This document summarizes a seminar presentation on multimodal biometric systems. It discusses the limitations of unimodal biometric systems and how combining multiple biometric traits can improve accuracy. It covers classification of multimodal systems based on architecture, sources, fusion level, and methodology. Score normalization and different fusion techniques at the sensor, feature, matching score, and decision levels are also summarized. The conclusion states that multimodal biometrics provides higher security than unimodal systems through appropriate normalization and fusion methods.