Cloud computing refers to the delivery of computing services like storage, servers, software, and networking over the internet, allowing users to access and utilize these resources on-demand without managing their own physical infrastructure; essentially, "the cloud" acts as a virtual pool of resources that individuals and businesses can tap into, paying only for what they use, providing flexibility and scalability to meet changing needs, with major providers like Amazon Web Services (AWS), Microsoft Azure, and Google Cloud Platform offering various services depending on the user's requirements.