay-as-you-go basis. It offers various services, including Software as a Service (SaaS), Platform as a Service (PaaS), and Infrastructure as a Service (IaaS), making it accessible to both individuals and businesses. While it enhances ease of use and broadens computing capabilities, it also raises concerns about data security and user control over information.