This document describes a proposed intelligent chatbot system for providing banking information and services in vernacular languages. The proposed chatbot would be able to identify user context and intent to dynamically generate responses in both English and Hindi. It would allow users to ask banking questions and receive responses without needing to physically visit a bank. The system architecture involves users registering and logging in, with sessions created for each user. The chatbot would use the Porter stemming algorithm and identify user intent through natural language processing to accurately answer questions. Responses could be static predefined answers or dynamically generated by a webhook. The goal is to effectively communicate between users and the banking chatbot system across languages.