Memory stores data as voltages that are interpreted as binary 0s and 1s. Combinations of 0s and 1s represent numeric, alphabetic, and other data types depending on the coding standard used. ASCII and Unicode are common coding standards that assign numeric codes to letters, punctuation, and other characters. An operating system like DOS or Windows provides an interface to interpret commands and access stored data, sitting on top of lower-level components like the BIOS that initialize hardware and load the operating system at startup. File systems then organize and control how application data is stored and retrieved from memory devices using files with standardized naming conventions and extensions.