“Health Reform” in the
          U.S.A.
Where are we in the quest for a
more fair and affordable health
         care system?

      David N. Sundwall, M.D.
    Professor, Public Health (clinical)
           University of Utah
          School of Medicine
Presentation Outline

   1. Historical perspective
   2. The Patient Protection and
    Affordability Care Act (PPACA)
   3. Utah’s version of Health
    Reform
PP (ACA) – “Obamacare”

I. Policies
    a. Promises
    b. Problems
II. Politics
    a. Republican
    b. Democrat
    c. “Tea party”
III. Prognosis
Policies

#1 Priority – Expand health insurance
  coverage (32 million more?) starting in 2014
 NOTE: Does not strive for universal coverage, but if
 implemented as intended, 95% of legal U.S. residents
 would have coverage by 2016.
HOW ?
 Expand Medicaid (increase to 138% of FPL)
 Subsidies to help lower income individuals and families
 pay for private insurance
 Health Insurance Exchange (HIE) – make shopping for
 health insurance easier
Policies – cont.
“Mandate” – starting in 2014 “almost every American”
   will need to carry insurance or pay a fine.

Insurance Regulations –
    1. Sharp restriction or “recissions”
    2. Can no longer deny coverage to children with preexisting
    conditions
    3. No longer able to impose limits on lifetime benefits paid out
    4. By 2014 prevent insurance companies from denying policies to
    people with preexisting conditions. (Temporary bridge, “High Risk
    Pools - HIP)
Policies cont.

Public Health Provisions
  Focus on preventing chronic disease and reduce the
  rate of death from our “top killers”:
       Heart disease
       Cancer
       Stroke
       Chronic respiratory disease
       Diabetes
Policies cont.
How ?
    New Prevention and Public Health Fund (increase from $100
    million “Preventive Health Services Block Grant” to $2 billion by
    2015) - HRSA
   School based health centers - HRSA
   Community transformation grants - CDC
   Increase funding for immunizations - CDC
   Improve capacity and technology of public health labs - CDC
   Fund home visits in maternal and child health (MCH) program,
    etc. up to $1.5 billion dollars (in addition to the $635 million/yr.
    appropriated for the MCH Block Grant.
Policies cont.
Health care work force
Increase number and geographic distribution of the nation’s “health
   work force” – doctors, nurses, dentists, and other health
   professionals.
How ?
Increase payment for primary care services
Strengthen and expand the National Health Service Corps (NHSC)
Fund pilot project related to “medical homes”, e.g. for pediatric
   special needs patients
And others . . .
Utah’s version of “health reform”
   Rely on private health insurance market

   Promote personal responsibility

   Ensure “transparency” and value

   Maximize tax advantages

   Optimize public programs, e.g. “Medicaid reform”.
“Defined Contribution Market”
   Keep all payments “pre-tax”

   Employees cannot be penalized for health
    status

   Guaranteed issue ( same options for all
    employees )
Utah Health Insurance Exchange
   Internet-based information portal –              start with
    businesses , eventually make available to individuals.


   Connects consumers to vital information re:
    private health insurance plans available:
       single shopping point with reliable information,
       side-by side comparison

Consumers make personal and informed choices,
  “electronically”.
Politics
We are in the process of an intense national
debate related to health care in the United
States – what should be provided, and how to
pay for it. The outcome will redefine the roles of
governments ( federal and states) and the
private sector in our health care enterprise.

“Fasten your seatbelts – it’s going to be a bumpy night [ride]”.
                        Betty Davis – All About Eve
Supreme Court Decision – July 2012

             Most of the ACA upheld,
             i.e. “the law of the land”.

         This included the “mandate” on individuals
         •

          and businesses employing more than 50
         people to have or provide health insurance.

     •   Monkey wrench – states can’t be required to
            expand Medicaid ( made optional)
Current Challenges:
   Medicaid – “ to expand [coverage] of not to expand,
              that is the question”.
         Utah – what do you think? What do you think the
         legislature will do? [ a study has been commissioned by
         the UDOH to determine cost, impact, etc.]
         Arkansas - use federal $ to purchase private
         insurance for those who would be eligible for
    Medicaid expansions?

   “Health Insurance Exchanges” – federal version or “Avenue H”?
        Very different views on how best to facilitate expansion
        of health insurance coverage…..
Prognosis….
   PPACA – “guarded”, i.e. while currently the law of
    the land, it will inevitably be modified.

   For health care - good for most, but we need to
    revisit how we provide care for the most vulnerable
    among us and how to make it affordable for all over
    the long run.

NOTE: Social Security-Medicare trustees voice doubt abut that the federal
    government could maintain its financial commitments to pay the bulk of
    the Medicaid expansions through 2020. “ Mercatus” – March, 2013.

Dr David Sundwall, MD

  • 1.
    “Health Reform” inthe U.S.A. Where are we in the quest for a more fair and affordable health care system? David N. Sundwall, M.D. Professor, Public Health (clinical) University of Utah School of Medicine
  • 2.
    Presentation Outline  1. Historical perspective  2. The Patient Protection and Affordability Care Act (PPACA)  3. Utah’s version of Health Reform
  • 3.
    PP (ACA) –“Obamacare” I. Policies a. Promises b. Problems II. Politics a. Republican b. Democrat c. “Tea party” III. Prognosis
  • 5.
    Policies #1 Priority –Expand health insurance coverage (32 million more?) starting in 2014 NOTE: Does not strive for universal coverage, but if implemented as intended, 95% of legal U.S. residents would have coverage by 2016. HOW ? Expand Medicaid (increase to 138% of FPL) Subsidies to help lower income individuals and families pay for private insurance Health Insurance Exchange (HIE) – make shopping for health insurance easier
  • 6.
    Policies – cont. “Mandate”– starting in 2014 “almost every American” will need to carry insurance or pay a fine. Insurance Regulations – 1. Sharp restriction or “recissions” 2. Can no longer deny coverage to children with preexisting conditions 3. No longer able to impose limits on lifetime benefits paid out 4. By 2014 prevent insurance companies from denying policies to people with preexisting conditions. (Temporary bridge, “High Risk Pools - HIP)
  • 7.
    Policies cont. Public HealthProvisions Focus on preventing chronic disease and reduce the rate of death from our “top killers”: Heart disease Cancer Stroke Chronic respiratory disease Diabetes
  • 8.
    Policies cont. How ? New Prevention and Public Health Fund (increase from $100 million “Preventive Health Services Block Grant” to $2 billion by 2015) - HRSA  School based health centers - HRSA  Community transformation grants - CDC  Increase funding for immunizations - CDC  Improve capacity and technology of public health labs - CDC  Fund home visits in maternal and child health (MCH) program, etc. up to $1.5 billion dollars (in addition to the $635 million/yr. appropriated for the MCH Block Grant.
  • 9.
    Policies cont. Health carework force Increase number and geographic distribution of the nation’s “health work force” – doctors, nurses, dentists, and other health professionals. How ? Increase payment for primary care services Strengthen and expand the National Health Service Corps (NHSC) Fund pilot project related to “medical homes”, e.g. for pediatric special needs patients And others . . .
  • 10.
    Utah’s version of“health reform”  Rely on private health insurance market  Promote personal responsibility  Ensure “transparency” and value  Maximize tax advantages  Optimize public programs, e.g. “Medicaid reform”.
  • 11.
    “Defined Contribution Market”  Keep all payments “pre-tax”  Employees cannot be penalized for health status  Guaranteed issue ( same options for all employees )
  • 12.
    Utah Health InsuranceExchange  Internet-based information portal – start with businesses , eventually make available to individuals.  Connects consumers to vital information re: private health insurance plans available: single shopping point with reliable information, side-by side comparison Consumers make personal and informed choices, “electronically”.
  • 13.
    Politics We are inthe process of an intense national debate related to health care in the United States – what should be provided, and how to pay for it. The outcome will redefine the roles of governments ( federal and states) and the private sector in our health care enterprise. “Fasten your seatbelts – it’s going to be a bumpy night [ride]”. Betty Davis – All About Eve
  • 14.
    Supreme Court Decision– July 2012 Most of the ACA upheld, i.e. “the law of the land”. This included the “mandate” on individuals • and businesses employing more than 50 people to have or provide health insurance. • Monkey wrench – states can’t be required to expand Medicaid ( made optional)
  • 15.
    Current Challenges:  Medicaid – “ to expand [coverage] of not to expand, that is the question”. Utah – what do you think? What do you think the legislature will do? [ a study has been commissioned by the UDOH to determine cost, impact, etc.] Arkansas - use federal $ to purchase private insurance for those who would be eligible for Medicaid expansions?  “Health Insurance Exchanges” – federal version or “Avenue H”? Very different views on how best to facilitate expansion of health insurance coverage…..
  • 16.
    Prognosis….  PPACA – “guarded”, i.e. while currently the law of the land, it will inevitably be modified.  For health care - good for most, but we need to revisit how we provide care for the most vulnerable among us and how to make it affordable for all over the long run. NOTE: Social Security-Medicare trustees voice doubt abut that the federal government could maintain its financial commitments to pay the bulk of the Medicaid expansions through 2020. “ Mercatus” – March, 2013.