This document discusses hazard, exposure, and vulnerability to disaster risks. It begins by stating the expected learning outcomes, which are to define hazards, exposure, and vulnerabilities; explain the differences among them; and appreciate their importance. It then provides examples of how countries like the Philippines have experienced disasters affecting lives and property. The main sections define hazards as harmful conditions, exposure as the presence of elements at risk, and vulnerabilities as characteristics making things susceptible to harm. It also discusses risk as the probability of adverse effects. The document emphasizes that exposure alone does not determine vulnerability - a community's preparedness is also important. It concludes with a task instructing students to create an information brochure on hazard exposure elements in a selected community.