Cwm Booklet

Cwm Booklet

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  ab Campeau Wealth Management UBSFinancial Services Inc. 1 Century Tower, 4th and 6th Floors 265 Church Street New Haven, CT 06510 800-922-3237 www.ubs.com/team/campeauwealthmanagement
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  Advice and Guidanceto Last Your Lifetime So much of your future relies on our ability to understand you and the things that are important in your life. That is why our first priority is to spend time listening to you and learning about your goals and aspirations. We will work to create a partnership with you that facilitates ongoing dialog so that we can use our firm’s global expertise and experience to develop personalized strategies for your individual needs and goals. From giving advice when you ask for it, to anticipating your changing needs, we are dedicated to helping you pursue your goals. After all, isn’t that what matters most? John C. Campeau Jr. David L. Ivanovich Jr. Senior Vice President–Investments Vice President–Investments Advisory & Brokerage Services Advisory & Brokerage Services Senior Managed Accounts Consultant Corporate Services Financial Advisor Wealth Advisor 203-498-3302 203-498-3375 [email protected] [email protected] Christopher A. Cavallaro Rhonda L. Lisbon-Kendall Financial Advisor Senior Registered Client Service Associate 203-498-3328 203-498-3352 [email protected] [email protected] 2
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  Campeau Wealth Managementteam members, clockwise from left, David L. Ivanovich Jr., John C. Campeau Jr., Christopher A. Cavallaro and Rhonda L. Lisbon-Kendall Our Focus and Experience John C. Campeau Jr. I am a Senior Vice President–Investments of Campeau Wealth Management for UBS Financial Services, Inc. in New Haven, Connecticut, with over 23 years of experience in the financial services industry. I provide investment management and consulting services with a focus on retirement planning and education funding. My clients include well-known entertainers and medical practitioners, as well as foundations, nonprofit John C. Campeau Jr. organizations and several major publicly traded corporations. A majority of our clientele is concentrated in the greater New York City and Los Angeles entertainment communities. I graduated cum laude from Susquehanna University, double majoring in economics and finance and minoring in communications. I am a Wealth Advisor here at UBS—a distinction only earned by a small percentage of the consultants at our firm. I am a nationally recognized public speaker. Bayer, Pfizer Pharmaceuticals and Amgen have requested me on an ongoing basis to teach groups of physicians how to manage and understand their investments. For 10 years, I hosted the Business Brief segment of Good Morning, Connecticut and produced and hosted Your Money. Both programs were shown on the Connecticut ABC affiliate. I have periodically appeared as a financial expert on nationally syndicated programs, most recently appearing as a financial expert on MSNBC’s Buchanan & Press. 3
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  In addition tomy finance-related activities, I have an extensive background in athletics. I was a nationally ranked competitive freestyle skier. I had the privilege of announcing the FIS World Cup Ski Tour. I announced the Freestyle Skiing events at the 2002 Winter Olympics Games in Park City, Utah. I am also involved in numerous charities and boards in the greater New Haven area, including St. Francis Home for Children. David L. Ivanovich Jr. I have over 21 years of experience assisting high net worth individuals pursuing their investment and estate planning goals. I analyze investment portfolios, provide tactical and strategic asset allocation advice as well as ongoing performance evaluation. I also hold the title of Corporate Services Financial Advisor and spent the past 15 years advising both publicly traded and privately held corporations on managing their cash David L. Ivanovich Jr. and retirement plans. My clientele is a broad-based collection of executives and small- to mid-size business owners across the country. I am a graduate of Nichols College in Massachusetts, where I obtained a bachelor of science degree in general business with a concentration in finance and economics. I also studied abroad at Regent’s College in London, England. I am an avid saltwater fly fisherman who enjoys kayaking, biking and jogging. I reside in Milford, Connecticut, with my wife and two daughters. Christopher A. Cavallaro I am a Financial Advisor with Campeau Wealth Management for UBS Financial Services Inc. in New Haven, Connecticut. I have been in the financial services field locally for about five years; however, my financial knowledge expands across our borders, as I have greatly contributed to international projects in both Asia, specifically Japan, and Central America. I am a graduate of Hawaii Pacific University with a double major in international Christopher A. Cavallaro business and Japanese, and a minor in Asian studies. I have lived and worked in Japan for four years as a financial controller as well as living in Belize for three years in the same capacity. 4
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  I am veryactive in the not-for-profit community in New Haven and have been recognized for my efforts by the receipt of various community awards. I provide financial planning, investment advice and consulting services with a focus on estate planning and wealth transfer. I have recently been recognized by UBS Financial Services Inc. as a Pacesetter Council Member, recognition of the firm’s more successful advisors. My wife, Randima, and I spend our free time traveling, cycling, skiing and expanding our efforts for the recognition of humane canine treatment in lesser-developed countries. Rhonda L. Lisbon-Kendall I am our lead Registered Client Service Associate. I attended the University of New Haven and began my career in the financial industry with Merrill Lynch in 2000 before joining our team in 2007. I currently hold Series 7 and 66 and insurance producer licenses. I am dedicated to the handling of all operational, compliance and client relationship aspects of our business, as well as overseeing our junior associate and intern staff. Rhonda L. Lisbon-Kendall I am married and live with my husband, Robert, in New Haven, Connecticut. 5
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  Your Future Beginswith a Conversation We take the time to understand you, your values and what you’d like your finances to do for you. Our conversations will focus on helping you make appropriate financial choices for today and for the future. Whether it’s specific goals you have for yourself, your business, your family or the legacy you hope to leave behind, we’ll help ensure that you have access to our full range of wealth planning, investment, banking services, and financing opportunities here in the Growing your wealth U.S. and globally—all focused on your Your personalized investment strategy best interests. is only the first step in helping you grow your wealth. The relationship Aligned with these powerful global we develop with you will be ongoing, resources among a comprehensive and we will use the global resources selection of products and services of UBS to not only address your available and complete dedication to evolving investment strategy, but you and your needs, we will be your continually review its role in your personal advocates throughout your overall wealth management plan. relationship with UBS. Whatever expectations you have for the future, we will work with you to help keep you on track toward your goals. The UBS Client Experience In delivering the UBS Client Experience, our Financial Advisors take the time to understand your needs and goals and proactively provide appropriate solutions. We keep you informed on a periodic basis, and can monitor and update strategies, as appropriate, to respond to ever-changing markets and your evolving needs. 6
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  Preserving your wealth Generating income through Over time, you have planned and retirement invested prudently to build your wealth. What does retirement mean to you? We understand how important it is to Your retirement vision is the basis of preserve what you’ve worked so hard to your retirement strategy, and we will achieve. That’s why we will work with spend time exploring the life you you to review your investment plan on imagine. Then we can assess whether an ongoing basis, making adjustments your retirement assets are sufficient that take into account factors such as to generate income for day-to-day taxes*, inflation and unforeseen events retirement expenses, fulfill the that could undo a lifetime of work. retirement dreams you hope to make a reality, keep pace with inflation and Maintaining your lifestyle meet healthcare costs. Together, we can Your vision of retirement is unique. develop a personalized strategy to help Whatever your retirement goals are, fund the retirement you envision. we will work with you to create a personalized investment plan designed Caring for others to address your income requirements The decisions you make regarding your and to help maintain the lifestyle you wealth can have a significant impact desire. on the people and causes you care about. Whether you are planning for loved ones or your favorite charities, we will work with you to establish a personalized strategy to help you provide for them now and in the future. 7
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  Focusing on YourIndividuality From years of listening to our clients, we have developed our practice with a focus on your specific needs. Wealth management and estate hand with your business managers planning for entertainment and have a comprehensive monitoring professionals process to keep you abreast of both At Campeau Wealth Management, market activity and, more important, we offer exclusive specialized planning whether or not you are on track to for those in the creative world. We meet your personal goals. have managed assets in the artistic community for over 22 years and You are unique, and your truly understand the challenges and money and financial life deserve vagaries your passion and vocation the attention of those who present when it comes to managing understand. your money. Whether you are a writer, actor, producer, director, artist, Estate planning strategies photographer, agent or business You have spent your life accumulating manager, we can make the process of assets, and now you want to help growing your assets both manageable secure the future of your loved ones. and understandable. Together with your professional advisors, we focus on identifying With close to 50 years of combined personalized estate planning strategies experience, we are well equipped to that can help minimize the effect of handle all of your investment and estate taxes* while ensuring that your planning needs. We work hand in estate will be distributed according to your wishes. * Neither UBS Financial Services Inc. nor any of its employees provide legal or tax advice. You must consult with your legal or tax advisor regarding your personal circumstances. ** Attorneys in the Attorney Network program are independent of, and unaffiliated with, UBS Financial Services Inc. 8
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  In addition, withthe help of our Personalized financial strategies for nationwide Attorney Network women program,** we can introduce you Since women often find themselves to an independent, experienced trust solely responsible for their financial and/or estate attorney. There are more well-being at some point in their lives, than 350 attorneys in this established we will work with you to create a network with no fee for an initial personalized investment strategy that consultation. With the guidance of will help preserve your assets now, an experienced attorney, we can help as well as help you create a wealth you establish a comprehensive estate management plan for the future. We planning and philanthropic planning understand how important it is to you strategy. You have worked hard to build to live comfortably, independently and your wealth over time, and we want to without the worry that you will outlive help you address the needs of those your assets. you care about. Wealth management for domestic Transferring wealth to others partnerships There are people in your life who you Our experience working with domestic care about, and you may have one partners provides insight into the or more favorite causes you want to unique issues and challenges you support financially. How do you balance face. We understand the complexities caring for yourself, your loved ones and involved in navigating a wealth making a difference in your community management plan and, together or the world at large? And how can with your professional advisors, focus you position your assets to continue on helping domestic partners design providing financial support after you’re personalized strategies that address gone? items such as wills, living trusts and estate planning strategies. As you plan Together with our team of dedicated your shared life together, we will work specialists in strategic estate planning, with you to help make sure your goals wealth transfer and gifting techniques, stay in focus. we can help you identify personalized financial strategies to support the All couples seek a financially secure people and causes you care about future. As your life changes and while continuing to provide for your legislation evolves, we will work to own needs now and in the future. keep your strategies up to date. We Working with your attorney and other are committed to helping you create professionals, we can determine how a future you can depend on. these strategies can also reduce the impact of taxes on your estate.* 9
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  Structuring an investmentprogram Investment strategies tailored to for your healthcare practice your small business With many years of experience helping As a small business owner, it’s healthcare professionals, we can design important that you work with a a personalized investment program that firm that understands the financial will address any cash flow concerns requirements, risks and rewards of a while providing you access to small business. We are familiar with information about your practice’s strategies for meeting start-up costs and finances. We’ll also present retirement overhead charges, as well as funding and insurance alternatives for you and capital expenditures. We can help you your employees and can help you plan grow your business by appropriately for the succession or transfer of your balancing your investment and liquidity practice. needs and providing you with access to current account information at all times. Managing the finances of your law practice As an attorney, you’re often subjected to an unpredictable income stream. Case loads vary, appeals can delay the payment of your fees and any fees may be contingent on amounts awarded to your client. These and other factors can present challenges for your practice. Having worked with many attorneys, we know how to design personalized investment strategies to help you pursue your long-term goals while addressing liquidity and financing concerns as they arise. 10
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  UBS: Our Global Strength. Your Individual Vision. As a UBS client, you benefit from the experience of one of the world’s leading wealth management firms. We have been serving affluent individuals, corporations, institutions and governments for over 150 years. Through our teams of professionals around the globe and their diverse expertise across a range of disciplines, we are committed to helping each client realize their own vision for Financial management for real financial success. estate professionals Given the changing nature of the real Our relationship with you estate market, perhaps you are looking Our work ethic is simple and powerful. for ways to unlock the earning power It is based on the value of collaboration. of your cash and investments or seek We work side by side with our clients, simpler, more flexible ways to manage taking the time to understand their your cash flow. In addition, you may individual needs and goals and the be interested in identifying creative dreams they have for themselves, their financing strategies to help fund future families and their future. This deep growth. understanding, combined with the powerful global resources we are At UBS, we work with you to develop able to access on your behalf, lay the appropriate strategies specific to your foundation for your relationship with real estate business. We can assist you UBS. with cash management and financing relevant to the changing real estate market, identify financial strategies for you and your employees, and help you plan for transfer and succession opportunities to help preserve your business now and in the future. 11
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  UBS Wealth ManagementResearch UBS Wealth Management Research is dedicated to providing the information and insights you need to make informed financial decisions. Backed by the international resources of one of the world’s leading wealth management firms, we have developed a global network of analysts who conduct research on markets and trends relevant to individual investors. And at UBS, you have direct access to these experts through our team†. Important Information about Advisory & Brokerage Services It is important that you understand the ways in which UBS Financial Services Inc. (UBS) conducts business and the applicable laws and regulations that govern the firm. As a firm providing wealth management services to clients in the U.S., UBS is registered with the U.S. Securities and Exchange Commission (SEC) as an investment adviser and a broker-dealer, offering both investment advisory and brokerage services. Though there are similarities among these services, the investment advisory programs and brokerage accounts UBS offers are separate and distinct, differ in material ways and are governed by different laws and separate contracts. It is important that you carefully read the agreements and disclosures UBS provides to you about the products or services offered. While UBS strives to ensure that these materials clearly describe the nature of the services provided, please do not hesitate to contact your Financial Advisor team, Campeau Wealth Management, if you would like clarification on the nature of your accounts or services you receive from us. For more information, please visit our web site at www.ubs.com/workingwithus † Two sources of research are available to UBS Financial Services Inc. clients. One source is written by UBS Wealth Management Research (WMR). WMR is part of UBS Global Wealth Management & Business Banking (the UBS business group that includes, among others, UBS Financial Services Inc. and UBS International Inc.), whose primary business focus is individual investors (Private Clients). The other source is written by UBS Investment Research. UBS Investment Research is part of UBS Investment Bank, whose primary business focus is institutional investors. The Private Client report style, length and content are designed to be more easily used by Private Clients. Because both sources of information are independent of one another and reflect the different assumptions, views and analytical methods of the analysts who prepared them, there may exist a difference of opinions between the two sources. Neither the Institutional report nor the Private Client report is necessarily more reliable than the other. The various research content provided does not take into account the unique investment objectives, financial situation or particular needs of any specific individual investor. If you have any questions, please consult your Financial Advisor. UBS Wealth Management Research is provided by UBS Financial Services Inc. and UBS AG. UBS Financial Services Inc. is a subsidiary of UBS AG. ©2010 UBS Financial Services Inc. All Rights Reserved. Member SIPC. All other trademarks, registered trademarks, service marks and registered service marks are of their respective companies. 17986094 UBS Financial Services Inc. is a subsidiary of UBS AG.