The document summarizes key stages of human fertilization and embryonic development. It describes how fertilization occurs through the fusion of sperm and egg cells. It then outlines the early cleavage and differentiation stages, including the formation of the morula, blastula and gastrula. It discusses the development of the three germ layers and how organs begin to form. Later stages covered include placenta and fetal development, as well as the roles of the umbilical cord, amniotic sac and other structures. Common complications like teratogens and types of twins are also summarized.